Peoples Fin Asset Resilience Ratio
Peoples Fin asset resilience ratio. Peoples Fin (PFIS) has an Asset Resilience Ratio of 4.14% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of Peoples Fin to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Peoples Fin (2002–2025)
Asset resilience ratio of Peoples Fin from 2002 to 2025. This chart shows how Peoples Fin's Asset Resilience Ratio has changed over time. Read total liabilities of Peoples Fin for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Peoples Fin's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PFIS current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $225.39 Million | 4.14% |
| Total Liquid Assets | $225.39 Million | 4.14% |
Asset Resilience Insights
- Limited Liquidity: Peoples Fin maintains only 4.14% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Peoples Fin Industry Peers by Asset Resilience Ratio
Compare Peoples Fin's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Peoples Fin Asset Resilience Ratio by Year (2002–2025)
Peoples Fin asset resilience ratio by year from 2002 to 2025. The table below shows the annual Asset Resilience Ratio data for Peoples Fin.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.82% | $201.24 Million | $5.27 Billion | -1.44pp |
| 2024-12-31 | 5.25% | $267.56 Million | $5.09 Billion | -5.41pp |
| 2023-12-31 | 10.66% | $398.93 Million | $3.74 Billion | -2.78pp |
| 2022-12-31 | 13.44% | $477.70 Million | $3.55 Billion | -1.91pp |
| 2021-12-31 | 15.35% | $517.32 Million | $3.37 Billion | +5.09pp |
| 2020-12-31 | 10.26% | $295.91 Million | $2.88 Billion | -3.09pp |
| 2019-12-31 | 13.35% | $330.48 Million | $2.48 Billion | +1.57pp |
| 2018-12-31 | 11.79% | $269.68 Million | $2.29 Billion | -0.77pp |
| 2017-12-31 | 12.56% | $272.55 Million | $2.17 Billion | -0.41pp |
| 2016-12-31 | 12.97% | $259.41 Million | $2.00 Billion | -2.69pp |
| 2015-12-31 | 15.66% | $284.94 Million | $1.82 Billion | -3.83pp |
| 2014-12-31 | 19.50% | $339.59 Million | $1.74 Billion | +1.75pp |
| 2013-12-31 | 17.75% | $299.71 Million | $1.69 Billion | +0.17pp |
| 2012-12-31 | 17.58% | $161.39 Million | $918.04 Million | -4.93pp |
| 2011-12-31 | 22.51% | $139.90 Million | $621.40 Million | +0.71pp |
| 2010-12-31 | 21.80% | $121.77 Million | $558.59 Million | -3.47pp |
| 2009-12-31 | 25.27% | $130.51 Million | $516.48 Million | +1.93pp |
| 2008-12-31 | 23.34% | $110.25 Million | $472.38 Million | -2.61pp |
| 2007-12-31 | 25.95% | $112.75 Million | $434.43 Million | -0.55pp |
| 2006-12-31 | 26.50% | $110.30 Million | $416.27 Million | -1.19pp |
| 2005-12-31 | 27.69% | $108.31 Million | $391.20 Million | +20.40pp |
| 2003-12-31 | 7.29% | $27.05 Million | $371.29 Million | +0.74pp |
| 2002-12-31 | 6.55% | $22.71 Million | $346.84 Million | -- |
About Peoples Fin
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. The company accepts deposits through money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides resi… Read more