Peoples Fin - Asset Resilience Ratio

Latest as of September 2025: 5.88%

Peoples Fin (PFIS) has an Asset Resilience Ratio of 5.88% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PFIS current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$303.40 Million

Cash + Short-term Investments

Total Assets

$5.16 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2002–2024)

This chart shows how Peoples Fin's Asset Resilience Ratio has changed over time. See PFIS book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Peoples Fin's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PFIS market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$303.40 Million	5.88%
Total Liquid Assets	$303.40 Million	5.88%

Asset Resilience Insights

Limited Liquidity: Peoples Fin maintains only 5.88% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Peoples Fin Industry Peers by Asset Resilience Ratio

Compare Peoples Fin's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Peoples Fin (2002–2024)

The table below shows the annual Asset Resilience Ratio data for Peoples Fin.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	5.25%	$267.56 Million	$5.09 Billion	-5.41pp
2023-12-31	10.66%	$398.93 Million	$3.74 Billion	-2.78pp
2022-12-31	13.44%	$477.70 Million	$3.55 Billion	-1.91pp
2021-12-31	15.35%	$517.32 Million	$3.37 Billion	+5.09pp
2020-12-31	10.26%	$295.91 Million	$2.88 Billion	-3.09pp
2019-12-31	13.35%	$330.48 Million	$2.48 Billion	+1.57pp
2018-12-31	11.79%	$269.68 Million	$2.29 Billion	-0.77pp
2017-12-31	12.56%	$272.55 Million	$2.17 Billion	-0.41pp
2016-12-31	12.97%	$259.41 Million	$2.00 Billion	-2.69pp
2015-12-31	15.66%	$284.94 Million	$1.82 Billion	-3.83pp
2014-12-31	19.50%	$339.59 Million	$1.74 Billion	+1.75pp
2013-12-31	17.75%	$299.71 Million	$1.69 Billion	+0.17pp
2012-12-31	17.58%	$161.39 Million	$918.04 Million	-4.93pp
2011-12-31	22.51%	$139.90 Million	$621.40 Million	+0.71pp
2010-12-31	21.80%	$121.77 Million	$558.59 Million	-3.47pp
2009-12-31	25.27%	$130.51 Million	$516.48 Million	+1.93pp
2008-12-31	23.34%	$110.25 Million	$472.38 Million	-2.61pp
2007-12-31	25.95%	$112.75 Million	$434.43 Million	-0.55pp
2006-12-31	26.50%	$110.30 Million	$416.27 Million	-1.19pp
2005-12-31	27.69%	$108.31 Million	$391.20 Million	+20.40pp
2003-12-31	7.29%	$27.05 Million	$371.29 Million	+0.74pp
2002-12-31	6.55%	$22.71 Million	$346.84 Million	--

pp = percentage points

About Peoples Fin

NASDAQ:PFIS USA Banks - Regional

Market Cap

$566.79 Million

Market Cap Rank

#11889 Global

#2826 in USA

Share Price

$56.71

Change (1 day)

-0.44%

52-Week Range

$44.54 - $58.93

All Time High

$58.93