Northrim BanCorp Inc - Asset Resilience Ratio
Northrim BanCorp Inc (NRIM) has an Asset Resilience Ratio of 12.78% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read NRIM total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Northrim BanCorp Inc's Asset Resilience Ratio has changed over time. See Northrim BanCorp Inc shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Northrim BanCorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Northrim BanCorp Inc (NRIM) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $420.66 Million | 12.78% |
| Total Liquid Assets | $420.66 Million | 12.78% |
Asset Resilience Insights
- Moderate Liquidity: Northrim BanCorp Inc has 12.78% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Northrim BanCorp Inc Industry Peers by Asset Resilience Ratio
Compare Northrim BanCorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Northrim BanCorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Northrim BanCorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.78% | $420.66 Million | $3.29 Billion | -2.95pp |
| 2024-12-31 | 15.73% | $478.62 Million | $3.04 Billion | -6.99pp |
| 2023-12-31 | 22.72% | $637.94 Million | $2.81 Billion | -2.59pp |
| 2022-12-31 | 25.32% | $677.03 Million | $2.67 Billion | +9.66pp |
| 2021-12-31 | 15.66% | $426.68 Million | $2.72 Billion | +3.99pp |
| 2020-12-31 | 11.67% | $247.63 Million | $2.12 Billion | -5.13pp |
| 2019-12-31 | 16.80% | $276.14 Million | $1.64 Billion | -1.27pp |
| 2018-12-31 | 18.07% | $271.61 Million | $1.50 Billion | -2.52pp |
| 2017-12-31 | 20.59% | $312.75 Million | $1.52 Billion | -1.11pp |
| 2016-12-31 | 21.70% | $331.22 Million | $1.53 Billion | +2.28pp |
| 2015-12-31 | 19.41% | $291.11 Million | $1.50 Billion | -0.02pp |
| 2014-12-31 | 19.44% | $281.73 Million | $1.45 Billion | -1.03pp |
| 2013-12-31 | 20.47% | $248.69 Million | $1.22 Billion | +2.89pp |
| 2012-12-31 | 17.58% | $203.92 Million | $1.16 Billion | -2.89pp |
| 2011-12-31 | 20.46% | $222.08 Million | $1.09 Billion | +0.17pp |
| 2010-12-31 | 20.29% | $214.01 Million | $1.05 Billion | +19.57pp |
| 2009-12-31 | 0.73% | $7.29 Million | $1.00 Billion | -0.21pp |
| 2008-12-31 | 0.94% | $9.43 Million | $1.01 Billion | -0.22pp |
| 2007-12-31 | 1.15% | $11.70 Million | $1.01 Billion | -0.12pp |
| 2006-12-31 | 1.27% | $11.78 Million | $925.62 Million | +1.17pp |
| 2005-12-31 | 0.10% | $936.00K | $895.02 Million | +0.01pp |
| 2004-12-31 | 0.09% | $724.00K | $800.73 Million | -0.04pp |
| 2003-12-31 | 0.13% | $945.00K | $738.57 Million | -0.05pp |
| 2002-12-31 | 0.18% | $1.28 Million | $704.25 Million | -2.37pp |
| 2001-12-31 | 2.55% | $15.83 Million | $620.52 Million | +0.55pp |
| 2000-12-31 | 2.00% | $10.94 Million | $547.50 Million | -- |
About Northrim BanCorp Inc
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. The company operates through three segments: Community Banking, Home Mortgage Lending, and Specialty Finance. It offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings account… Read more