PayPal Holdings Inc - Asset Resilience Ratio
PayPal Holdings Inc (PYPL) has an Asset Resilience Ratio of 2.94% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how PayPal Holdings Inc's Asset Resilience Ratio has changed over time. Check PayPal Holdings Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down PayPal Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of PayPal Holdings Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.37 Billion | 2.94% |
| Total Liquid Assets | $2.37 Billion | 2.94% |
Asset Resilience Insights
- Limited Liquidity: PayPal Holdings Inc maintains only 2.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PayPal Holdings Inc Industry Peers by Asset Resilience Ratio
Compare PayPal Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hotai Finance Corp
TW:6592 |
Credit Services | 1.50% |
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Plenti Group Ltd
AU:PLT |
Credit Services | 0.07% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
Moneyme Ltd
AU:MME |
Credit Services | 1.75% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
|
DCM Financial Services Limited
NSE:DCMFINSERV |
Credit Services | 23.68% |
|
creditshelf Aktiengesellschaft
F:CSQ |
Credit Services | 0.62% |
Annual Asset Resilience Ratio for PayPal Holdings Inc (2013–2025)
The table below shows the annual Asset Resilience Ratio data for PayPal Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.96% | $2.37 Billion | $80.17 Billion | -2.26pp |
| 2024-12-31 | 5.22% | $4.26 Billion | $81.61 Billion | -0.83pp |
| 2023-12-31 | 6.06% | $4.98 Billion | $82.17 Billion | +2.15pp |
| 2022-12-31 | 3.91% | $3.08 Billion | $78.72 Billion | -1.77pp |
| 2021-12-31 | 5.68% | $4.30 Billion | $75.80 Billion | -6.10pp |
| 2020-12-31 | 11.78% | $8.29 Billion | $70.38 Billion | +5.13pp |
| 2019-12-31 | 6.65% | $3.41 Billion | $51.33 Billion | +3.11pp |
| 2018-12-31 | 3.54% | $1.53 Billion | $43.33 Billion | -3.36pp |
| 2017-12-31 | 6.90% | $2.81 Billion | $40.77 Billion | -3.33pp |
| 2016-12-31 | 10.23% | $3.38 Billion | $33.10 Billion | +3.24pp |
| 2015-12-31 | 6.99% | $2.02 Billion | $28.88 Billion | +6.85pp |
| 2014-12-31 | 0.13% | $29.00 Million | $21.92 Billion | -1.54pp |
| 2013-12-31 | 1.68% | $321.00 Million | $19.16 Billion | -- |
About PayPal Holdings Inc
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as ba… Read more