Rhinebeck Bancorp Inc - Asset Resilience Ratio
Rhinebeck Bancorp Inc (RBKB) has an Asset Resilience Ratio of 12.15% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See RBKB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Rhinebeck Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Rhinebeck Bancorp Inc.
Liquid Assets Composition Over Time
This chart breaks down Rhinebeck Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Rhinebeck Bancorp Inc (RBKB) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $156.16 Million | 12.15% |
| Total Liquid Assets | $156.16 Million | 12.15% |
Asset Resilience Insights
- Moderate Liquidity: Rhinebeck Bancorp Inc has 12.15% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Rhinebeck Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Rhinebeck Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Rhinebeck Bancorp Inc (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Rhinebeck Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.93% | $103.20 Million | $1.30 Billion | -2.27pp |
| 2024-12-31 | 10.20% | $128.07 Million | $1.26 Billion | -0.80pp |
| 2023-12-31 | 11.00% | $144.45 Million | $1.31 Billion | -5.74pp |
| 2022-12-31 | 16.74% | $223.66 Million | $1.34 Billion | -5.14pp |
| 2021-12-31 | 21.88% | $280.28 Million | $1.28 Billion | +12.76pp |
| 2020-12-31 | 9.12% | $102.93 Million | $1.13 Billion | -2.67pp |
| 2019-12-31 | 11.79% | $114.83 Million | $973.95 Million | +0.31pp |
| 2018-12-31 | 11.48% | $101.31 Million | $882.42 Million | -3.79pp |
| 2017-12-31 | 15.27% | $113.30 Million | $742.10 Million | -4.14pp |
| 2016-12-31 | 19.41% | $140.27 Million | $722.56 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $668.15 Million | -- |
About Rhinebeck Bancorp Inc
Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States. The company offers deposits, including non-interest-bearing demand, interest-bearing demand, money market, commercial and personal checking, individual retirement, … Read more