PRA Group Inc Asset Resilience Ratio
PRA Group Inc asset resilience ratio. PRA Group Inc (PRAA) has an Asset Resilience Ratio of 1.26% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of PRA Group Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of PRA Group Inc (2004–2024)
Asset resilience ratio of PRA Group Inc from 2004 to 2024. This chart shows how PRA Group Inc's Asset Resilience Ratio has changed over time. Read PRA Group Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down PRA Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PRA Group Inc balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $63.23 Million | 1.26% |
| Total Liquid Assets | $63.23 Million | 1.26% |
Asset Resilience Insights
- Limited Liquidity: PRA Group Inc maintains only 1.26% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PRA Group Inc Industry Peers by Asset Resilience Ratio
Compare PRA Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
PRA Group Inc Asset Resilience Ratio by Year (2004–2024)
PRA Group Inc asset resilience ratio by year from 2004 to 2024. The table below shows the annual Asset Resilience Ratio data for PRA Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.13% | $55.76 Million | $4.93 Billion | -0.18pp |
| 2023-12-31 | 1.31% | $59.47 Million | $4.53 Billion | -0.29pp |
| 2022-12-31 | 1.60% | $66.81 Million | $4.18 Billion | +1.46pp |
| 2021-12-31 | 0.14% | $6.25 Million | $4.37 Billion | +0.14pp |
| 2019-12-31 | 0.01% | $323.00K | $4.42 Billion | -0.01pp |
| 2018-12-31 | 0.02% | $779.00K | $3.91 Billion | -2.10pp |
| 2017-12-31 | 2.12% | $78.29 Million | $3.70 Billion | -0.05pp |
| 2016-12-31 | 2.17% | $68.54 Million | $3.16 Billion | -0.30pp |
| 2015-12-31 | 2.47% | $73.80 Million | $2.99 Billion | -0.76pp |
| 2014-12-31 | 3.23% | $89.70 Million | $2.78 Billion | -- |
| 2013-12-31 | 0.00% | $0.00 | $1.60 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $1.29 Billion | -- |
| 2011-12-31 | 0.00% | $0.00 | $1.07 Billion | -- |
| 2010-12-31 | 0.00% | $0.00 | $995.91 Million | -- |
| 2004-12-31 | 13.67% | $23.95 Million | $175.18 Million | -- |
About PRA Group Inc
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. The company purchases accounts that are primarily unpaid obligations of individuals owed to credit originators. It also purchases and collects nonperforming loans, which are sold by credit originators when they choose not to pursue, or have been unsucc… Read more