PayPal Holdings Inc - Asset Resilience Ratio
PayPal Holdings Inc (PYPL) has an Asset Resilience Ratio of 2.96% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does PayPal Holdings Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how PayPal Holdings Inc's Asset Resilience Ratio has changed over time. See net assets of PayPal Holdings Inc for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down PayPal Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of PayPal Holdings Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.37 Billion | 2.96% |
| Total Liquid Assets | $2.37 Billion | 2.96% |
Asset Resilience Insights
- Limited Liquidity: PayPal Holdings Inc maintains only 2.96% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
PayPal Holdings Inc Industry Peers by Asset Resilience Ratio
Compare PayPal Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC |
Credit Services | 1.26% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Resurs Holding AB
ST:RESURS |
Credit Services | 0.84% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
Plenti Group Ltd
AU:PLT |
Credit Services | 0.02% |
|
FSA Group Ltd
AU:FSA |
Credit Services | 0.99% |
|
Lawfinance Ltd
AU:LAW |
Credit Services | 7.34% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
Annual Asset Resilience Ratio for PayPal Holdings Inc (2013–2025)
The table below shows the annual Asset Resilience Ratio data for PayPal Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.96% | $2.37 Billion | $80.17 Billion | -2.26pp |
| 2024-12-31 | 5.22% | $4.26 Billion | $81.61 Billion | -0.83pp |
| 2023-12-31 | 6.06% | $4.98 Billion | $82.17 Billion | +2.15pp |
| 2022-12-31 | 3.91% | $3.08 Billion | $78.72 Billion | -1.77pp |
| 2021-12-31 | 5.68% | $4.30 Billion | $75.80 Billion | -6.10pp |
| 2020-12-31 | 11.78% | $8.29 Billion | $70.38 Billion | +5.13pp |
| 2019-12-31 | 6.65% | $3.41 Billion | $51.33 Billion | +3.11pp |
| 2018-12-31 | 3.54% | $1.53 Billion | $43.33 Billion | -3.36pp |
| 2017-12-31 | 6.90% | $2.81 Billion | $40.77 Billion | -3.33pp |
| 2016-12-31 | 10.23% | $3.38 Billion | $33.10 Billion | +3.24pp |
| 2015-12-31 | 6.99% | $2.02 Billion | $28.88 Billion | +6.85pp |
| 2014-12-31 | 0.13% | $29.00 Million | $21.92 Billion | -1.54pp |
| 2013-12-31 | 1.68% | $321.00 Million | $19.16 Billion | -- |
About PayPal Holdings Inc
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as ba… Read more