NSTS Bancorp Inc - Asset Resilience Ratio
NSTS Bancorp Inc (NSTS) has an Asset Resilience Ratio of 1.87% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of NSTS Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2025)
This chart shows how NSTS Bancorp Inc's Asset Resilience Ratio has changed over time. See NSTS Bancorp Inc (NSTS) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down NSTS Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NSTS company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.07 Million | 1.87% |
| Total Liquid Assets | $5.07 Million | 1.87% |
Asset Resilience Insights
- Limited Liquidity: NSTS Bancorp Inc maintains only 1.87% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
NSTS Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare NSTS Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for NSTS Bancorp Inc (2019–2025)
The table below shows the annual Asset Resilience Ratio data for NSTS Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.60% | $1.61 Million | $266.65 Million | +0.24pp |
| 2024-12-31 | 0.36% | $1.00 Million | $278.69 Million | -1.30pp |
| 2023-12-31 | 1.66% | $4.26 Million | $256.78 Million | -44.21pp |
| 2022-12-31 | 45.88% | $121.20 Million | $264.21 Million | +16.26pp |
| 2021-12-31 | 29.62% | $100.95 Million | $340.87 Million | -4.08pp |
| 2020-12-31 | 33.70% | $81.62 Million | $242.22 Million | +4.59pp |
| 2019-12-31 | 29.11% | $68.57 Million | $235.55 Million | -- |
About NSTS Bancorp Inc
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer lo… Read more