QCR Holdings Inc Asset Resilience Ratio
QCR Holdings Inc asset resilience ratio. QCR Holdings Inc (QCRH) has an Asset Resilience Ratio of 0.97% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See QCRH days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of QCR Holdings Inc (1999–2025)
Asset resilience ratio of QCR Holdings Inc from 1999 to 2025. This chart shows how QCR Holdings Inc's Asset Resilience Ratio has changed over time. Read QCR Holdings Inc (QCRH) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down QCR Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see QCR Holdings Inc balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $92.66 Million | 0.97% |
| Total Liquid Assets | $92.66 Million | 0.97% |
Asset Resilience Insights
- Limited Liquidity: QCR Holdings Inc maintains only 0.97% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
QCR Holdings Inc Industry Peers by Asset Resilience Ratio
Compare QCR Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
QCR Holdings Inc Asset Resilience Ratio by Year (1999–2025)
QCR Holdings Inc asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for QCR Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.12% | $107.01 Million | $9.58 Billion | -2.00pp |
| 2024-12-31 | 3.11% | $281.11 Million | $9.03 Billion | -0.39pp |
| 2023-12-31 | 3.51% | $299.65 Million | $8.54 Billion | -0.78pp |
| 2022-12-31 | 4.29% | $340.96 Million | $7.95 Billion | -1.25pp |
| 2021-12-31 | 5.54% | $337.83 Million | $6.10 Billion | -0.80pp |
| 2020-12-31 | 6.34% | $361.97 Million | $5.71 Billion | +2.05pp |
| 2019-12-31 | 4.29% | $210.69 Million | $4.91 Billion | -0.98pp |
| 2018-12-31 | 5.27% | $261.06 Million | $4.95 Billion | -1.58pp |
| 2017-12-31 | 6.85% | $272.91 Million | $3.98 Billion | -0.75pp |
| 2016-12-31 | 7.61% | $251.11 Million | $3.30 Billion | -4.87pp |
| 2015-12-31 | 12.47% | $323.43 Million | $2.59 Billion | -5.42pp |
| 2014-12-31 | 17.89% | $451.66 Million | $2.52 Billion | -5.15pp |
| 2013-12-31 | 23.04% | $551.76 Million | $2.39 Billion | -2.28pp |
| 2012-12-31 | 25.32% | $530.16 Million | $2.09 Billion | -3.41pp |
| 2011-12-31 | 28.73% | $565.03 Million | $1.97 Billion | +14.53pp |
| 2007-12-31 | 14.20% | $209.67 Million | $1.48 Billion | -0.38pp |
| 2006-12-31 | 14.58% | $185.47 Million | $1.27 Billion | +14.04pp |
| 2005-12-31 | 0.55% | $5.72 Million | $1.04 Billion | -0.23pp |
| 2004-12-31 | 0.78% | $6.75 Million | $870.08 Million | -1.26pp |
| 2003-12-31 | 2.04% | $14.46 Million | $710.04 Million | +0.03pp |
| 2001-12-31 | 2.00% | $8.03 Million | $400.95 Million | -3.32pp |
| 2000-12-31 | 5.33% | $18.29 Million | $343.30 Million | -6.77pp |
| 1999-12-31 | 12.10% | $38.88 Million | $321.30 Million | -- |
About QCR Holdings Inc
QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. It also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and governmen… Read more