NB Bancorp, Inc. Common Stock - Asset Resilience Ratio
NB Bancorp, Inc. Common Stock (NBBK) has an Asset Resilience Ratio of 3.84% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of NB Bancorp, Inc. Common Stock for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how NB Bancorp, Inc. Common Stock's Asset Resilience Ratio has changed over time. See NBBK book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down NB Bancorp, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of NB Bancorp, Inc. Common Stock.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $268.96 Million | 3.84% |
| Total Liquid Assets | $268.96 Million | 3.84% |
Asset Resilience Insights
- Limited Liquidity: NB Bancorp, Inc. Common Stock maintains only 3.84% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
NB Bancorp, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare NB Bancorp, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for NB Bancorp, Inc. Common Stock (2021–2025)
The table below shows the annual Asset Resilience Ratio data for NB Bancorp, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 3.84% | $268.96 Million | $7.01 Billion | +2.02pp |
| 2024-09-30 | 1.82% | $93.92 Million | $5.16 Billion | -2.36pp |
| 2023-09-30 | 4.18% | $189.47 Million | $4.53 Billion | -2.65pp |
| 2022-09-30 | 6.83% | $245.48 Million | $3.59 Billion | -2.05pp |
| 2021-09-30 | 8.89% | $259.75 Million | $2.92 Billion | -- |
About NB Bancorp, Inc. Common Stock
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-beari… Read more