Kentucky First Federal Bancorp Asset Resilience Ratio
Kentucky First Federal Bancorp asset resilience ratio. Kentucky First Federal Bancorp (KFFB) has an Asset Resilience Ratio of 2.74% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Kentucky First Federal Bancorp to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Kentucky First Federal Bancorp (2003–2025)
Asset resilience ratio of Kentucky First Federal Bancorp from 2003 to 2025. This chart shows how Kentucky First Federal Bancorp's Asset Resilience Ratio has changed over time. Read debt load of Kentucky First Federal Bancorp for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Kentucky First Federal Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Kentucky First Federal Bancorp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $10.27 Million | 2.74% |
| Total Liquid Assets | $10.27 Million | 2.74% |
Asset Resilience Insights
- Limited Liquidity: Kentucky First Federal Bancorp maintains only 2.74% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Kentucky First Federal Bancorp Industry Peers by Asset Resilience Ratio
Compare Kentucky First Federal Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Kentucky First Federal Bancorp Asset Resilience Ratio by Year (2003–2025)
Kentucky First Federal Bancorp asset resilience ratio by year from 2003 to 2025. The table below shows the annual Asset Resilience Ratio data for Kentucky First Federal Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 2.30% | $8.58 Million | $372.16 Million | -0.27pp |
| 2024-06-30 | 2.57% | $9.65 Million | $374.97 Million | -0.89pp |
| 2023-06-30 | 3.46% | $12.08 Million | $349.02 Million | +0.27pp |
| 2022-06-30 | 3.19% | $10.48 Million | $328.08 Million | +3.18pp |
| 2021-06-30 | 0.01% | $33.00K | $338.06 Million | -0.16pp |
| 2020-06-30 | 0.17% | $541.00K | $321.14 Million | -0.15pp |
| 2019-06-30 | 0.32% | $1.04 Million | $330.63 Million | +0.30pp |
| 2018-06-30 | 0.02% | $48.00K | $318.39 Million | -0.01pp |
| 2017-06-30 | 0.02% | $71.00K | $308.49 Million | -0.02pp |
| 2016-06-30 | 0.05% | $134.00K | $291.87 Million | -0.01pp |
| 2015-06-30 | 0.05% | $159.00K | $296.30 Million | -0.03pp |
| 2014-06-30 | 0.08% | $247.00K | $299.65 Million | +0.02pp |
| 2013-06-30 | 0.06% | $205.00K | $324.06 Million | -0.02pp |
| 2012-06-30 | 0.08% | $189.00K | $222.95 Million | +0.04pp |
| 2011-06-30 | 0.04% | $100.00K | $226.13 Million | +0.00pp |
| 2010-06-30 | 0.04% | $100.00K | $236.94 Million | +0.00pp |
| 2009-06-30 | 0.04% | $100.00K | $240.90 Million | -6.13pp |
| 2008-06-30 | 6.17% | $15.28 Million | $247.66 Million | +5.56pp |
| 2007-06-30 | 0.61% | $1.64 Million | $268.92 Million | +0.05pp |
| 2006-06-30 | 0.56% | $1.46 Million | $261.94 Million | -2.11pp |
| 2005-06-30 | 2.66% | $7.30 Million | $273.92 Million | -8.75pp |
| 2004-06-30 | 11.42% | $15.96 Million | $139.82 Million | -10.26pp |
| 2003-06-30 | 21.68% | $29.50 Million | $136.10 Million | -- |
About Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes. Its lo… Read more