Medallion Financial Corp Asset Resilience Ratio
Medallion Financial Corp asset resilience ratio. Medallion Financial Corp (MFIN) has an Asset Resilience Ratio of 2.19% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Medallion Financial Corp defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Medallion Financial Corp (2015–2025)
Asset resilience ratio of Medallion Financial Corp from 2015 to 2025. This chart shows how Medallion Financial Corp's Asset Resilience Ratio has changed over time. Read MFIN total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Medallion Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Medallion Financial Corp balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $69.93 Million | 2.19% |
| Total Liquid Assets | $69.93 Million | 2.19% |
Asset Resilience Insights
- Limited Liquidity: Medallion Financial Corp maintains only 2.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Medallion Financial Corp Industry Peers by Asset Resilience Ratio
Compare Medallion Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Medallion Financial Corp Asset Resilience Ratio by Year (2015–2025)
Medallion Financial Corp asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for Medallion Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.04% | $60.18 Million | $2.96 Billion | +1.93pp |
| 2024-12-31 | 0.10% | $2.93 Million | $2.87 Billion | -2.00pp |
| 2023-12-31 | 2.10% | $54.28 Million | $2.59 Billion | -0.05pp |
| 2022-12-31 | 2.15% | $48.49 Million | $2.26 Billion | -0.24pp |
| 2021-12-31 | 2.39% | $44.77 Million | $1.87 Billion | -0.46pp |
| 2020-12-31 | 2.85% | $46.79 Million | $1.64 Billion | -0.33pp |
| 2019-12-31 | 3.18% | $49.00 Million | $1.54 Billion | -0.10pp |
| 2018-12-31 | 3.28% | $45.32 Million | $1.38 Billion | -3.96pp |
| 2015-12-31 | 7.24% | $49.88 Million | $689.05 Million | -- |
About Medallion Financial Corp
Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer fi… Read more