Pinnacle Financial Partners, Inc. - Asset Resilience Ratio

Latest as of September 2025: 11.46%

Pinnacle Financial Partners, Inc. (PNFP) has an Asset Resilience Ratio of 11.46% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PNFP liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets

$6.41 Billion

Cash + Short-term Investments

Total Assets

$55.96 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2024)

This chart shows how Pinnacle Financial Partners, Inc.'s Asset Resilience Ratio has changed over time. See PNFP net asset value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Pinnacle Financial Partners, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Pinnacle Financial Partners, Inc. market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$6.41 Billion	11.46%
Total Liquid Assets	$6.41 Billion	11.46%

Asset Resilience Insights

Moderate Liquidity: Pinnacle Financial Partners, Inc. has 11.46% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Pinnacle Financial Partners, Inc. Industry Peers by Asset Resilience Ratio

Compare Pinnacle Financial Partners, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Pinnacle Financial Partners, Inc. (2011–2024)

The table below shows the annual Asset Resilience Ratio data for Pinnacle Financial Partners, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	10.61%	$5.58 Billion	$52.59 Billion	+1.61pp
2023-12-31	9.00%	$4.32 Billion	$47.96 Billion	+0.52pp
2022-12-31	8.48%	$3.56 Billion	$41.97 Billion	-4.29pp
2021-12-31	12.77%	$4.91 Billion	$38.47 Billion	+2.51pp
2020-12-31	10.27%	$3.59 Billion	$34.93 Billion	-2.46pp
2019-12-31	12.73%	$3.54 Billion	$27.81 Billion	+0.41pp
2018-12-31	12.32%	$3.08 Billion	$25.03 Billion	+0.99pp
2017-12-31	11.33%	$2.52 Billion	$22.21 Billion	-0.27pp
2016-12-31	11.60%	$1.30 Billion	$11.19 Billion	+0.86pp
2015-12-31	10.74%	$935.06 Million	$8.71 Billion	-1.43pp
2014-12-31	12.16%	$732.05 Million	$6.02 Billion	-0.30pp
2013-12-31	12.46%	$693.46 Million	$5.56 Billion	-1.55pp
2012-12-31	14.02%	$706.58 Million	$5.04 Billion	-4.38pp
2011-12-31	18.40%	$894.96 Million	$4.86 Billion	--

pp = percentage points

About Pinnacle Financial Partners, Inc.

NASDAQ:PNFP USA Banks - Regional

Market Cap

$14.79 Billion

Market Cap Rank

#1662 Global

#627 in USA

Share Price

$98.44

Change (1 day)

+0.81%

52-Week Range

$84.38 - $119.63

All Time High

$129.87