Northrim BanCorp Inc - Asset Resilience Ratio
Northrim BanCorp Inc (NRIM) has an Asset Resilience Ratio of 12.47% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Northrim BanCorp Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Northrim BanCorp Inc's Asset Resilience Ratio has changed over time. See Northrim BanCorp Inc net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Northrim BanCorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Northrim BanCorp Inc (NRIM) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $418.45 Million | 12.47% |
| Total Liquid Assets | $418.45 Million | 12.47% |
Asset Resilience Insights
- Moderate Liquidity: Northrim BanCorp Inc has 12.47% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Northrim BanCorp Inc Industry Peers by Asset Resilience Ratio
Compare Northrim BanCorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Northrim BanCorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Northrim BanCorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.02% | $198.03 Million | $3.29 Billion | -9.72pp |
| 2024-12-31 | 15.73% | $478.62 Million | $3.04 Billion | -6.99pp |
| 2023-12-31 | 22.72% | $637.94 Million | $2.81 Billion | -2.59pp |
| 2022-12-31 | 25.32% | $677.03 Million | $2.67 Billion | +9.66pp |
| 2021-12-31 | 15.66% | $426.68 Million | $2.72 Billion | +3.99pp |
| 2020-12-31 | 11.67% | $247.63 Million | $2.12 Billion | -5.13pp |
| 2019-12-31 | 16.80% | $276.14 Million | $1.64 Billion | -1.27pp |
| 2018-12-31 | 18.07% | $271.61 Million | $1.50 Billion | -2.52pp |
| 2017-12-31 | 20.59% | $312.75 Million | $1.52 Billion | -1.11pp |
| 2016-12-31 | 21.70% | $331.22 Million | $1.53 Billion | +2.28pp |
| 2015-12-31 | 19.41% | $291.11 Million | $1.50 Billion | -0.02pp |
| 2014-12-31 | 19.44% | $281.73 Million | $1.45 Billion | -1.03pp |
| 2013-12-31 | 20.47% | $248.69 Million | $1.22 Billion | +2.89pp |
| 2012-12-31 | 17.58% | $203.92 Million | $1.16 Billion | -2.89pp |
| 2011-12-31 | 20.46% | $222.08 Million | $1.09 Billion | +0.17pp |
| 2010-12-31 | 20.29% | $214.01 Million | $1.05 Billion | +19.57pp |
| 2009-12-31 | 0.73% | $7.29 Million | $1.00 Billion | -0.21pp |
| 2008-12-31 | 0.94% | $9.43 Million | $1.01 Billion | -0.22pp |
| 2007-12-31 | 1.15% | $11.70 Million | $1.01 Billion | -0.12pp |
| 2006-12-31 | 1.27% | $11.78 Million | $925.62 Million | +1.17pp |
| 2005-12-31 | 0.10% | $936.00K | $895.02 Million | +0.01pp |
| 2004-12-31 | 0.09% | $724.00K | $800.73 Million | -0.04pp |
| 2003-12-31 | 0.13% | $945.00K | $738.57 Million | -0.05pp |
| 2002-12-31 | 0.18% | $1.28 Million | $704.25 Million | -2.37pp |
| 2001-12-31 | 2.55% | $15.83 Million | $620.52 Million | +0.55pp |
| 2000-12-31 | 2.00% | $10.94 Million | $547.50 Million | -- |
About Northrim BanCorp Inc
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through three segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings account… Read more