Palomar Holdings Inc Asset Resilience Ratio
Palomar Holdings Inc asset resilience ratio. Palomar Holdings Inc (PLMR) has an Asset Resilience Ratio of 38.78% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Palomar Holdings Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Palomar Holdings Inc (2017–2024)
Asset resilience ratio of Palomar Holdings Inc from 2017 to 2024. This chart shows how Palomar Holdings Inc's Asset Resilience Ratio has changed over time. Read Palomar Holdings Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Palomar Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PLMR total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.14 Billion | 38.78% |
| Total Liquid Assets | $1.14 Billion | 38.78% |
Asset Resilience Insights
- Very High Liquidity: Palomar Holdings Inc maintains exceptional liquid asset reserves at 38.78% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Palomar Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Palomar Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
Palomar Holdings Inc Asset Resilience Ratio by Year (2017–2024)
Palomar Holdings Inc asset resilience ratio by year from 2017 to 2024. The table below shows the annual Asset Resilience Ratio data for Palomar Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 20.79% | $470.43 Million | $2.26 Billion | -16.90pp |
| 2023-12-31 | 37.69% | $643.80 Million | $1.71 Billion | -1.96pp |
| 2022-12-31 | 39.66% | $515.06 Million | $1.30 Billion | -7.08pp |
| 2021-12-31 | 46.74% | $432.68 Million | $925.73 Million | -7.85pp |
| 2020-12-31 | 54.59% | $397.99 Million | $729.09 Million | -0.32pp |
| 2019-12-31 | 54.91% | $217.15 Million | $395.46 Million | +2.03pp |
| 2018-12-31 | 52.88% | $122.22 Million | $231.13 Million | -1.23pp |
| 2017-12-31 | 54.11% | $101.91 Million | $188.35 Million | -- |
About Palomar Holdings Inc
Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as Inland Marine, Hawaii Hurricane, commercial all risk, excess nat… Read more