Richmond Mutual Bancorporation Inc - Asset Resilience Ratio
Richmond Mutual Bancorporation Inc (RMBI) has an Asset Resilience Ratio of 6.34% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Richmond Mutual Bancorporation Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how Richmond Mutual Bancorporation Inc's Asset Resilience Ratio has changed over time. See Richmond Mutual Bancorporation Inc book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Richmond Mutual Bancorporation Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RMBI market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $96.67 Million | 6.34% |
| Total Liquid Assets | $96.67 Million | 6.34% |
Asset Resilience Insights
- Limited Liquidity: Richmond Mutual Bancorporation Inc maintains only 6.34% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Richmond Mutual Bancorporation Inc Industry Peers by Asset Resilience Ratio
Compare Richmond Mutual Bancorporation Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
First Merchants Corporation
NASDAQ:FRME |
Banks - Regional | 7.40% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV |
Banks - Regional | -6.94% |
|
Blue Foundry Bancorp
NASDAQ:BLFY |
Banks - Regional | 12.71% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for Richmond Mutual Bancorporation Inc (2017–2024)
The table below shows the annual Asset Resilience Ratio data for Richmond Mutual Bancorporation Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.36% | $5.49 Million | $1.50 Billion | -18.98pp |
| 2023-12-31 | 19.35% | $282.69 Million | $1.46 Billion | -2.10pp |
| 2022-12-31 | 21.45% | $284.90 Million | $1.33 Billion | -6.75pp |
| 2021-12-31 | 28.21% | $357.54 Million | $1.27 Billion | +5.65pp |
| 2020-12-31 | 22.55% | $244.51 Million | $1.08 Billion | +2.09pp |
| 2019-12-31 | 20.46% | $201.78 Million | $986.04 Million | +6.05pp |
| 2018-12-31 | 14.42% | $122.48 Million | $849.62 Million | -1.29pp |
| 2017-12-31 | 15.71% | $118.36 Million | $753.62 Million | -- |
About Richmond Mutual Bancorporation Inc
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services in Cambridge City. It accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. The company also offers a range of lending products, such as multi-family and commercial real estate … Read more