Northeast Bancorp - Asset Resilience Ratio
Northeast Bancorp (NBN) has an Asset Resilience Ratio of 0.19% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Northeast Bancorp carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Northeast Bancorp's Asset Resilience Ratio has changed over time. See NBN net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Northeast Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NBN market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $8.12 Million | 0.19% |
| Total Liquid Assets | $8.12 Million | 0.19% |
Asset Resilience Insights
- Limited Liquidity: Northeast Bancorp maintains only 0.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Northeast Bancorp Industry Peers by Asset Resilience Ratio
Compare Northeast Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Northeast Bancorp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Northeast Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.36% | $15.31 Million | $4.28 Billion | -1.21pp |
| 2024-06-30 | 1.56% | $48.98 Million | $3.13 Billion | -0.30pp |
| 2023-06-30 | 1.86% | $53.40 Million | $2.87 Billion | -1.61pp |
| 2022-06-30 | 3.47% | $54.91 Million | $1.58 Billion | +0.72pp |
| 2021-06-30 | 2.75% | $59.74 Million | $2.17 Billion | -2.41pp |
| 2020-06-30 | 5.16% | $64.92 Million | $1.26 Billion | -1.41pp |
| 2019-06-30 | 6.57% | $75.77 Million | $1.15 Billion | -1.01pp |
| 2018-06-30 | 7.57% | $87.69 Million | $1.16 Billion | -1.41pp |
| 2017-06-30 | 8.98% | $96.69 Million | $1.08 Billion | -1.22pp |
| 2016-06-30 | 10.20% | $100.57 Million | $986.15 Million | -1.78pp |
| 2015-06-30 | 11.98% | $101.91 Million | $850.83 Million | -2.97pp |
| 2014-06-30 | 14.95% | $113.88 Million | $761.93 Million | -3.19pp |
| 2013-06-30 | 18.13% | $121.60 Million | $670.64 Million | -1.78pp |
| 2012-06-30 | 19.91% | $133.26 Million | $669.20 Million | +6.38pp |
| 2011-06-30 | 13.53% | $80.70 Million | $596.39 Million | +11.38pp |
| 2010-06-30 | 2.15% | $13.42 Million | $622.61 Million | +1.54pp |
| 2009-06-30 | 0.61% | $3.67 Million | $598.15 Million | +0.03pp |
| 2008-06-30 | 0.58% | $3.47 Million | $598.27 Million | +0.28pp |
| 2007-06-30 | 0.30% | $1.68 Million | $556.80 Million | -0.15pp |
| 2006-06-30 | 0.45% | $2.53 Million | $562.92 Million | -0.35pp |
| 2005-06-30 | 0.80% | $4.62 Million | $575.90 Million | +0.67pp |
| 2004-06-30 | 0.13% | $692.00K | $538.75 Million | -0.34pp |
| 2003-06-30 | 0.47% | $2.19 Million | $467.68 Million | -0.53pp |
| 2002-06-30 | 1.00% | $4.41 Million | $442.22 Million | +0.88pp |
| 2001-06-30 | 0.12% | $508.00K | $431.30 Million | -0.98pp |
| 2000-06-30 | 1.10% | $4.78 Million | $433.85 Million | -- |
About Northeast Bancorp
Northeast Bank provides various banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and checking accounts. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, such as term loans, lines of … Read more