Navient Corp - Asset Resilience Ratio

Latest as of September 2024: 3.09%

Navient Corp (NAVI) has an Asset Resilience Ratio of 3.09% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Navient Corp (NAVI) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$1.65 Billion

Cash + Short-term Investments

Total Assets

$53.44 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2023)

This chart shows how Navient Corp's Asset Resilience Ratio has changed over time. See Navient Corp (NAVI) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Navient Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NAVI stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.65 Billion	3.09%
Total Liquid Assets	$1.65 Billion	3.09%

Asset Resilience Insights

Limited Liquidity: Navient Corp maintains only 3.09% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Navient Corp Industry Peers by Asset Resilience Ratio

Compare Navient Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ZIP Co Ltd AU:ZIP	Credit Services	0.13%
Capri Global Capital Limited NSE:CGCL	Credit Services	0.13%
World Acceptance Corporation NASDAQ:WRLD	Credit Services	1401.80%
Credit Corp Group Ltd AU:CCP	Credit Services	4.06%
Qudian Inc F:1QU	Credit Services	20.31%
Mufin Green Finance Ltd NSE:MUFIN	Credit Services	3.44%
Qliro AB ST:QLIRO	Credit Services	20.36%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%

Annual Asset Resilience Ratio for Navient Corp (2000–2023)

The table below shows the annual Asset Resilience Ratio data for Navient Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-3.18%	$-1.95 Billion	$61.38 Billion	-3.82pp
2022-12-31	0.64%	$452.00 Million	$70.80 Billion	+0.07pp
2021-12-31	0.57%	$462.00 Million	$80.61 Billion	+0.12pp
2018-12-31	0.45%	$470.00 Million	$104.18 Billion	+0.45pp
2017-12-31	0.00%	$2.00 Million	$114.99 Billion	0.00pp
2016-12-31	0.00%	$3.00 Million	$121.14 Billion	0.00pp
2015-12-31	0.00%	$5.00 Million	$134.05 Billion	0.00pp
2014-12-31	0.00%	$6.00 Million	$146.35 Billion	-0.06pp
2013-12-31	0.07%	$109.00 Million	$159.54 Billion	-2.70pp
2012-12-31	2.76%	$5.01 Billion	$181.26 Billion	-0.27pp
2011-12-31	3.04%	$5.87 Billion	$193.34 Billion	-0.01pp
2010-12-31	3.05%	$6.25 Billion	$205.31 Billion	+0.01pp
2009-12-31	3.04%	$5.17 Billion	$169.99 Billion	+0.95pp
2008-12-31	2.09%	$3.54 Billion	$168.77 Billion	-0.86pp
2007-12-31	2.96%	$4.60 Billion	$155.56 Billion	+0.01pp
2006-12-31	2.95%	$3.42 Billion	$116.14 Billion	-0.78pp
2005-12-31	3.73%	$3.71 Billion	$99.34 Billion	-0.22pp
2004-12-31	3.95%	$3.32 Billion	$84.09 Billion	+0.48pp
2003-12-31	3.47%	$2.24 Billion	$64.61 Billion	+2.99pp
2002-12-31	0.48%	$254.64 Million	$53.18 Billion	-0.10pp
2001-12-31	0.58%	$307.60 Million	$52.87 Billion	-2.11pp
2000-12-31	2.70%	$1.32 Billion	$48.79 Billion	--

pp = percentage points

About Navient Corp

NASDAQ:NAVI USA Credit Services

Market Cap

$769.28 Million

Market Cap Rank

#10246 Global

#2692 in USA

Share Price

$8.09

Change (1 day)

+1.51%

52-Week Range

$7.44 - $15.59

All Time High

$20.89