Pacific Premier Bancorp Inc - Asset Resilience Ratio
Pacific Premier Bancorp Inc (PPBI) has an Asset Resilience Ratio of 8.89% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Pacific Premier Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Pacific Premier Bancorp Inc's Asset Resilience Ratio has changed over time. See PPBI total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Pacific Premier Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Pacific Premier Bancorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.58 Billion | 8.89% |
| Total Liquid Assets | $1.58 Billion | 8.89% |
Asset Resilience Insights
- Limited Liquidity: Pacific Premier Bancorp Inc maintains only 8.89% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Pacific Premier Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Pacific Premier Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Pacific Premier Bancorp Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Pacific Premier Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.45% | $796.54 Million | $17.90 Billion | -1.54pp |
| 2023-12-31 | 5.99% | $1.14 Billion | $19.03 Billion | -6.00pp |
| 2022-12-31 | 11.99% | $2.60 Billion | $21.69 Billion | -8.27pp |
| 2021-12-31 | 20.26% | $4.27 Billion | $21.09 Billion | +0.34pp |
| 2020-12-31 | 19.92% | $3.93 Billion | $19.74 Billion | +8.30pp |
| 2019-12-31 | 11.62% | $1.37 Billion | $11.78 Billion | +2.02pp |
| 2018-12-31 | 9.60% | $1.10 Billion | $11.49 Billion | -0.21pp |
| 2017-12-31 | 9.81% | $787.43 Million | $8.02 Billion | +0.38pp |
| 2016-12-31 | 9.43% | $380.96 Million | $4.04 Billion | -0.61pp |
| 2015-12-31 | 10.04% | $280.27 Million | $2.79 Billion | +0.15pp |
| 2014-12-31 | 9.89% | $201.64 Million | $2.04 Billion | -5.05pp |
| 2013-12-31 | 14.94% | $256.09 Million | $1.71 Billion | +7.78pp |
| 2012-12-31 | 7.16% | $84.07 Million | $1.17 Billion | -4.87pp |
| 2011-12-31 | 12.03% | $115.64 Million | $961.13 Million | -6.73pp |
| 2010-12-31 | 18.76% | $155.09 Million | $826.82 Million | +3.47pp |
| 2009-12-31 | 15.29% | $123.41 Million | $807.32 Million | +15.08pp |
| 2008-12-31 | 0.21% | $1.53 Million | $739.96 Million | -3.16pp |
| 2007-12-31 | 3.37% | $25.71 Million | $763.42 Million | -5.09pp |
| 2006-12-31 | 8.46% | $61.82 Million | $730.87 Million | +3.36pp |
| 2005-12-31 | 5.10% | $35.85 Million | $702.73 Million | -1.61pp |
| 2004-12-31 | 6.71% | $36.45 Million | $543.12 Million | -6.17pp |
| 2003-12-31 | 12.88% | $39.84 Million | $309.37 Million | -11.56pp |
| 2002-12-31 | 24.44% | $58.24 Million | $238.28 Million | +10.22pp |
| 2001-12-31 | 14.22% | $34.66 Million | $243.67 Million | +4.00pp |
| 2000-12-31 | 10.22% | $42.37 Million | $414.42 Million | -- |
About Pacific Premier Bancorp Inc
Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides various banking products and services in the United States. The company accepts deposit products, which includes checking, money market, savings accounts, and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction an… Read more