NB Bancorp, Inc. Common Stock Asset Resilience Ratio
NB Bancorp, Inc. Common Stock asset resilience ratio. NB Bancorp, Inc. Common Stock (NBBK) has an Asset Resilience Ratio of 3.66% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See NB Bancorp, Inc. Common Stock defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of NB Bancorp, Inc. Common Stock (2021–2025)
Asset resilience ratio of NB Bancorp, Inc. Common Stock from 2021 to 2025. This chart shows how NB Bancorp, Inc. Common Stock's Asset Resilience Ratio has changed over time. Read NB Bancorp, Inc. Common Stock total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down NB Bancorp, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see NB Bancorp, Inc. Common Stock total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $272.64 Million | 3.66% |
| Total Liquid Assets | $272.64 Million | 3.66% |
Asset Resilience Insights
- Limited Liquidity: NB Bancorp, Inc. Common Stock maintains only 3.66% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
NB Bancorp, Inc. Common Stock Industry Peers by Asset Resilience Ratio
Compare NB Bancorp, Inc. Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
NB Bancorp, Inc. Common Stock Asset Resilience Ratio by Year (2021–2025)
NB Bancorp, Inc. Common Stock asset resilience ratio by year from 2021 to 2025. The table below shows the annual Asset Resilience Ratio data for NB Bancorp, Inc. Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 3.84% | $268.96 Million | $7.01 Billion | +2.02pp |
| 2024-09-30 | 1.82% | $93.92 Million | $5.16 Billion | -2.36pp |
| 2023-09-30 | 4.18% | $189.47 Million | $4.53 Billion | -2.65pp |
| 2022-09-30 | 6.83% | $245.48 Million | $3.59 Billion | -2.05pp |
| 2021-09-30 | 8.89% | $259.75 Million | $2.92 Billion | -- |
About NB Bancorp, Inc. Common Stock
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-b… Read more