QCR Holdings Inc - Asset Resilience Ratio
QCR Holdings Inc (QCRH) has an Asset Resilience Ratio of 0.66% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read QCRH total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2024)
This chart shows how QCR Holdings Inc's Asset Resilience Ratio has changed over time. See QCRH net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down QCR Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see QCR Holdings Inc (QCRH) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $62.89 Million | 0.66% |
| Total Liquid Assets | $62.89 Million | 0.66% |
Asset Resilience Insights
- Limited Liquidity: QCR Holdings Inc maintains only 0.66% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
QCR Holdings Inc Industry Peers by Asset Resilience Ratio
Compare QCR Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for QCR Holdings Inc (1999–2024)
The table below shows the annual Asset Resilience Ratio data for QCR Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 3.11% | $281.11 Million | $9.03 Billion | -0.39pp |
| 2023-12-31 | 3.51% | $299.65 Million | $8.54 Billion | -0.78pp |
| 2022-12-31 | 4.29% | $340.96 Million | $7.95 Billion | -1.25pp |
| 2021-12-31 | 5.54% | $337.83 Million | $6.10 Billion | -0.80pp |
| 2020-12-31 | 6.34% | $361.97 Million | $5.71 Billion | +2.05pp |
| 2019-12-31 | 4.29% | $210.69 Million | $4.91 Billion | -0.98pp |
| 2018-12-31 | 5.27% | $261.06 Million | $4.95 Billion | -1.58pp |
| 2017-12-31 | 6.85% | $272.91 Million | $3.98 Billion | -0.75pp |
| 2016-12-31 | 7.61% | $251.11 Million | $3.30 Billion | -4.87pp |
| 2015-12-31 | 12.47% | $323.43 Million | $2.59 Billion | -5.42pp |
| 2014-12-31 | 17.89% | $451.66 Million | $2.52 Billion | -5.15pp |
| 2013-12-31 | 23.04% | $551.76 Million | $2.39 Billion | -2.28pp |
| 2012-12-31 | 25.32% | $530.16 Million | $2.09 Billion | -3.41pp |
| 2011-12-31 | 28.73% | $565.03 Million | $1.97 Billion | +14.53pp |
| 2007-12-31 | 14.20% | $209.67 Million | $1.48 Billion | -0.38pp |
| 2006-12-31 | 14.58% | $185.47 Million | $1.27 Billion | +14.04pp |
| 2005-12-31 | 0.55% | $5.72 Million | $1.04 Billion | -0.23pp |
| 2004-12-31 | 0.78% | $6.75 Million | $870.08 Million | -1.26pp |
| 2003-12-31 | 2.04% | $14.46 Million | $710.04 Million | +0.03pp |
| 2001-12-31 | 2.00% | $8.03 Million | $400.95 Million | -3.32pp |
| 2000-12-31 | 5.33% | $18.29 Million | $343.30 Million | -6.77pp |
| 1999-12-31 | 12.10% | $38.88 Million | $321.30 Million | -- |
About QCR Holdings Inc
QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and governmen… Read more