Red River Bancshares Inc - Asset Resilience Ratio
Red River Bancshares Inc (RRBI) has an Asset Resilience Ratio of 0.12% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Red River Bancshares Inc's Asset Resilience Ratio has changed over time. Check Red River Bancshares Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Red River Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RRBI stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.10 Million | 0.12% |
| Total Liquid Assets | $4.10 Million | 0.12% |
Asset Resilience Insights
- Limited Liquidity: Red River Bancshares Inc maintains only 0.12% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Red River Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Red River Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Jyske Bank A/S
CO:JYSK |
Banks - Regional | -22.89% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Bank of Kaohsiung Ltd
TW:2836 |
Banks - Regional | -9.80% |
|
Nordfyns Bank A/S
CO:NRDF |
Banks - Regional | -48.64% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
|
Sparebank 68 Grader Nord
OL:SB68 |
Banks - Regional | 4.68% |
|
1895 of Wisconsin Inc Bancorp
NASDAQ:BCOW |
Banks - Regional | 15.02% |
Annual Asset Resilience Ratio for Red River Bancshares Inc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Red River Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.13% | $4.44 Million | $3.35 Billion | -0.43pp |
| 2024-12-31 | 0.57% | $17.84 Million | $3.15 Billion | -17.65pp |
| 2023-12-31 | 18.22% | $570.09 Million | $3.13 Billion | -1.71pp |
| 2022-12-31 | 19.93% | $614.41 Million | $3.08 Billion | -0.51pp |
| 2021-12-31 | 20.44% | $659.18 Million | $3.22 Billion | +1.59pp |
| 2020-12-31 | 18.85% | $498.21 Million | $2.64 Billion | +1.97pp |
| 2019-12-31 | 16.88% | $335.57 Million | $1.99 Billion | +0.33pp |
| 2018-12-31 | 16.55% | $307.88 Million | $1.86 Billion | -3.48pp |
| 2017-12-31 | 20.03% | $345.34 Million | $1.72 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $1.64 Billion | -- |
About Red River Bancshares Inc
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. The company offers various deposit products, including checking, saving, money market accounts, and time deposits. It provides commercial real estate loans; one-to-four family mortgage loans and home equity lines of c… Read more