Kearny Financial Corp - Asset Resilience Ratio
Kearny Financial Corp (KRNY) has an Asset Resilience Ratio of 13.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See KRNY working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Kearny Financial Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Kearny Financial Corp asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down Kearny Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore KRNY long-term investments to assets to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.00 Billion | 13.13% |
| Total Liquid Assets | $1.00 Billion | 13.13% |
Asset Resilience Insights
- Moderate Liquidity: Kearny Financial Corp has 13.13% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Kearny Financial Corp Industry Peers by Asset Resilience Ratio
Compare Kearny Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Kearny Financial Corp (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Kearny Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 13.09% | $1.01 Billion | $7.74 Billion | -0.88pp |
| 2024-06-30 | 13.96% | $1.07 Billion | $7.68 Billion | -1.26pp |
| 2023-06-30 | 15.22% | $1.23 Billion | $8.06 Billion | -2.19pp |
| 2022-06-30 | 17.41% | $1.34 Billion | $7.72 Billion | -5.61pp |
| 2021-06-30 | 23.02% | $1.68 Billion | $7.28 Billion | +2.52pp |
| 2020-06-30 | 20.50% | $1.39 Billion | $6.76 Billion | +9.74pp |
| 2019-06-30 | 10.77% | $714.26 Million | $6.63 Billion | -0.25pp |
| 2018-06-30 | 11.02% | $725.09 Million | $6.58 Billion | -1.72pp |
| 2017-06-30 | 12.74% | $613.76 Million | $4.82 Billion | +4.07pp |
| 2016-06-30 | 8.66% | $389.91 Million | $4.50 Billion | -1.26pp |
| 2015-06-30 | 9.93% | $420.66 Million | $4.24 Billion | -1.69pp |
| 2014-06-30 | 11.62% | $407.90 Million | $3.51 Billion | +2.08pp |
| 2013-06-30 | 9.54% | $300.12 Million | $3.15 Billion | +9.11pp |
| 2012-06-30 | 0.43% | $12.60 Million | $2.94 Billion | -5.61pp |
| 2011-06-30 | 6.03% | $175.25 Million | $2.90 Billion | -1.58pp |
| 2010-06-30 | 7.61% | $178.14 Million | $2.34 Billion | -1.12pp |
| 2009-06-30 | 8.73% | $185.56 Million | $2.12 Billion | +3.36pp |
| 2008-06-30 | 5.37% | $111.86 Million | $2.08 Billion | -2.16pp |
| 2007-06-30 | 7.53% | $144.34 Million | $1.92 Billion | -2.82pp |
| 2006-06-30 | 10.35% | $207.72 Million | $2.01 Billion | +4.50pp |
| 2005-06-30 | 5.85% | $123.18 Million | $2.11 Billion | +4.89pp |
| 2004-06-30 | 0.95% | $18.48 Million | $1.94 Billion | -14.09pp |
| 2003-06-30 | 15.04% | $300.37 Million | $2.00 Billion | -- |
About Kearny Financial Corp
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-famil… Read more