Kearny Financial Corp - Asset Resilience Ratio
Kearny Financial Corp (KRNY) has an Asset Resilience Ratio of 13.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Kearny Financial Corp strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Kearny Financial Corp's Asset Resilience Ratio has changed over time. See KRNY equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Kearny Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Kearny Financial Corp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.00 Billion | 13.13% |
| Total Liquid Assets | $1.00 Billion | 13.13% |
Asset Resilience Insights
- Moderate Liquidity: Kearny Financial Corp has 13.13% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Kearny Financial Corp Industry Peers by Asset Resilience Ratio
Compare Kearny Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Kearny Financial Corp (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Kearny Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 13.09% | $1.01 Billion | $7.74 Billion | -0.88pp |
| 2024-06-30 | 13.96% | $1.07 Billion | $7.68 Billion | -1.26pp |
| 2023-06-30 | 15.22% | $1.23 Billion | $8.06 Billion | -2.19pp |
| 2022-06-30 | 17.41% | $1.34 Billion | $7.72 Billion | -5.61pp |
| 2021-06-30 | 23.02% | $1.68 Billion | $7.28 Billion | +2.52pp |
| 2020-06-30 | 20.50% | $1.39 Billion | $6.76 Billion | +9.74pp |
| 2019-06-30 | 10.77% | $714.26 Million | $6.63 Billion | -0.25pp |
| 2018-06-30 | 11.02% | $725.09 Million | $6.58 Billion | -1.72pp |
| 2017-06-30 | 12.74% | $613.76 Million | $4.82 Billion | +4.07pp |
| 2016-06-30 | 8.66% | $389.91 Million | $4.50 Billion | -1.26pp |
| 2015-06-30 | 9.93% | $420.66 Million | $4.24 Billion | -1.69pp |
| 2014-06-30 | 11.62% | $407.90 Million | $3.51 Billion | +2.08pp |
| 2013-06-30 | 9.54% | $300.12 Million | $3.15 Billion | +9.11pp |
| 2012-06-30 | 0.43% | $12.60 Million | $2.94 Billion | -5.61pp |
| 2011-06-30 | 6.03% | $175.25 Million | $2.90 Billion | -1.58pp |
| 2010-06-30 | 7.61% | $178.14 Million | $2.34 Billion | -1.12pp |
| 2009-06-30 | 8.73% | $185.56 Million | $2.12 Billion | +3.36pp |
| 2008-06-30 | 5.37% | $111.86 Million | $2.08 Billion | -2.16pp |
| 2007-06-30 | 7.53% | $144.34 Million | $1.92 Billion | -2.82pp |
| 2006-06-30 | 10.35% | $207.72 Million | $2.01 Billion | +4.50pp |
| 2005-06-30 | 5.85% | $123.18 Million | $2.11 Billion | +4.89pp |
| 2004-06-30 | 0.95% | $18.48 Million | $1.94 Billion | -14.09pp |
| 2003-06-30 | 15.04% | $300.37 Million | $2.00 Billion | -- |
About Kearny Financial Corp
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-famil… Read more