Ponce Financial Group Inc - Asset Resilience Ratio
Ponce Financial Group Inc (PDLB) has an Asset Resilience Ratio of 2.64% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Ponce Financial Group Inc's Asset Resilience Ratio has changed over time. Check PDLB strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Ponce Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PDLB market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $87.15 Million | 2.64% |
| Total Liquid Assets | $87.15 Million | 2.64% |
Asset Resilience Insights
- Limited Liquidity: Ponce Financial Group Inc maintains only 2.64% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Ponce Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare Ponce Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Ponce Financial Group Inc (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Ponce Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.86% | $92.20 Million | $3.22 Billion | -0.59pp |
| 2024-12-31 | 3.45% | $104.97 Million | $3.04 Billion | -0.91pp |
| 2023-12-31 | 4.36% | $119.90 Million | $2.75 Billion | -1.24pp |
| 2022-12-31 | 5.60% | $129.50 Million | $2.31 Billion | -1.25pp |
| 2021-12-31 | 6.85% | $113.35 Million | $1.65 Billion | +5.56pp |
| 2020-12-31 | 1.29% | $17.50 Million | $1.36 Billion | -0.75pp |
| 2019-12-31 | 2.04% | $21.50 Million | $1.05 Billion | -0.52pp |
| 2018-12-31 | 2.56% | $27.14 Million | $1.06 Billion | -0.56pp |
| 2017-12-31 | 3.12% | $28.90 Million | $925.52 Million | -3.95pp |
| 2016-12-31 | 7.07% | $52.69 Million | $744.98 Million | -4.59pp |
| 2015-12-31 | 11.67% | $82.03 Million | $703.16 Million | -- |
About Ponce Financial Group Inc
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate… Read more