Provident Financial Holdings Inc Asset Resilience Ratio
Provident Financial Holdings Inc asset resilience ratio. Provident Financial Holdings Inc (PROV) has an Asset Resilience Ratio of 7.39% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Provident Financial Holdings Inc (PROV) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Provident Financial Holdings Inc (2002–2026)
Asset resilience ratio of Provident Financial Holdings Inc from 2002 to 2026. This chart shows how Provident Financial Holdings Inc's Asset Resilience Ratio has changed over time. Read PROV total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Provident Financial Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Provident Financial Holdings Inc assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $89.25 Million | 7.39% |
| Total Liquid Assets | $89.25 Million | 7.39% |
Asset Resilience Insights
- Limited Liquidity: Provident Financial Holdings Inc maintains only 7.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Provident Financial Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Provident Financial Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Provident Financial Holdings Inc Asset Resilience Ratio by Year (2002–2026)
Provident Financial Holdings Inc asset resilience ratio by year from 2002 to 2026. The table below shows the annual Asset Resilience Ratio data for Provident Financial Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-06-30 | 0.08% | $936.00K | $1.21 Billion | +0.07pp |
| 2025-06-30 | 0.01% | $69.00K | $1.25 Billion | -0.14pp |
| 2024-06-30 | 0.15% | $1.85 Million | $1.27 Billion | -0.02pp |
| 2023-06-30 | 0.16% | $2.15 Million | $1.33 Billion | -0.06pp |
| 2022-06-30 | 0.23% | $2.68 Million | $1.19 Billion | -0.08pp |
| 2021-06-30 | 0.30% | $3.59 Million | $1.18 Billion | -0.10pp |
| 2020-06-30 | 0.40% | $4.72 Million | $1.18 Billion | -0.15pp |
| 2019-06-30 | 0.55% | $5.97 Million | $1.08 Billion | -0.09pp |
| 2018-06-30 | 0.64% | $7.50 Million | $1.18 Billion | -0.14pp |
| 2017-06-30 | 0.78% | $9.32 Million | $1.20 Billion | -0.21pp |
| 2016-06-30 | 0.99% | $11.54 Million | $1.17 Billion | -0.22pp |
| 2015-06-30 | 1.21% | $14.16 Million | $1.17 Billion | -0.27pp |
| 2014-06-30 | 1.48% | $16.35 Million | $1.11 Billion | -0.13pp |
| 2013-06-30 | 1.61% | $19.51 Million | $1.21 Billion | -0.20pp |
| 2012-06-30 | 1.82% | $22.90 Million | $1.26 Billion | -6.12pp |
| 2009-06-30 | 7.93% | $125.28 Million | $1.58 Billion | -1.45pp |
| 2008-06-30 | 9.38% | $153.10 Million | $1.63 Billion | +1.38pp |
| 2007-06-30 | 8.00% | $131.84 Million | $1.65 Billion | +0.23pp |
| 2006-06-30 | 7.78% | $126.16 Million | $1.62 Billion | -6.37pp |
| 2005-06-30 | 14.14% | $230.83 Million | $1.63 Billion | +16.52pp |
| 2004-06-30 | -2.37% | $-31.31 Million | $1.32 Billion | -8.46pp |
| 2003-06-30 | 6.09% | $76.84 Million | $1.26 Billion | -5.33pp |
| 2002-06-30 | 11.42% | $114.83 Million | $1.01 Billion | -- |
About Provident Financial Holdings Inc
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and wealth management services. It also provides lending services, including single-famil… Read more