Orrstown Financial Services Inc - Asset Resilience Ratio
Orrstown Financial Services Inc (ORRF) has an Asset Resilience Ratio of 17.19% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Orrstown Financial Services Inc's Asset Resilience Ratio has changed over time. Check ORRF PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Orrstown Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ORRF market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $952.74 Million | 17.19% |
| Total Liquid Assets | $952.74 Million | 17.19% |
Asset Resilience Insights
- Good Liquidity Position: Orrstown Financial Services Inc maintains a healthy 17.19% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Orrstown Financial Services Inc Industry Peers by Asset Resilience Ratio
Compare Orrstown Financial Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for Orrstown Financial Services Inc (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Orrstown Financial Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.19% | $952.74 Million | $5.54 Billion | +1.94pp |
| 2024-12-31 | 15.25% | $829.71 Million | $5.44 Billion | -1.51pp |
| 2023-12-31 | 16.76% | $513.52 Million | $3.06 Billion | -0.82pp |
| 2022-12-31 | 17.58% | $513.73 Million | $2.92 Billion | +0.91pp |
| 2021-12-31 | 16.67% | $472.44 Million | $2.83 Billion | -0.29pp |
| 2020-12-31 | 16.96% | $466.46 Million | $2.75 Billion | -3.62pp |
| 2019-12-31 | 20.58% | $490.39 Million | $2.38 Billion | -3.51pp |
| 2018-12-31 | 24.08% | $465.84 Million | $1.93 Billion | -2.56pp |
| 2017-12-31 | 26.64% | $415.31 Million | $1.56 Billion | -1.65pp |
| 2016-12-31 | 28.29% | $400.15 Million | $1.41 Billion | -2.20pp |
| 2015-12-31 | 30.49% | $394.12 Million | $1.29 Billion | -1.12pp |
| 2014-12-31 | 31.60% | $376.20 Million | $1.19 Billion | -2.95pp |
| 2013-12-31 | 34.55% | $406.94 Million | $1.18 Billion | +10.05pp |
| 2012-12-31 | 24.50% | $301.97 Million | $1.23 Billion | +3.01pp |
| 2011-12-31 | 21.49% | $310.37 Million | $1.44 Billion | +21.31pp |
| 2010-12-31 | 0.18% | $2.73 Million | $1.51 Billion | -0.35pp |
| 2009-12-31 | 0.53% | $6.39 Million | $1.20 Billion | -10.94pp |
| 2008-12-31 | 11.47% | $120.64 Million | $1.05 Billion | +1.26pp |
| 2007-12-31 | 10.21% | $90.37 Million | $884.98 Million | +7.83pp |
| 2006-12-31 | 2.39% | $19.30 Million | $809.03 Million | -2.08pp |
| 2005-12-31 | 4.47% | $26.88 Million | $601.46 Million | +2.62pp |
| 2004-12-31 | 1.85% | $9.52 Million | $514.65 Million | +0.83pp |
| 2003-12-31 | 1.02% | $4.83 Million | $472.39 Million | -1.25pp |
| 2002-12-31 | 2.27% | $9.31 Million | $410.30 Million | -4.43pp |
| 2001-12-31 | 6.70% | $25.03 Million | $373.73 Million | -- |
About Orrstown Financial Services Inc
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers c… Read more