Kentucky First Federal Bancorp - Asset Resilience Ratio
Kentucky First Federal Bancorp (KFFB) has an Asset Resilience Ratio of 2.74% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Kentucky First Federal Bancorp working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Kentucky First Federal Bancorp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Kentucky First Federal Bancorp.
Liquid Assets Composition Over Time
This chart breaks down Kentucky First Federal Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore KFFB long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $10.27 Million | 2.74% |
| Total Liquid Assets | $10.27 Million | 2.74% |
Asset Resilience Insights
- Limited Liquidity: Kentucky First Federal Bancorp maintains only 2.74% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Kentucky First Federal Bancorp Industry Peers by Asset Resilience Ratio
Compare Kentucky First Federal Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Kentucky First Federal Bancorp (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Kentucky First Federal Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 2.30% | $8.58 Million | $372.16 Million | -0.27pp |
| 2024-06-30 | 2.57% | $9.65 Million | $374.97 Million | -0.89pp |
| 2023-06-30 | 3.46% | $12.08 Million | $349.02 Million | +0.27pp |
| 2022-06-30 | 3.19% | $10.48 Million | $328.08 Million | +3.18pp |
| 2021-06-30 | 0.01% | $33.00K | $338.06 Million | -0.16pp |
| 2020-06-30 | 0.17% | $541.00K | $321.14 Million | -0.15pp |
| 2019-06-30 | 0.32% | $1.04 Million | $330.63 Million | +0.30pp |
| 2018-06-30 | 0.02% | $48.00K | $318.39 Million | -0.01pp |
| 2017-06-30 | 0.02% | $71.00K | $308.49 Million | -0.02pp |
| 2016-06-30 | 0.05% | $134.00K | $291.87 Million | -0.01pp |
| 2015-06-30 | 0.05% | $159.00K | $296.30 Million | -0.03pp |
| 2014-06-30 | 0.08% | $247.00K | $299.65 Million | +0.02pp |
| 2013-06-30 | 0.06% | $205.00K | $324.06 Million | -0.02pp |
| 2012-06-30 | 0.08% | $189.00K | $222.95 Million | +0.04pp |
| 2011-06-30 | 0.04% | $100.00K | $226.13 Million | +0.00pp |
| 2010-06-30 | 0.04% | $100.00K | $236.94 Million | +0.00pp |
| 2009-06-30 | 0.04% | $100.00K | $240.90 Million | -6.13pp |
| 2008-06-30 | 6.17% | $15.28 Million | $247.66 Million | +5.56pp |
| 2007-06-30 | 0.61% | $1.64 Million | $268.92 Million | +0.05pp |
| 2006-06-30 | 0.56% | $1.46 Million | $261.94 Million | -2.11pp |
| 2005-06-30 | 2.66% | $7.30 Million | $273.92 Million | -8.75pp |
| 2004-06-30 | 11.42% | $15.96 Million | $139.82 Million | -10.26pp |
| 2003-06-30 | 21.68% | $29.50 Million | $136.10 Million | -- |
About Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes. Its lo… Read more