Lakeland Financial Corporation Asset Resilience Ratio
Lakeland Financial Corporation asset resilience ratio. Lakeland Financial Corporation (LKFN) has an Asset Resilience Ratio of 1.20% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Lakeland Financial Corporation to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Lakeland Financial Corporation (2004–2025)
Asset resilience ratio of Lakeland Financial Corporation from 2004 to 2025. This chart shows how Lakeland Financial Corporation's Asset Resilience Ratio has changed over time. Read LKFN liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Lakeland Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Lakeland Financial Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $84.18 Million | 1.2% |
| Total Liquid Assets | $84.18 Million | 1.20% |
Asset Resilience Insights
- Limited Liquidity: Lakeland Financial Corporation maintains only 1.20% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lakeland Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Lakeland Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Lakeland Financial Corporation Asset Resilience Ratio by Year (2004–2025)
Lakeland Financial Corporation asset resilience ratio by year from 2004 to 2025. The table below shows the annual Asset Resilience Ratio data for Lakeland Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.20% | $84.18 Million | $6.99 Billion | -5.13pp |
| 2024-12-31 | 6.33% | $422.85 Million | $6.68 Billion | -9.79pp |
| 2023-12-31 | 16.12% | $1.05 Billion | $6.52 Billion | -2.31pp |
| 2022-12-31 | 18.43% | $1.19 Billion | $6.43 Billion | -2.90pp |
| 2021-12-31 | 21.33% | $1.40 Billion | $6.56 Billion | +8.72pp |
| 2020-12-31 | 12.60% | $734.85 Million | $5.83 Billion | +0.31pp |
| 2019-12-31 | 12.30% | $608.23 Million | $4.95 Billion | +0.28pp |
| 2018-12-31 | 12.01% | $585.55 Million | $4.88 Billion | +0.51pp |
| 2017-12-31 | 11.50% | $538.49 Million | $4.68 Billion | -0.25pp |
| 2016-12-31 | 11.75% | $504.19 Million | $4.29 Billion | -0.94pp |
| 2015-12-31 | 12.69% | $478.07 Million | $3.77 Billion | -1.13pp |
| 2014-12-31 | 13.82% | $475.91 Million | $3.44 Billion | -0.95pp |
| 2013-12-31 | 14.77% | $468.97 Million | $3.18 Billion | -0.47pp |
| 2012-12-31 | 15.24% | $467.02 Million | $3.06 Billion | +13.59pp |
| 2011-12-31 | 1.65% | $47.67 Million | $2.89 Billion | +0.99pp |
| 2010-12-31 | 0.66% | $17.63 Million | $2.68 Billion | +0.38pp |
| 2009-12-31 | 0.27% | $7.02 Million | $2.57 Billion | -0.02pp |
| 2008-12-31 | 0.29% | $6.86 Million | $2.38 Billion | -0.29pp |
| 2007-12-31 | 0.57% | $11.41 Million | $1.99 Billion | -2.39pp |
| 2006-12-31 | 2.96% | $54.45 Million | $1.84 Billion | +2.64pp |
| 2005-12-31 | 0.32% | $5.29 Million | $1.63 Billion | -1.24pp |
| 2004-12-31 | 1.56% | $22.71 Million | $1.45 Billion | -- |
About Lakeland Financial Corporation
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-f… Read more