RBB Bancorp - Asset Resilience Ratio
RBB Bancorp (RBB) has an Asset Resilience Ratio of 10.03% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of RBB Bancorp to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how RBB Bancorp's Asset Resilience Ratio has changed over time. See RBB Bancorp (RBB) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down RBB Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RBB company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $420.57 Million | 10.03% |
| Total Liquid Assets | $420.57 Million | 10.03% |
Asset Resilience Insights
- Moderate Liquidity: RBB Bancorp has 10.03% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
RBB Bancorp Industry Peers by Asset Resilience Ratio
Compare RBB Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for RBB Bancorp (2014–2025)
The table below shows the annual Asset Resilience Ratio data for RBB Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.68% | $407.20 Million | $4.21 Billion | +7.49pp |
| 2024-12-31 | 2.18% | $87.20 Million | $3.99 Billion | +0.29pp |
| 2023-12-31 | 1.89% | $76.14 Million | $4.03 Billion | -4.66pp |
| 2022-12-31 | 6.55% | $256.83 Million | $3.92 Billion | -2.16pp |
| 2021-12-31 | 8.71% | $368.26 Million | $4.23 Billion | +2.42pp |
| 2020-12-31 | 6.29% | $210.87 Million | $3.35 Billion | +1.77pp |
| 2019-12-31 | 4.52% | $126.07 Million | $2.79 Billion | +2.04pp |
| 2018-12-31 | 2.48% | $73.76 Million | $2.98 Billion | -1.36pp |
| 2017-12-31 | 3.84% | $64.96 Million | $1.69 Billion | +1.03pp |
| 2016-12-31 | 2.81% | $39.28 Million | $1.40 Billion | +0.82pp |
| 2015-12-31 | 2.00% | $20.42 Million | $1.02 Billion | +1.97pp |
| 2014-12-31 | 0.02% | $200.00K | $925.89 Million | -- |
About RBB Bancorp
RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing se… Read more