Medallion Financial Corp - Asset Resilience Ratio
Medallion Financial Corp (MFIN) has an Asset Resilience Ratio of 2.04% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Medallion Financial Corp balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Medallion Financial Corp's Asset Resilience Ratio has changed over time. See Medallion Financial Corp book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Medallion Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MFIN market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $60.18 Million | 2.04% |
| Total Liquid Assets | $60.18 Million | 2.04% |
Asset Resilience Insights
- Limited Liquidity: Medallion Financial Corp maintains only 2.04% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Medallion Financial Corp Industry Peers by Asset Resilience Ratio
Compare Medallion Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Green Dot Corporation
NYSE:GDOT |
Credit Services | 0.00% |
|
SLM Corp
NASDAQ:SLM |
Credit Services | 0.17% |
|
Plenti Group Ltd
AU:PLT |
Credit Services | 0.02% |
|
Eason Technology Limited
NYSE MKT:DXF |
Credit Services | 0.11% |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC |
Credit Services | 3.39% |
|
SR Accord
TA:SRAC |
Credit Services | 0.09% |
|
Kruk SA
WAR:KRU |
Credit Services | 24.59% |
|
ASA International Group PLC
LSE:ASAI |
Credit Services | 425.59% |
Annual Asset Resilience Ratio for Medallion Financial Corp (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Medallion Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.04% | $60.18 Million | $2.96 Billion | +1.93pp |
| 2024-12-31 | 0.10% | $2.93 Million | $2.87 Billion | -2.00pp |
| 2023-12-31 | 2.10% | $54.28 Million | $2.59 Billion | -0.05pp |
| 2022-12-31 | 2.15% | $48.49 Million | $2.26 Billion | -0.24pp |
| 2021-12-31 | 2.39% | $44.77 Million | $1.87 Billion | -0.46pp |
| 2020-12-31 | 2.85% | $46.79 Million | $1.64 Billion | -0.33pp |
| 2019-12-31 | 3.18% | $49.00 Million | $1.54 Billion | -0.10pp |
| 2018-12-31 | 3.28% | $45.32 Million | $1.38 Billion | -3.96pp |
| 2015-12-31 | 7.24% | $49.88 Million | $689.05 Million | -- |
About Medallion Financial Corp
Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending, and Strategic Partnership Loans. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer re… Read more