Pacific Premier Bancorp Inc Asset Resilience Ratio
Pacific Premier Bancorp Inc asset resilience ratio. Pacific Premier Bancorp Inc (PPBI) has an Asset Resilience Ratio of 8.89% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PPBI days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Pacific Premier Bancorp Inc (2000–2024)
Asset resilience ratio of Pacific Premier Bancorp Inc from 2000 to 2024. This chart shows how Pacific Premier Bancorp Inc's Asset Resilience Ratio has changed over time. Read PPBI current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Pacific Premier Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Pacific Premier Bancorp Inc total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.58 Billion | 8.89% |
| Total Liquid Assets | $1.58 Billion | 8.89% |
Asset Resilience Insights
- Limited Liquidity: Pacific Premier Bancorp Inc maintains only 8.89% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Pacific Premier Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Pacific Premier Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Pacific Premier Bancorp Inc Asset Resilience Ratio by Year (2000–2024)
Pacific Premier Bancorp Inc asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for Pacific Premier Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.45% | $796.54 Million | $17.90 Billion | -1.54pp |
| 2023-12-31 | 5.99% | $1.14 Billion | $19.03 Billion | -6.00pp |
| 2022-12-31 | 11.99% | $2.60 Billion | $21.69 Billion | -8.27pp |
| 2021-12-31 | 20.26% | $4.27 Billion | $21.09 Billion | +0.34pp |
| 2020-12-31 | 19.92% | $3.93 Billion | $19.74 Billion | +8.30pp |
| 2019-12-31 | 11.62% | $1.37 Billion | $11.78 Billion | +2.02pp |
| 2018-12-31 | 9.60% | $1.10 Billion | $11.49 Billion | -0.21pp |
| 2017-12-31 | 9.81% | $787.43 Million | $8.02 Billion | +0.38pp |
| 2016-12-31 | 9.43% | $380.96 Million | $4.04 Billion | -0.61pp |
| 2015-12-31 | 10.04% | $280.27 Million | $2.79 Billion | +0.15pp |
| 2014-12-31 | 9.89% | $201.64 Million | $2.04 Billion | -5.05pp |
| 2013-12-31 | 14.94% | $256.09 Million | $1.71 Billion | +7.78pp |
| 2012-12-31 | 7.16% | $84.07 Million | $1.17 Billion | -4.87pp |
| 2011-12-31 | 12.03% | $115.64 Million | $961.13 Million | -6.73pp |
| 2010-12-31 | 18.76% | $155.09 Million | $826.82 Million | +3.47pp |
| 2009-12-31 | 15.29% | $123.41 Million | $807.32 Million | +15.08pp |
| 2008-12-31 | 0.21% | $1.53 Million | $739.96 Million | -3.16pp |
| 2007-12-31 | 3.37% | $25.71 Million | $763.42 Million | -5.09pp |
| 2006-12-31 | 8.46% | $61.82 Million | $730.87 Million | +3.36pp |
| 2005-12-31 | 5.10% | $35.85 Million | $702.73 Million | -1.61pp |
| 2004-12-31 | 6.71% | $36.45 Million | $543.12 Million | -6.17pp |
| 2003-12-31 | 12.88% | $39.84 Million | $309.37 Million | -11.56pp |
| 2002-12-31 | 24.44% | $58.24 Million | $238.28 Million | +10.22pp |
| 2001-12-31 | 14.22% | $34.66 Million | $243.67 Million | +4.00pp |
| 2000-12-31 | 10.22% | $42.37 Million | $414.42 Million | -- |
About Pacific Premier Bancorp Inc
Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides various banking products and services in the United States. The company accepts deposit products, which includes checking, money market, savings accounts, and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction an… Read more