PCB Bancorp Asset Resilience Ratio

Latest as of December 2025: 4.88%

PCB Bancorp asset resilience ratio. PCB Bancorp (PCB) has an Asset Resilience Ratio of 4.88% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PCB defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$160.01 Million

Cash + Short-term Investments

Total Assets

$3.28 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of PCB Bancorp (2011–2025)

Asset resilience ratio of PCB Bancorp from 2011 to 2025. This chart shows how PCB Bancorp's Asset Resilience Ratio has changed over time. Read PCB Bancorp total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down PCB Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PCB total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$160.01 Million	4.88%
Total Liquid Assets	$160.01 Million	4.88%

Asset Resilience Insights

Limited Liquidity: PCB Bancorp maintains only 4.88% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

PCB Bancorp Industry Peers by Asset Resilience Ratio

Compare PCB Bancorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
Itau Unibanco Banco Holding SA NYSE:ITUB	Banks - Regional	3.55%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Bank Ina Perdana PT JK:BINA	Banks - Regional	-30.89%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%

PCB Bancorp Asset Resilience Ratio by Year (2011–2025)

PCB Bancorp asset resilience ratio by year from 2011 to 2025. The table below shows the annual Asset Resilience Ratio data for PCB Bancorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	4.88%	$160.01 Million	$3.28 Billion	+0.10pp
2024-12-31	4.78%	$146.35 Million	$3.06 Billion	-0.36pp
2023-12-31	5.14%	$143.32 Million	$2.79 Billion	-0.72pp
2022-12-31	5.86%	$141.86 Million	$2.42 Billion	+0.13pp
2021-12-31	5.73%	$123.20 Million	$2.15 Billion	-0.54pp
2020-12-31	6.27%	$120.53 Million	$1.92 Billion	+0.68pp
2019-12-31	5.59%	$97.57 Million	$1.75 Billion	-3.07pp
2018-12-31	8.66%	$146.99 Million	$1.70 Billion	-0.33pp
2017-12-31	8.99%	$129.69 Million	$1.44 Billion	+2.24pp
2016-12-31	6.75%	$82.84 Million	$1.23 Billion	-1.39pp
2015-12-31	8.14%	$84.85 Million	$1.04 Billion	+2.59pp
2014-12-31	5.55%	$49.65 Million	$893.96 Million	-1.92pp
2013-12-31	7.47%	$56.46 Million	$755.91 Million	+1.50pp
2012-12-31	5.97%	$36.46 Million	$610.84 Million	+5.40pp
2011-12-31	0.57%	$3.12 Million	$546.05 Million	--

pp = percentage points

About PCB Bancorp

NASDAQ:PCB USA Banks - Regional

Market Cap

$440.29 Million

Market Cap Rank

#14171 Global

#3401 in USA

Share Price

$30.95

Change (1 day)

+1.08%

52-Week Range

$21.08 - $30.95

All Time High

$803741.24