Patriot National Bancorp Inc - Asset Resilience Ratio
Patriot National Bancorp Inc (PNBK) has an Asset Resilience Ratio of 11.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Patriot National Bancorp Inc's Asset Resilience Ratio has changed over time. Check Patriot National Bancorp Inc (PNBK) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Patriot National Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Patriot National Bancorp Inc stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $129.50 Million | 11.0% |
| Total Liquid Assets | $129.50 Million | 11.00% |
Asset Resilience Insights
- Moderate Liquidity: Patriot National Bancorp Inc has 11.00% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Patriot National Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Patriot National Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Danske Bank A/S
CO:DANSKE |
Banks - Regional | -5.72% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
SCB X Public Company Limited
BK:SCB |
Banks - Regional | 6.49% |
|
TMBThanachart Bank Public Company Limited
F:NVPJ |
Banks - Regional | 10.46% |
|
Ameris Bancorp
NASDAQ:ABCB |
Banks - Regional | 7.87% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
CFM Indosuez Wealth SA
PA:MLCFM |
Banks - Regional | 50.57% |
Annual Asset Resilience Ratio for Patriot National Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Patriot National Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 19.27% | $209.58 Million | $1.09 Billion | +17.31pp |
| 2024-12-31 | 1.96% | $19.79 Million | $1.01 Billion | +0.06pp |
| 2023-12-31 | 1.89% | $20.69 Million | $1.09 Billion | -6.21pp |
| 2022-12-31 | 8.10% | $84.52 Million | $1.04 Billion | -1.85pp |
| 2021-12-31 | 9.95% | $94.34 Million | $948.48 Million | +4.35pp |
| 2020-12-31 | 5.59% | $49.26 Million | $880.73 Million | +0.66pp |
| 2019-12-31 | 4.93% | $48.32 Million | $979.84 Million | +0.78pp |
| 2018-12-31 | 4.15% | $39.50 Million | $951.70 Million | +1.15pp |
| 2017-12-31 | 3.00% | $25.58 Million | $852.08 Million | -0.23pp |
| 2016-12-31 | 3.23% | $24.43 Million | $756.65 Million | -1.27pp |
| 2015-12-31 | 4.50% | $29.38 Million | $653.36 Million | -0.83pp |
| 2014-12-31 | 5.32% | $33.68 Million | $632.62 Million | -1.64pp |
| 2013-12-31 | 6.97% | $37.70 Million | $541.25 Million | +0.10pp |
| 2012-12-31 | 6.87% | $42.43 Million | $617.86 Million | -3.22pp |
| 2011-12-31 | 10.09% | $67.18 Million | $665.82 Million | -47.72pp |
| 2010-12-31 | 57.81% | $453.40 Million | $784.32 Million | +57.78pp |
| 2009-12-31 | 0.03% | $263.84K | $866.42 Million | 0.00pp |
| 2008-12-31 | 0.03% | $316.52K | $913.36 Million | -31.13pp |
| 2007-12-31 | 31.17% | $251.67 Million | $807.53 Million | +23.74pp |
| 2003-12-31 | 7.43% | $25.43 Million | $342.47 Million | +4.87pp |
| 2002-12-31 | 2.55% | $6.35 Million | $248.50 Million | -3.71pp |
| 2001-12-31 | 6.27% | $12.70 Million | $202.57 Million | -8.66pp |
| 2000-12-31 | 14.93% | $29.50 Million | $197.63 Million | -- |
About Patriot National Bancorp Inc
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, onl… Read more