NSTS Bancorp Inc Asset Resilience Ratio
NSTS Bancorp Inc asset resilience ratio. NSTS Bancorp Inc (NSTS) has an Asset Resilience Ratio of 27.65% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See NSTS defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of NSTS Bancorp Inc (2019–2025)
Asset resilience ratio of NSTS Bancorp Inc from 2019 to 2025. This chart shows how NSTS Bancorp Inc's Asset Resilience Ratio has changed over time. Read NSTS current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down NSTS Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see NSTS total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $74.63 Million | 27.65% |
| Total Liquid Assets | $74.63 Million | 27.65% |
Asset Resilience Insights
- Very High Liquidity: NSTS Bancorp Inc maintains exceptional liquid asset reserves at 27.65% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
NSTS Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare NSTS Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
NSTS Bancorp Inc Asset Resilience Ratio by Year (2019–2025)
NSTS Bancorp Inc asset resilience ratio by year from 2019 to 2025. The table below shows the annual Asset Resilience Ratio data for NSTS Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.60% | $1.61 Million | $266.65 Million | +0.24pp |
| 2024-12-31 | 0.36% | $1.00 Million | $278.69 Million | -1.30pp |
| 2023-12-31 | 1.66% | $4.26 Million | $256.78 Million | -44.21pp |
| 2022-12-31 | 45.88% | $121.20 Million | $264.21 Million | +16.26pp |
| 2021-12-31 | 29.62% | $100.95 Million | $340.87 Million | -4.08pp |
| 2020-12-31 | 33.70% | $81.62 Million | $242.22 Million | +4.59pp |
| 2019-12-31 | 29.11% | $68.57 Million | $235.55 Million | -- |
About NSTS Bancorp Inc
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer lo… Read more