PCB Bancorp - Asset Resilience Ratio
PCB Bancorp (PCB) has an Asset Resilience Ratio of 4.88% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check PCB strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how PCB Bancorp's Asset Resilience Ratio has changed over time. See PCB Bancorp balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down PCB Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PCB stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $160.01 Million | 4.88% |
| Total Liquid Assets | $160.01 Million | 4.88% |
Asset Resilience Insights
- Limited Liquidity: PCB Bancorp maintains only 4.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PCB Bancorp Industry Peers by Asset Resilience Ratio
Compare PCB Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for PCB Bancorp (2011–2025)
The table below shows the annual Asset Resilience Ratio data for PCB Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.88% | $160.01 Million | $3.28 Billion | +0.10pp |
| 2024-12-31 | 4.78% | $146.35 Million | $3.06 Billion | -0.36pp |
| 2023-12-31 | 5.14% | $143.32 Million | $2.79 Billion | -0.72pp |
| 2022-12-31 | 5.86% | $141.86 Million | $2.42 Billion | +0.13pp |
| 2021-12-31 | 5.73% | $123.20 Million | $2.15 Billion | -0.54pp |
| 2020-12-31 | 6.27% | $120.53 Million | $1.92 Billion | +0.68pp |
| 2019-12-31 | 5.59% | $97.57 Million | $1.75 Billion | -3.07pp |
| 2018-12-31 | 8.66% | $146.99 Million | $1.70 Billion | -0.33pp |
| 2017-12-31 | 8.99% | $129.69 Million | $1.44 Billion | +2.24pp |
| 2016-12-31 | 6.75% | $82.84 Million | $1.23 Billion | -1.39pp |
| 2015-12-31 | 8.14% | $84.85 Million | $1.04 Billion | +2.59pp |
| 2014-12-31 | 5.55% | $49.65 Million | $893.96 Million | -1.92pp |
| 2013-12-31 | 7.47% | $56.46 Million | $755.91 Million | +1.50pp |
| 2012-12-31 | 5.97% | $36.46 Million | $610.84 Million | +5.40pp |
| 2011-12-31 | 0.57% | $3.12 Million | $546.05 Million | -- |
About PCB Bancorp
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real … Read more