Orrstown Financial Services Inc Asset Resilience Ratio
Orrstown Financial Services Inc asset resilience ratio. Orrstown Financial Services Inc (ORRF) has an Asset Resilience Ratio of 17.19% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Orrstown Financial Services Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Orrstown Financial Services Inc (2001–2025)
Asset resilience ratio of Orrstown Financial Services Inc from 2001 to 2025. This chart shows how Orrstown Financial Services Inc's Asset Resilience Ratio has changed over time. Read Orrstown Financial Services Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Orrstown Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see ORRF asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $952.74 Million | 17.19% |
| Total Liquid Assets | $952.74 Million | 17.19% |
Asset Resilience Insights
- Good Liquidity Position: Orrstown Financial Services Inc maintains a healthy 17.19% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Orrstown Financial Services Inc Industry Peers by Asset Resilience Ratio
Compare Orrstown Financial Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Orrstown Financial Services Inc Asset Resilience Ratio by Year (2001–2025)
Orrstown Financial Services Inc asset resilience ratio by year from 2001 to 2025. The table below shows the annual Asset Resilience Ratio data for Orrstown Financial Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.19% | $952.74 Million | $5.54 Billion | +1.94pp |
| 2024-12-31 | 15.25% | $829.71 Million | $5.44 Billion | -1.51pp |
| 2023-12-31 | 16.76% | $513.52 Million | $3.06 Billion | -0.82pp |
| 2022-12-31 | 17.58% | $513.73 Million | $2.92 Billion | +0.91pp |
| 2021-12-31 | 16.67% | $472.44 Million | $2.83 Billion | -0.29pp |
| 2020-12-31 | 16.96% | $466.46 Million | $2.75 Billion | -3.62pp |
| 2019-12-31 | 20.58% | $490.39 Million | $2.38 Billion | -3.51pp |
| 2018-12-31 | 24.08% | $465.84 Million | $1.93 Billion | -2.56pp |
| 2017-12-31 | 26.64% | $415.31 Million | $1.56 Billion | -1.65pp |
| 2016-12-31 | 28.29% | $400.15 Million | $1.41 Billion | -2.20pp |
| 2015-12-31 | 30.49% | $394.12 Million | $1.29 Billion | -1.12pp |
| 2014-12-31 | 31.60% | $376.20 Million | $1.19 Billion | -2.95pp |
| 2013-12-31 | 34.55% | $406.94 Million | $1.18 Billion | +10.05pp |
| 2012-12-31 | 24.50% | $301.97 Million | $1.23 Billion | +3.01pp |
| 2011-12-31 | 21.49% | $310.37 Million | $1.44 Billion | +21.31pp |
| 2010-12-31 | 0.18% | $2.73 Million | $1.51 Billion | -0.35pp |
| 2009-12-31 | 0.53% | $6.39 Million | $1.20 Billion | -10.94pp |
| 2008-12-31 | 11.47% | $120.64 Million | $1.05 Billion | +1.26pp |
| 2007-12-31 | 10.21% | $90.37 Million | $884.98 Million | +7.83pp |
| 2006-12-31 | 2.39% | $19.30 Million | $809.03 Million | -2.08pp |
| 2005-12-31 | 4.47% | $26.88 Million | $601.46 Million | +2.62pp |
| 2004-12-31 | 1.85% | $9.52 Million | $514.65 Million | +0.83pp |
| 2003-12-31 | 1.02% | $4.83 Million | $472.39 Million | -1.25pp |
| 2002-12-31 | 2.27% | $9.31 Million | $410.30 Million | -4.43pp |
| 2001-12-31 | 6.70% | $25.03 Million | $373.73 Million | -- |
About Orrstown Financial Services Inc
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers c… Read more