Kearny Financial Corp - Asset Resilience Ratio
Kearny Financial Corp (KRNY) has an Asset Resilience Ratio of 13.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Kearny Financial Corp debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Kearny Financial Corp's Asset Resilience Ratio has changed over time. See Kearny Financial Corp net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Kearny Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Kearny Financial Corp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.00 Billion | 13.13% |
| Total Liquid Assets | $1.00 Billion | 13.13% |
Asset Resilience Insights
- Moderate Liquidity: Kearny Financial Corp has 13.13% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Kearny Financial Corp Industry Peers by Asset Resilience Ratio
Compare Kearny Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for Kearny Financial Corp (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Kearny Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 13.09% | $1.01 Billion | $7.74 Billion | -0.88pp |
| 2024-06-30 | 13.96% | $1.07 Billion | $7.68 Billion | -1.26pp |
| 2023-06-30 | 15.22% | $1.23 Billion | $8.06 Billion | -2.19pp |
| 2022-06-30 | 17.41% | $1.34 Billion | $7.72 Billion | -5.61pp |
| 2021-06-30 | 23.02% | $1.68 Billion | $7.28 Billion | +2.52pp |
| 2020-06-30 | 20.50% | $1.39 Billion | $6.76 Billion | +9.74pp |
| 2019-06-30 | 10.77% | $714.26 Million | $6.63 Billion | -0.25pp |
| 2018-06-30 | 11.02% | $725.09 Million | $6.58 Billion | -1.72pp |
| 2017-06-30 | 12.74% | $613.76 Million | $4.82 Billion | +4.07pp |
| 2016-06-30 | 8.66% | $389.91 Million | $4.50 Billion | -1.26pp |
| 2015-06-30 | 9.93% | $420.66 Million | $4.24 Billion | -1.69pp |
| 2014-06-30 | 11.62% | $407.90 Million | $3.51 Billion | +2.08pp |
| 2013-06-30 | 9.54% | $300.12 Million | $3.15 Billion | +9.11pp |
| 2012-06-30 | 0.43% | $12.60 Million | $2.94 Billion | -5.61pp |
| 2011-06-30 | 6.03% | $175.25 Million | $2.90 Billion | -1.58pp |
| 2010-06-30 | 7.61% | $178.14 Million | $2.34 Billion | -1.12pp |
| 2009-06-30 | 8.73% | $185.56 Million | $2.12 Billion | +3.36pp |
| 2008-06-30 | 5.37% | $111.86 Million | $2.08 Billion | -2.16pp |
| 2007-06-30 | 7.53% | $144.34 Million | $1.92 Billion | -2.82pp |
| 2006-06-30 | 10.35% | $207.72 Million | $2.01 Billion | +4.50pp |
| 2005-06-30 | 5.85% | $123.18 Million | $2.11 Billion | +4.89pp |
| 2004-06-30 | 0.95% | $18.48 Million | $1.94 Billion | -14.09pp |
| 2003-06-30 | 15.04% | $300.37 Million | $2.00 Billion | -- |
About Kearny Financial Corp
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-famil… Read more