NMI Holdings Inc - Asset Resilience Ratio
NMI Holdings Inc (NMIH) has an Asset Resilience Ratio of 13.89% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of NMI Holdings Inc to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how NMI Holdings Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see NMIH total asset value.
Liquid Assets Composition Over Time
This chart breaks down NMI Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of NMI Holdings Inc to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $555.14 Million | 13.89% |
| Total Liquid Assets | $555.14 Million | 13.89% |
Asset Resilience Insights
- Moderate Liquidity: NMI Holdings Inc has 13.89% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
NMI Holdings Inc Industry Peers by Asset Resilience Ratio
Compare NMI Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 8.20% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 30.84% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.03% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 15.79% |
Annual Asset Resilience Ratio for NMI Holdings Inc (2012–2025)
The table below shows the annual Asset Resilience Ratio data for NMI Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.53% | $404.43 Million | $3.84 Billion | +1.51pp |
| 2024-12-31 | 9.02% | $302.11 Million | $3.35 Billion | +2.61pp |
| 2023-12-31 | 6.41% | $189.73 Million | $2.96 Billion | -77.03pp |
| 2022-12-31 | 83.44% | $2.10 Billion | $2.52 Billion | -1.68pp |
| 2021-12-31 | 85.12% | $2.09 Billion | $2.45 Billion | +1.85pp |
| 2020-12-31 | 83.27% | $1.80 Billion | $2.17 Billion | -0.32pp |
| 2019-12-31 | 83.60% | $1.14 Billion | $1.36 Billion | +0.13pp |
| 2018-12-31 | 83.47% | $911.49 Million | $1.09 Billion | +3.47pp |
| 2017-12-31 | 80.00% | $715.88 Million | $894.85 Million | +5.28pp |
| 2016-12-31 | 74.72% | $628.97 Million | $841.74 Million | -9.70pp |
| 2015-12-31 | 84.42% | $559.24 Million | $662.45 Million | +11.78pp |
| 2014-12-31 | 72.64% | $336.50 Million | $463.26 Million | -- |
| 2013-12-31 | 0.00% | $0.00 | $481.22 Million | -- |
| 2012-12-31 | 0.90% | $4.86 Million | $542.77 Million | -- |
About NMI Holdings Inc
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-source… Read more