Magyar Bancorp Inc Asset Resilience Ratio
Magyar Bancorp Inc asset resilience ratio. Magyar Bancorp Inc (MGYR) has an Asset Resilience Ratio of 2.07% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Magyar Bancorp Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Magyar Bancorp Inc (2003–2025)
Asset resilience ratio of Magyar Bancorp Inc from 2003 to 2025. This chart shows how Magyar Bancorp Inc's Asset Resilience Ratio has changed over time. Read MGYR liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Magyar Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see MGYR current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $21.65 Million | 2.07% |
| Total Liquid Assets | $21.65 Million | 2.07% |
Asset Resilience Insights
- Limited Liquidity: Magyar Bancorp Inc maintains only 2.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Magyar Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Magyar Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Magyar Bancorp Inc Asset Resilience Ratio by Year (2003–2025)
Magyar Bancorp Inc asset resilience ratio by year from 2003 to 2025. The table below shows the annual Asset Resilience Ratio data for Magyar Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 1.59% | $15.89 Million | $997.66 Million | -0.05pp |
| 2024-09-30 | 1.64% | $15.62 Million | $951.92 Million | +0.52pp |
| 2023-09-30 | 1.12% | $10.12 Million | $907.29 Million | -0.04pp |
| 2022-09-30 | 1.16% | $9.23 Million | $798.54 Million | -0.51pp |
| 2021-09-30 | 1.67% | $12.93 Million | $773.99 Million | -0.26pp |
| 2020-09-30 | 1.93% | $14.56 Million | $754.00 Million | -0.72pp |
| 2019-09-30 | 2.65% | $16.70 Million | $630.33 Million | -0.95pp |
| 2018-09-30 | 3.60% | $22.47 Million | $623.97 Million | +1.64pp |
| 2017-09-30 | 1.96% | $11.81 Million | $603.04 Million | +1.06pp |
| 2016-09-30 | 0.90% | $5.23 Million | $584.38 Million | -0.21pp |
| 2015-09-30 | 1.10% | $6.06 Million | $550.57 Million | -1.17pp |
| 2014-09-30 | 2.28% | $12.07 Million | $530.43 Million | -0.66pp |
| 2013-09-30 | 2.93% | $15.77 Million | $537.73 Million | -0.37pp |
| 2012-09-30 | 3.30% | $16.79 Million | $508.85 Million | -1.53pp |
| 2011-09-30 | 4.83% | $25.31 Million | $524.04 Million | +2.19pp |
| 2010-09-30 | 2.64% | $14.19 Million | $537.95 Million | -0.56pp |
| 2009-09-30 | 3.20% | $18.08 Million | $565.21 Million | -6.39pp |
| 2008-09-30 | 9.59% | $49.33 Million | $514.27 Million | +3.81pp |
| 2007-09-30 | 5.78% | $27.37 Million | $473.18 Million | +1.60pp |
| 2006-09-30 | 4.18% | $18.17 Million | $434.20 Million | +3.54pp |
| 2005-09-30 | 0.64% | $2.31 Million | $359.70 Million | -0.44pp |
| 2004-09-30 | 1.08% | $3.11 Million | $287.08 Million | -1.09pp |
| 2003-09-30 | 2.17% | $5.95 Million | $273.91 Million | -- |
About Magyar Bancorp Inc
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company provides one-to four-… Read more