Patriot National Bancorp Inc - Asset Resilience Ratio
Patriot National Bancorp Inc (PNBK) has an Asset Resilience Ratio of 20.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Patriot National Bancorp Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Patriot National Bancorp Inc's Asset Resilience Ratio has changed over time. See PNBK equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Patriot National Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Patriot National Bancorp Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $243.30 Million | 20.68% |
| Total Liquid Assets | $243.30 Million | 20.68% |
Asset Resilience Insights
- Good Liquidity Position: Patriot National Bancorp Inc maintains a healthy 20.68% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Patriot National Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Patriot National Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Patriot National Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Patriot National Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 19.27% | $209.58 Million | $1.09 Billion | +17.31pp |
| 2024-12-31 | 1.96% | $19.79 Million | $1.01 Billion | +0.06pp |
| 2023-12-31 | 1.89% | $20.69 Million | $1.09 Billion | -6.21pp |
| 2022-12-31 | 8.10% | $84.52 Million | $1.04 Billion | -1.85pp |
| 2021-12-31 | 9.95% | $94.34 Million | $948.48 Million | +4.35pp |
| 2020-12-31 | 5.59% | $49.26 Million | $880.73 Million | +0.66pp |
| 2019-12-31 | 4.93% | $48.32 Million | $979.84 Million | +0.78pp |
| 2018-12-31 | 4.15% | $39.50 Million | $951.70 Million | +1.15pp |
| 2017-12-31 | 3.00% | $25.58 Million | $852.08 Million | -0.23pp |
| 2016-12-31 | 3.23% | $24.43 Million | $756.65 Million | -1.27pp |
| 2015-12-31 | 4.50% | $29.38 Million | $653.36 Million | -0.83pp |
| 2014-12-31 | 5.32% | $33.68 Million | $632.62 Million | -1.64pp |
| 2013-12-31 | 6.97% | $37.70 Million | $541.25 Million | +0.10pp |
| 2012-12-31 | 6.87% | $42.43 Million | $617.86 Million | -3.22pp |
| 2011-12-31 | 10.09% | $67.18 Million | $665.82 Million | -47.72pp |
| 2010-12-31 | 57.81% | $453.40 Million | $784.32 Million | +57.78pp |
| 2009-12-31 | 0.03% | $263.84K | $866.42 Million | 0.00pp |
| 2008-12-31 | 0.03% | $316.52K | $913.36 Million | -31.13pp |
| 2007-12-31 | 31.17% | $251.67 Million | $807.53 Million | +23.74pp |
| 2003-12-31 | 7.43% | $25.43 Million | $342.47 Million | +4.87pp |
| 2002-12-31 | 2.55% | $6.35 Million | $248.50 Million | -3.71pp |
| 2001-12-31 | 6.27% | $12.70 Million | $202.57 Million | -8.66pp |
| 2000-12-31 | 14.93% | $29.50 Million | $197.63 Million | -- |
About Patriot National Bancorp Inc
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, onl… Read more