Ohio Valley Banc Corp - Asset Resilience Ratio
Ohio Valley Banc Corp (OVBC) has an Asset Resilience Ratio of 0.01% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Ohio Valley Banc Corp (OVBC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Ohio Valley Banc Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Ohio Valley Banc Corp (OVBC) total assets.
Liquid Assets Composition Over Time
This chart breaks down Ohio Valley Banc Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Ohio Valley Banc Corp long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $251.44K | 0.01% |
| Total Liquid Assets | $251.44K | 0.01% |
Asset Resilience Insights
- Limited Liquidity: Ohio Valley Banc Corp maintains only 0.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Ohio Valley Banc Corp Industry Peers by Asset Resilience Ratio
Compare Ohio Valley Banc Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Ohio Valley Banc Corp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Ohio Valley Banc Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.02% | $253.91K | $1.58 Billion | -13.19pp |
| 2024-12-31 | 13.21% | $198.61 Million | $1.50 Billion | +1.21pp |
| 2023-12-31 | 12.00% | $162.26 Million | $1.35 Billion | -3.20pp |
| 2022-12-31 | 15.20% | $184.07 Million | $1.21 Billion | +1.04pp |
| 2021-12-31 | 14.16% | $177.00 Million | $1.25 Billion | +4.70pp |
| 2020-12-31 | 9.46% | $112.32 Million | $1.19 Billion | -0.93pp |
| 2019-12-31 | 10.39% | $105.32 Million | $1.01 Billion | +0.48pp |
| 2018-12-31 | 9.91% | $102.16 Million | $1.03 Billion | +0.06pp |
| 2017-12-31 | 9.85% | $101.12 Million | $1.03 Billion | -0.25pp |
| 2016-12-31 | 10.11% | $96.49 Million | $954.64 Million | -1.40pp |
| 2015-12-31 | 11.51% | $91.65 Million | $796.28 Million | +0.56pp |
| 2014-12-31 | 10.95% | $85.24 Million | $778.67 Million | -0.30pp |
| 2013-12-31 | 11.25% | $84.07 Million | $747.37 Million | -1.11pp |
| 2012-12-31 | 12.36% | $94.97 Million | $768.47 Million | +1.70pp |
| 2011-12-31 | 10.65% | $85.67 Million | $804.18 Million | +4.69pp |
| 2010-12-31 | 5.96% | $50.77 Million | $851.51 Million | +5.15pp |
| 2009-12-31 | 0.81% | $6.57 Million | $811.99 Million | +0.60pp |
| 2008-12-31 | 0.21% | $1.64 Million | $781.11 Million | -0.04pp |
| 2007-12-31 | 0.25% | $1.94 Million | $783.42 Million | -0.05pp |
| 2006-12-31 | 0.30% | $2.31 Million | $764.36 Million | +0.09pp |
| 2005-12-31 | 0.21% | $1.61 Million | $749.72 Million | +0.14pp |
| 2004-12-31 | 0.07% | $525.00K | $729.12 Million | -0.05pp |
| 2003-12-31 | 0.12% | $859.00K | $707.33 Million | -0.76pp |
| 2002-12-31 | 0.88% | $6.13 Million | $696.36 Million | -0.74pp |
| 2001-12-31 | 1.62% | $10.26 Million | $635.00 Million | +1.47pp |
| 2000-12-31 | 0.15% | $816.00K | $561.66 Million | -- |
About Ohio Valley Banc Corp
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various resident… Read more