Ponce Financial Group Inc Asset Resilience Ratio

Latest as of June 2026: 9.69%

Ponce Financial Group Inc asset resilience ratio. Ponce Financial Group Inc (PDLB) has an Asset Resilience Ratio of 9.69% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Ponce Financial Group Inc fund operations to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$338.64 Million

Cash + Short-term Investments

Total Assets

$3.49 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Ponce Financial Group Inc (2015–2025)

Asset resilience ratio of Ponce Financial Group Inc from 2015 to 2025. This chart shows how Ponce Financial Group Inc's Asset Resilience Ratio has changed over time. Read total liabilities of Ponce Financial Group Inc for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Ponce Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PDLB current and non-current assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$338.64 Million	9.69%
Total Liquid Assets	$338.64 Million	9.69%

Asset Resilience Insights

Limited Liquidity: Ponce Financial Group Inc maintains only 9.69% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Ponce Financial Group Inc Industry Peers by Asset Resilience Ratio

Compare Ponce Financial Group Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

Ponce Financial Group Inc Asset Resilience Ratio by Year (2015–2025)

Ponce Financial Group Inc asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for Ponce Financial Group Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	2.86%	$92.20 Million	$3.22 Billion	-0.59pp
2024-12-31	3.45%	$104.97 Million	$3.04 Billion	-0.91pp
2023-12-31	4.36%	$119.90 Million	$2.75 Billion	-1.24pp
2022-12-31	5.60%	$129.50 Million	$2.31 Billion	-1.25pp
2021-12-31	6.85%	$113.35 Million	$1.65 Billion	+5.56pp
2020-12-31	1.29%	$17.50 Million	$1.36 Billion	-0.75pp
2019-12-31	2.04%	$21.50 Million	$1.05 Billion	-0.52pp
2018-12-31	2.56%	$27.14 Million	$1.06 Billion	-0.56pp
2017-12-31	3.12%	$28.90 Million	$925.52 Million	-3.95pp
2016-12-31	7.07%	$52.69 Million	$744.98 Million	-4.59pp
2015-12-31	11.67%	$82.03 Million	$703.16 Million	--

pp = percentage points

About Ponce Financial Group Inc

NASDAQ:PDLB USA Banks - Regional

Market Cap

$529.23 Million

Market Cap Rank

#11957 Global

#3046 in USA

Share Price

$21.88

Change (1 day)

-2.50%

52-Week Range

$14.58 - $22.68

All Time High

$22.68