Northrim BanCorp Inc Asset Resilience Ratio
Northrim BanCorp Inc asset resilience ratio. Northrim BanCorp Inc (NRIM) has an Asset Resilience Ratio of 13.30% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See NRIM cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Northrim BanCorp Inc (2000–2025)
Asset resilience ratio of Northrim BanCorp Inc from 2000 to 2025. This chart shows how Northrim BanCorp Inc's Asset Resilience Ratio has changed over time. Read Northrim BanCorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Northrim BanCorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see NRIM asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $454.10 Million | 13.3% |
| Total Liquid Assets | $454.10 Million | 13.30% |
Asset Resilience Insights
- Moderate Liquidity: Northrim BanCorp Inc has 13.30% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Northrim BanCorp Inc Industry Peers by Asset Resilience Ratio
Compare Northrim BanCorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Northrim BanCorp Inc Asset Resilience Ratio by Year (2000–2025)
Northrim BanCorp Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Northrim BanCorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.02% | $198.03 Million | $3.29 Billion | -9.72pp |
| 2024-12-31 | 15.73% | $478.62 Million | $3.04 Billion | -6.99pp |
| 2023-12-31 | 22.72% | $637.94 Million | $2.81 Billion | -2.59pp |
| 2022-12-31 | 25.32% | $677.03 Million | $2.67 Billion | +9.66pp |
| 2021-12-31 | 15.66% | $426.68 Million | $2.72 Billion | +3.99pp |
| 2020-12-31 | 11.67% | $247.63 Million | $2.12 Billion | -5.13pp |
| 2019-12-31 | 16.80% | $276.14 Million | $1.64 Billion | -1.27pp |
| 2018-12-31 | 18.07% | $271.61 Million | $1.50 Billion | -2.52pp |
| 2017-12-31 | 20.59% | $312.75 Million | $1.52 Billion | -1.11pp |
| 2016-12-31 | 21.70% | $331.22 Million | $1.53 Billion | +2.28pp |
| 2015-12-31 | 19.41% | $291.11 Million | $1.50 Billion | -0.02pp |
| 2014-12-31 | 19.44% | $281.73 Million | $1.45 Billion | -1.03pp |
| 2013-12-31 | 20.47% | $248.69 Million | $1.22 Billion | +2.89pp |
| 2012-12-31 | 17.58% | $203.92 Million | $1.16 Billion | -2.89pp |
| 2011-12-31 | 20.46% | $222.08 Million | $1.09 Billion | +0.17pp |
| 2010-12-31 | 20.29% | $214.01 Million | $1.05 Billion | +19.57pp |
| 2009-12-31 | 0.73% | $7.29 Million | $1.00 Billion | -0.21pp |
| 2008-12-31 | 0.94% | $9.43 Million | $1.01 Billion | -0.22pp |
| 2007-12-31 | 1.15% | $11.70 Million | $1.01 Billion | -0.12pp |
| 2006-12-31 | 1.27% | $11.78 Million | $925.62 Million | +1.17pp |
| 2005-12-31 | 0.10% | $936.00K | $895.02 Million | +0.01pp |
| 2004-12-31 | 0.09% | $724.00K | $800.73 Million | -0.04pp |
| 2003-12-31 | 0.13% | $945.00K | $738.57 Million | -0.05pp |
| 2002-12-31 | 0.18% | $1.28 Million | $704.25 Million | -2.37pp |
| 2001-12-31 | 2.55% | $15.83 Million | $620.52 Million | +0.55pp |
| 2000-12-31 | 2.00% | $10.94 Million | $547.50 Million | -- |
About Northrim BanCorp Inc
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through three segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings account… Read more