Patriot National Bancorp Inc Asset Resilience Ratio
Patriot National Bancorp Inc asset resilience ratio. Patriot National Bancorp Inc (PNBK) has an Asset Resilience Ratio of 18.24% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PNBK cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Patriot National Bancorp Inc (2000–2025)
Asset resilience ratio of Patriot National Bancorp Inc from 2000 to 2025. This chart shows how Patriot National Bancorp Inc's Asset Resilience Ratio has changed over time. Read Patriot National Bancorp Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Patriot National Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Patriot National Bancorp Inc balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $240.34 Million | 18.24% |
| Total Liquid Assets | $240.34 Million | 18.24% |
Asset Resilience Insights
- Good Liquidity Position: Patriot National Bancorp Inc maintains a healthy 18.24% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Patriot National Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Patriot National Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Patriot National Bancorp Inc Asset Resilience Ratio by Year (2000–2025)
Patriot National Bancorp Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Patriot National Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 19.27% | $209.58 Million | $1.09 Billion | +17.31pp |
| 2024-12-31 | 1.96% | $19.79 Million | $1.01 Billion | +0.06pp |
| 2023-12-31 | 1.89% | $20.69 Million | $1.09 Billion | -6.21pp |
| 2022-12-31 | 8.10% | $84.52 Million | $1.04 Billion | -1.85pp |
| 2021-12-31 | 9.95% | $94.34 Million | $948.48 Million | +4.35pp |
| 2020-12-31 | 5.59% | $49.26 Million | $880.73 Million | +0.66pp |
| 2019-12-31 | 4.93% | $48.32 Million | $979.84 Million | +0.78pp |
| 2018-12-31 | 4.15% | $39.50 Million | $951.70 Million | +1.15pp |
| 2017-12-31 | 3.00% | $25.58 Million | $852.08 Million | -0.23pp |
| 2016-12-31 | 3.23% | $24.43 Million | $756.65 Million | -1.27pp |
| 2015-12-31 | 4.50% | $29.38 Million | $653.36 Million | -0.83pp |
| 2014-12-31 | 5.32% | $33.68 Million | $632.62 Million | -1.64pp |
| 2013-12-31 | 6.97% | $37.70 Million | $541.25 Million | +0.10pp |
| 2012-12-31 | 6.87% | $42.43 Million | $617.86 Million | -3.22pp |
| 2011-12-31 | 10.09% | $67.18 Million | $665.82 Million | -47.72pp |
| 2010-12-31 | 57.81% | $453.40 Million | $784.32 Million | +57.78pp |
| 2009-12-31 | 0.03% | $263.84K | $866.42 Million | 0.00pp |
| 2008-12-31 | 0.03% | $316.52K | $913.36 Million | -31.13pp |
| 2007-12-31 | 31.17% | $251.67 Million | $807.53 Million | +23.74pp |
| 2003-12-31 | 7.43% | $25.43 Million | $342.47 Million | +4.87pp |
| 2002-12-31 | 2.55% | $6.35 Million | $248.50 Million | -3.71pp |
| 2001-12-31 | 6.27% | $12.70 Million | $202.57 Million | -8.66pp |
| 2000-12-31 | 14.93% | $29.50 Million | $197.63 Million | -- |
About Patriot National Bancorp Inc
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, onl… Read more