Magyar Bancorp Inc - Asset Resilience Ratio
Magyar Bancorp Inc (MGYR) has an Asset Resilience Ratio of 2.58% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Magyar Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Magyar Bancorp Inc's Asset Resilience Ratio has changed over time. See Magyar Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Magyar Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Magyar Bancorp Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $26.95 Million | 2.58% |
| Total Liquid Assets | $26.95 Million | 2.58% |
Asset Resilience Insights
- Limited Liquidity: Magyar Bancorp Inc maintains only 2.58% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Magyar Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Magyar Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for Magyar Bancorp Inc (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Magyar Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 1.59% | $15.89 Million | $997.66 Million | -0.05pp |
| 2024-09-30 | 1.64% | $15.62 Million | $951.92 Million | +0.52pp |
| 2023-09-30 | 1.12% | $10.12 Million | $907.29 Million | -0.04pp |
| 2022-09-30 | 1.16% | $9.23 Million | $798.54 Million | -0.51pp |
| 2021-09-30 | 1.67% | $12.93 Million | $773.99 Million | -0.26pp |
| 2020-09-30 | 1.93% | $14.56 Million | $754.00 Million | -0.72pp |
| 2019-09-30 | 2.65% | $16.70 Million | $630.33 Million | -0.95pp |
| 2018-09-30 | 3.60% | $22.47 Million | $623.97 Million | +1.64pp |
| 2017-09-30 | 1.96% | $11.81 Million | $603.04 Million | +1.06pp |
| 2016-09-30 | 0.90% | $5.23 Million | $584.38 Million | -0.21pp |
| 2015-09-30 | 1.10% | $6.06 Million | $550.57 Million | -1.17pp |
| 2014-09-30 | 2.28% | $12.07 Million | $530.43 Million | -0.66pp |
| 2013-09-30 | 2.93% | $15.77 Million | $537.73 Million | -0.37pp |
| 2012-09-30 | 3.30% | $16.79 Million | $508.85 Million | -1.53pp |
| 2011-09-30 | 4.83% | $25.31 Million | $524.04 Million | +2.19pp |
| 2010-09-30 | 2.64% | $14.19 Million | $537.95 Million | -0.56pp |
| 2009-09-30 | 3.20% | $18.08 Million | $565.21 Million | -6.39pp |
| 2008-09-30 | 9.59% | $49.33 Million | $514.27 Million | +3.81pp |
| 2007-09-30 | 5.78% | $27.37 Million | $473.18 Million | +1.60pp |
| 2006-09-30 | 4.18% | $18.17 Million | $434.20 Million | +3.54pp |
| 2005-09-30 | 0.64% | $2.31 Million | $359.70 Million | -0.44pp |
| 2004-09-30 | 1.08% | $3.11 Million | $287.08 Million | -1.09pp |
| 2003-09-30 | 2.17% | $5.95 Million | $273.91 Million | -- |
About Magyar Bancorp Inc
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company provides one-to four-… Read more