PayPal Holdings Inc Asset Resilience Ratio
PayPal Holdings Inc asset resilience ratio. PayPal Holdings Inc (PYPL) has an Asset Resilience Ratio of 3.57% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PYPL current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of PayPal Holdings Inc (2013–2025)
Asset resilience ratio of PayPal Holdings Inc from 2013 to 2025. This chart shows how PayPal Holdings Inc's Asset Resilience Ratio has changed over time. See PayPal Holdings Inc (PYPL) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down PayPal Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PYPL current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.95 Billion | 3.57% |
| Total Liquid Assets | $2.95 Billion | 3.57% |
Asset Resilience Insights
- Limited Liquidity: PayPal Holdings Inc maintains only 3.57% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PayPal Holdings Inc Industry Peers by Asset Resilience Ratio
Compare PayPal Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Housing & Urban Development Corporation Limited
NSE:HUDCO |
Credit Services | 0.10% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
BFI Finance Indonesia Tbk
JK:BFIN |
Credit Services | 1.84% |
|
Fusion Micro Finance Limited
NSE:FUSION |
Credit Services | 1.57% |
|
Manba Finance Ltd
NSE:MANBA |
Credit Services | 5.97% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.08% |
PayPal Holdings Inc Asset Resilience Ratio by Year (2013–2025)
PayPal Holdings Inc asset resilience ratio by year from 2013 to 2025. The table below shows the annual Asset Resilience Ratio data for PayPal Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.96% | $2.37 Billion | $80.17 Billion | -2.26pp |
| 2024-12-31 | 5.22% | $4.26 Billion | $81.61 Billion | -0.83pp |
| 2023-12-31 | 6.06% | $4.98 Billion | $82.17 Billion | +2.15pp |
| 2022-12-31 | 3.91% | $3.08 Billion | $78.72 Billion | -1.77pp |
| 2021-12-31 | 5.68% | $4.30 Billion | $75.80 Billion | -6.10pp |
| 2020-12-31 | 11.78% | $8.29 Billion | $70.38 Billion | +5.13pp |
| 2019-12-31 | 6.65% | $3.41 Billion | $51.33 Billion | +3.11pp |
| 2018-12-31 | 3.54% | $1.53 Billion | $43.33 Billion | -3.36pp |
| 2017-12-31 | 6.90% | $2.81 Billion | $40.77 Billion | -3.33pp |
| 2016-12-31 | 10.23% | $3.38 Billion | $33.10 Billion | +3.24pp |
| 2015-12-31 | 6.99% | $2.02 Billion | $28.88 Billion | +6.85pp |
| 2014-12-31 | 0.13% | $29.00 Million | $21.92 Billion | -1.54pp |
| 2013-12-31 | 1.68% | $321.00 Million | $19.16 Billion | -- |
About PayPal Holdings Inc
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as ba… Read more