Magyar Bancorp Inc - Asset Resilience Ratio
Magyar Bancorp Inc (MGYR) has an Asset Resilience Ratio of 2.07% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check MGYR PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Magyar Bancorp Inc's Asset Resilience Ratio has changed over time. See MGYR net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Magyar Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Magyar Bancorp Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $21.65 Million | 2.07% |
| Total Liquid Assets | $21.65 Million | 2.07% |
Asset Resilience Insights
- Limited Liquidity: Magyar Bancorp Inc maintains only 2.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Magyar Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Magyar Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Magyar Bancorp Inc (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Magyar Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 1.59% | $15.89 Million | $997.66 Million | -0.05pp |
| 2024-09-30 | 1.64% | $15.62 Million | $951.92 Million | +0.52pp |
| 2023-09-30 | 1.12% | $10.12 Million | $907.29 Million | -0.04pp |
| 2022-09-30 | 1.16% | $9.23 Million | $798.54 Million | -0.51pp |
| 2021-09-30 | 1.67% | $12.93 Million | $773.99 Million | -0.26pp |
| 2020-09-30 | 1.93% | $14.56 Million | $754.00 Million | -0.72pp |
| 2019-09-30 | 2.65% | $16.70 Million | $630.33 Million | -0.95pp |
| 2018-09-30 | 3.60% | $22.47 Million | $623.97 Million | +1.64pp |
| 2017-09-30 | 1.96% | $11.81 Million | $603.04 Million | +1.06pp |
| 2016-09-30 | 0.90% | $5.23 Million | $584.38 Million | -0.21pp |
| 2015-09-30 | 1.10% | $6.06 Million | $550.57 Million | -1.17pp |
| 2014-09-30 | 2.28% | $12.07 Million | $530.43 Million | -0.66pp |
| 2013-09-30 | 2.93% | $15.77 Million | $537.73 Million | -0.37pp |
| 2012-09-30 | 3.30% | $16.79 Million | $508.85 Million | -1.53pp |
| 2011-09-30 | 4.83% | $25.31 Million | $524.04 Million | +2.19pp |
| 2010-09-30 | 2.64% | $14.19 Million | $537.95 Million | -0.56pp |
| 2009-09-30 | 3.20% | $18.08 Million | $565.21 Million | -6.39pp |
| 2008-09-30 | 9.59% | $49.33 Million | $514.27 Million | +3.81pp |
| 2007-09-30 | 5.78% | $27.37 Million | $473.18 Million | +1.60pp |
| 2006-09-30 | 4.18% | $18.17 Million | $434.20 Million | +3.54pp |
| 2005-09-30 | 0.64% | $2.31 Million | $359.70 Million | -0.44pp |
| 2004-09-30 | 1.08% | $3.11 Million | $287.08 Million | -1.09pp |
| 2003-09-30 | 2.17% | $5.95 Million | $273.91 Million | -- |
About Magyar Bancorp Inc
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company provides one-to four-… Read more