Pinnacle Financial Partners, Inc. Asset Resilience Ratio
Pinnacle Financial Partners, Inc. asset resilience ratio. Pinnacle Financial Partners, Inc. (PNFP) has an Asset Resilience Ratio of 11.46% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PNFP defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Pinnacle Financial Partners, Inc. (2011–2024)
Asset resilience ratio of Pinnacle Financial Partners, Inc. from 2011 to 2024. This chart shows how Pinnacle Financial Partners, Inc.'s Asset Resilience Ratio has changed over time. Read debt load of Pinnacle Financial Partners, Inc. for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Pinnacle Financial Partners, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Pinnacle Financial Partners, Inc. assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $6.41 Billion | 11.46% |
| Total Liquid Assets | $6.41 Billion | 11.46% |
Asset Resilience Insights
- Moderate Liquidity: Pinnacle Financial Partners, Inc. has 11.46% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Pinnacle Financial Partners, Inc. Industry Peers by Asset Resilience Ratio
Compare Pinnacle Financial Partners, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Pinnacle Financial Partners, Inc. Asset Resilience Ratio by Year (2011–2024)
Pinnacle Financial Partners, Inc. asset resilience ratio by year from 2011 to 2024. The table below shows the annual Asset Resilience Ratio data for Pinnacle Financial Partners, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 10.61% | $5.58 Billion | $52.59 Billion | +1.61pp |
| 2023-12-31 | 9.00% | $4.32 Billion | $47.96 Billion | +0.52pp |
| 2022-12-31 | 8.48% | $3.56 Billion | $41.97 Billion | -4.29pp |
| 2021-12-31 | 12.77% | $4.91 Billion | $38.47 Billion | +2.51pp |
| 2020-12-31 | 10.27% | $3.59 Billion | $34.93 Billion | -2.46pp |
| 2019-12-31 | 12.73% | $3.54 Billion | $27.81 Billion | +0.41pp |
| 2018-12-31 | 12.32% | $3.08 Billion | $25.03 Billion | +0.99pp |
| 2017-12-31 | 11.33% | $2.52 Billion | $22.21 Billion | -0.27pp |
| 2016-12-31 | 11.60% | $1.30 Billion | $11.19 Billion | +0.86pp |
| 2015-12-31 | 10.74% | $935.06 Million | $8.71 Billion | -1.43pp |
| 2014-12-31 | 12.16% | $732.05 Million | $6.02 Billion | -0.30pp |
| 2013-12-31 | 12.46% | $693.46 Million | $5.56 Billion | -1.55pp |
| 2012-12-31 | 14.02% | $706.58 Million | $5.04 Billion | -4.38pp |
| 2011-12-31 | 18.40% | $894.96 Million | $4.86 Billion | -- |
About Pinnacle Financial Partners, Inc.
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts;… Read more