Richmond Mutual Bancorporation Inc - Asset Resilience Ratio
Richmond Mutual Bancorporation Inc (RMBI) has an Asset Resilience Ratio of 16.51% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Richmond Mutual Bancorporation Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Richmond Mutual Bancorporation Inc's Asset Resilience Ratio has changed over time. See Richmond Mutual Bancorporation Inc (RMBI) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Richmond Mutual Bancorporation Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RMBI market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $251.92 Million | 16.51% |
| Total Liquid Assets | $251.92 Million | 16.51% |
Asset Resilience Insights
- Good Liquidity Position: Richmond Mutual Bancorporation Inc maintains a healthy 16.51% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Richmond Mutual Bancorporation Inc Industry Peers by Asset Resilience Ratio
Compare Richmond Mutual Bancorporation Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | 11.02% |
|
TISCO Financial Group Public Company Limited
F:47TA |
Banks - Regional | 2.51% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
Auburn National Bancorporation Inc
NASDAQ:AUBN |
Banks - Regional | 2.09% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
Annual Asset Resilience Ratio for Richmond Mutual Bancorporation Inc (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Richmond Mutual Bancorporation Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.51% | $251.92 Million | $1.53 Billion | +16.15pp |
| 2024-12-31 | 0.36% | $5.49 Million | $1.50 Billion | -18.98pp |
| 2023-12-31 | 19.35% | $282.69 Million | $1.46 Billion | -2.10pp |
| 2022-12-31 | 21.45% | $284.90 Million | $1.33 Billion | -6.75pp |
| 2021-12-31 | 28.21% | $357.54 Million | $1.27 Billion | +5.65pp |
| 2020-12-31 | 22.55% | $244.51 Million | $1.08 Billion | +2.09pp |
| 2019-12-31 | 20.46% | $201.78 Million | $986.04 Million | +6.05pp |
| 2018-12-31 | 14.42% | $122.48 Million | $849.62 Million | -1.29pp |
| 2017-12-31 | 15.71% | $118.36 Million | $753.62 Million | -- |
About Richmond Mutual Bancorporation Inc
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial … Read more