Navient Corp Asset Resilience Ratio
Navient Corp asset resilience ratio. Navient Corp (NAVI) has an Asset Resilience Ratio of 3.09% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See NAVI defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Navient Corp (2000–2023)
Asset resilience ratio of Navient Corp from 2000 to 2023. This chart shows how Navient Corp's Asset Resilience Ratio has changed over time. Read NAVI total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Navient Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Navient Corp balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.65 Billion | 3.09% |
| Total Liquid Assets | $1.65 Billion | 3.09% |
Asset Resilience Insights
- Limited Liquidity: Navient Corp maintains only 3.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Navient Corp Industry Peers by Asset Resilience Ratio
Compare Navient Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Navient Corp Asset Resilience Ratio by Year (2000–2023)
Navient Corp asset resilience ratio by year from 2000 to 2023. The table below shows the annual Asset Resilience Ratio data for Navient Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -3.18% | $-1.95 Billion | $61.38 Billion | -3.82pp |
| 2022-12-31 | 0.64% | $452.00 Million | $70.80 Billion | +0.07pp |
| 2021-12-31 | 0.57% | $462.00 Million | $80.61 Billion | +0.12pp |
| 2018-12-31 | 0.45% | $470.00 Million | $104.18 Billion | +0.45pp |
| 2017-12-31 | 0.00% | $2.00 Million | $114.99 Billion | 0.00pp |
| 2016-12-31 | 0.00% | $3.00 Million | $121.14 Billion | 0.00pp |
| 2015-12-31 | 0.00% | $5.00 Million | $134.05 Billion | 0.00pp |
| 2014-12-31 | 0.00% | $6.00 Million | $146.35 Billion | -0.06pp |
| 2013-12-31 | 0.07% | $109.00 Million | $159.54 Billion | -2.70pp |
| 2012-12-31 | 2.76% | $5.01 Billion | $181.26 Billion | -0.27pp |
| 2011-12-31 | 3.04% | $5.87 Billion | $193.34 Billion | -0.01pp |
| 2010-12-31 | 3.05% | $6.25 Billion | $205.31 Billion | +0.01pp |
| 2009-12-31 | 3.04% | $5.17 Billion | $169.99 Billion | +0.95pp |
| 2008-12-31 | 2.09% | $3.54 Billion | $168.77 Billion | -0.86pp |
| 2007-12-31 | 2.96% | $4.60 Billion | $155.56 Billion | +0.01pp |
| 2006-12-31 | 2.95% | $3.42 Billion | $116.14 Billion | -0.78pp |
| 2005-12-31 | 3.73% | $3.71 Billion | $99.34 Billion | -0.22pp |
| 2004-12-31 | 3.95% | $3.32 Billion | $84.09 Billion | +0.48pp |
| 2003-12-31 | 3.47% | $2.24 Billion | $64.61 Billion | +2.99pp |
| 2002-12-31 | 0.48% | $254.64 Million | $53.18 Billion | -0.10pp |
| 2001-12-31 | 0.58% | $307.60 Million | $52.87 Billion | -2.11pp |
| 2000-12-31 | 2.70% | $1.32 Billion | $48.79 Billion | -- |
About Navient Corp
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Fede… Read more