NSTS Bancorp Inc - Asset Resilience Ratio
NSTS Bancorp Inc (NSTS) has an Asset Resilience Ratio of 29.52% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read NSTS Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2025)
This chart shows how NSTS Bancorp Inc's Asset Resilience Ratio has changed over time. See NSTS Bancorp Inc net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down NSTS Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NSTS company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $78.72 Million | 29.52% |
| Total Liquid Assets | $78.72 Million | 29.52% |
Asset Resilience Insights
- Very High Liquidity: NSTS Bancorp Inc maintains exceptional liquid asset reserves at 29.52% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
NSTS Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare NSTS Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for NSTS Bancorp Inc (2019–2025)
The table below shows the annual Asset Resilience Ratio data for NSTS Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.52% | $78.72 Million | $266.65 Million | +29.16pp |
| 2024-12-31 | 0.36% | $1.00 Million | $278.69 Million | -1.30pp |
| 2023-12-31 | 1.66% | $4.26 Million | $256.78 Million | -44.21pp |
| 2022-12-31 | 45.88% | $121.20 Million | $264.21 Million | +16.26pp |
| 2021-12-31 | 29.62% | $100.95 Million | $340.87 Million | -4.08pp |
| 2020-12-31 | 33.70% | $81.62 Million | $242.22 Million | +4.59pp |
| 2019-12-31 | 29.11% | $68.57 Million | $235.55 Million | -- |
About NSTS Bancorp Inc
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, and consumer… Read more