NMI Holdings Inc - Asset Resilience Ratio
NMI Holdings Inc (NMIH) has an Asset Resilience Ratio of 0.01% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check NMI Holdings Inc (NMIH) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how NMI Holdings Inc's Asset Resilience Ratio has changed over time. See NMIH equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down NMI Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NMIH company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $404.43 Million | 0.01% |
| Total Liquid Assets | $404.43 Million | 0.01% |
Asset Resilience Insights
- Limited Liquidity: NMI Holdings Inc maintains only 0.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
NMI Holdings Inc Industry Peers by Asset Resilience Ratio
Compare NMI Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
NIB Holdings Ltd
AU:NHF |
Insurance - Specialty | 8.20% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 30.72% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.03% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 15.79% |
Annual Asset Resilience Ratio for NMI Holdings Inc (2012–2025)
The table below shows the annual Asset Resilience Ratio data for NMI Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.53% | $404.43 Million | $3.84 Billion | +1.51pp |
| 2024-12-31 | 9.02% | $302.11 Million | $3.35 Billion | +2.61pp |
| 2023-12-31 | 6.41% | $189.73 Million | $2.96 Billion | -77.03pp |
| 2022-12-31 | 83.44% | $2.10 Billion | $2.52 Billion | -1.68pp |
| 2021-12-31 | 85.12% | $2.09 Billion | $2.45 Billion | +1.85pp |
| 2020-12-31 | 83.27% | $1.80 Billion | $2.17 Billion | -0.32pp |
| 2019-12-31 | 83.60% | $1.14 Billion | $1.36 Billion | +0.13pp |
| 2018-12-31 | 83.47% | $911.49 Million | $1.09 Billion | +3.47pp |
| 2017-12-31 | 80.00% | $715.88 Million | $894.85 Million | +5.28pp |
| 2016-12-31 | 74.72% | $628.97 Million | $841.74 Million | -9.70pp |
| 2015-12-31 | 84.42% | $559.24 Million | $662.45 Million | +11.78pp |
| 2014-12-31 | 72.64% | $336.50 Million | $463.26 Million | -- |
| 2013-12-31 | 0.00% | $0.00 | $481.22 Million | -- |
| 2012-12-31 | 0.90% | $4.86 Million | $542.77 Million | -- |
About NMI Holdings Inc
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-source… Read more