Kearny Financial Corp Asset Resilience Ratio
Kearny Financial Corp asset resilience ratio. Kearny Financial Corp (KRNY) has an Asset Resilience Ratio of 13.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Kearny Financial Corp (KRNY) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Kearny Financial Corp (2003–2025)
Asset resilience ratio of Kearny Financial Corp from 2003 to 2025. This chart shows how Kearny Financial Corp's Asset Resilience Ratio has changed over time. Read Kearny Financial Corp balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Kearny Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see KRNY current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.00 Billion | 13.13% |
| Total Liquid Assets | $1.00 Billion | 13.13% |
Asset Resilience Insights
- Moderate Liquidity: Kearny Financial Corp has 13.13% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Kearny Financial Corp Industry Peers by Asset Resilience Ratio
Compare Kearny Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Kearny Financial Corp Asset Resilience Ratio by Year (2003–2025)
Kearny Financial Corp asset resilience ratio by year from 2003 to 2025. The table below shows the annual Asset Resilience Ratio data for Kearny Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 13.09% | $1.01 Billion | $7.74 Billion | -0.88pp |
| 2024-06-30 | 13.96% | $1.07 Billion | $7.68 Billion | -1.26pp |
| 2023-06-30 | 15.22% | $1.23 Billion | $8.06 Billion | -2.19pp |
| 2022-06-30 | 17.41% | $1.34 Billion | $7.72 Billion | -5.61pp |
| 2021-06-30 | 23.02% | $1.68 Billion | $7.28 Billion | +2.52pp |
| 2020-06-30 | 20.50% | $1.39 Billion | $6.76 Billion | +9.74pp |
| 2019-06-30 | 10.77% | $714.26 Million | $6.63 Billion | -0.25pp |
| 2018-06-30 | 11.02% | $725.09 Million | $6.58 Billion | -1.72pp |
| 2017-06-30 | 12.74% | $613.76 Million | $4.82 Billion | +4.07pp |
| 2016-06-30 | 8.66% | $389.91 Million | $4.50 Billion | -1.26pp |
| 2015-06-30 | 9.93% | $420.66 Million | $4.24 Billion | -1.69pp |
| 2014-06-30 | 11.62% | $407.90 Million | $3.51 Billion | +2.08pp |
| 2013-06-30 | 9.54% | $300.12 Million | $3.15 Billion | +9.11pp |
| 2012-06-30 | 0.43% | $12.60 Million | $2.94 Billion | -5.61pp |
| 2011-06-30 | 6.03% | $175.25 Million | $2.90 Billion | -1.58pp |
| 2010-06-30 | 7.61% | $178.14 Million | $2.34 Billion | -1.12pp |
| 2009-06-30 | 8.73% | $185.56 Million | $2.12 Billion | +3.36pp |
| 2008-06-30 | 5.37% | $111.86 Million | $2.08 Billion | -2.16pp |
| 2007-06-30 | 7.53% | $144.34 Million | $1.92 Billion | -2.82pp |
| 2006-06-30 | 10.35% | $207.72 Million | $2.01 Billion | +4.50pp |
| 2005-06-30 | 5.85% | $123.18 Million | $2.11 Billion | +4.89pp |
| 2004-06-30 | 0.95% | $18.48 Million | $1.94 Billion | -14.09pp |
| 2003-06-30 | 15.04% | $300.37 Million | $2.00 Billion | -- |
About Kearny Financial Corp
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-famil… Read more