Provident Financial Holdings Inc - Asset Resilience Ratio
Provident Financial Holdings Inc (PROV) has an Asset Resilience Ratio of 7.72% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Provident Financial Holdings Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how Provident Financial Holdings Inc's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Provident Financial Holdings Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Provident Financial Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Provident Financial Holdings Inc worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $94.00 Million | 7.72% |
| Total Liquid Assets | $94.00 Million | 7.72% |
Asset Resilience Insights
- Limited Liquidity: Provident Financial Holdings Inc maintains only 7.72% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Provident Financial Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Provident Financial Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Provident Financial Holdings Inc (2002–2025)
The table below shows the annual Asset Resilience Ratio data for Provident Financial Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.01% | $69.00K | $1.25 Billion | -0.14pp |
| 2024-06-30 | 0.15% | $1.85 Million | $1.27 Billion | -0.02pp |
| 2023-06-30 | 0.16% | $2.15 Million | $1.33 Billion | -0.06pp |
| 2022-06-30 | 0.23% | $2.68 Million | $1.19 Billion | -0.08pp |
| 2021-06-30 | 0.30% | $3.59 Million | $1.18 Billion | -0.10pp |
| 2020-06-30 | 0.40% | $4.72 Million | $1.18 Billion | -0.15pp |
| 2019-06-30 | 0.55% | $5.97 Million | $1.08 Billion | -0.09pp |
| 2018-06-30 | 0.64% | $7.50 Million | $1.18 Billion | -0.14pp |
| 2017-06-30 | 0.78% | $9.32 Million | $1.20 Billion | -0.21pp |
| 2016-06-30 | 0.99% | $11.54 Million | $1.17 Billion | -0.22pp |
| 2015-06-30 | 1.21% | $14.16 Million | $1.17 Billion | -0.27pp |
| 2014-06-30 | 1.48% | $16.35 Million | $1.11 Billion | -0.13pp |
| 2013-06-30 | 1.61% | $19.51 Million | $1.21 Billion | -0.20pp |
| 2012-06-30 | 1.82% | $22.90 Million | $1.26 Billion | -6.12pp |
| 2009-06-30 | 7.93% | $125.28 Million | $1.58 Billion | -1.45pp |
| 2008-06-30 | 9.38% | $153.10 Million | $1.63 Billion | +1.38pp |
| 2007-06-30 | 8.00% | $131.84 Million | $1.65 Billion | +0.23pp |
| 2006-06-30 | 7.78% | $126.16 Million | $1.62 Billion | -6.37pp |
| 2005-06-30 | 14.14% | $230.83 Million | $1.63 Billion | +16.52pp |
| 2004-06-30 | -2.37% | $-31.31 Million | $1.32 Billion | -8.46pp |
| 2003-06-30 | 6.09% | $76.84 Million | $1.26 Billion | -5.33pp |
| 2002-06-30 | 11.42% | $114.83 Million | $1.01 Billion | -- |
About Provident Financial Holdings Inc
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including… Read more