RBB Bancorp - Asset Resilience Ratio
RBB Bancorp (RBB) has an Asset Resilience Ratio of 10.03% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See RBB current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how RBB Bancorp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see RBB total assets.
Liquid Assets Composition Over Time
This chart breaks down RBB Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore RBB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $420.57 Million | 10.03% |
| Total Liquid Assets | $420.57 Million | 10.03% |
Asset Resilience Insights
- Moderate Liquidity: RBB Bancorp has 10.03% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
RBB Bancorp Industry Peers by Asset Resilience Ratio
Compare RBB Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for RBB Bancorp (2014–2025)
The table below shows the annual Asset Resilience Ratio data for RBB Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.68% | $407.20 Million | $4.21 Billion | +7.49pp |
| 2024-12-31 | 2.18% | $87.20 Million | $3.99 Billion | +0.29pp |
| 2023-12-31 | 1.89% | $76.14 Million | $4.03 Billion | -4.66pp |
| 2022-12-31 | 6.55% | $256.83 Million | $3.92 Billion | -2.16pp |
| 2021-12-31 | 8.71% | $368.26 Million | $4.23 Billion | +2.42pp |
| 2020-12-31 | 6.29% | $210.87 Million | $3.35 Billion | +1.77pp |
| 2019-12-31 | 4.52% | $126.07 Million | $2.79 Billion | +2.04pp |
| 2018-12-31 | 2.48% | $73.76 Million | $2.98 Billion | -1.36pp |
| 2017-12-31 | 3.84% | $64.96 Million | $1.69 Billion | +1.03pp |
| 2016-12-31 | 2.81% | $39.28 Million | $1.40 Billion | +0.82pp |
| 2015-12-31 | 2.00% | $20.42 Million | $1.02 Billion | +1.97pp |
| 2014-12-31 | 0.02% | $200.00K | $925.89 Million | -- |
About RBB Bancorp
RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing se… Read more