Red River Bancshares Inc - Asset Resilience Ratio
Red River Bancshares Inc (RRBI) has an Asset Resilience Ratio of 19.32% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read RRBI current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Red River Bancshares Inc's Asset Resilience Ratio has changed over time. See RRBI total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Red River Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Red River Bancshares Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $647.31 Million | 19.32% |
| Total Liquid Assets | $647.31 Million | 19.32% |
Asset Resilience Insights
- Good Liquidity Position: Red River Bancshares Inc maintains a healthy 19.32% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Red River Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Red River Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Red River Bancshares Inc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Red River Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 19.32% | $647.31 Million | $3.35 Billion | +18.75pp |
| 2024-12-31 | 0.57% | $17.84 Million | $3.15 Billion | -17.65pp |
| 2023-12-31 | 18.22% | $570.09 Million | $3.13 Billion | -1.71pp |
| 2022-12-31 | 19.93% | $614.41 Million | $3.08 Billion | -0.51pp |
| 2021-12-31 | 20.44% | $659.18 Million | $3.22 Billion | +1.59pp |
| 2020-12-31 | 18.85% | $498.21 Million | $2.64 Billion | +1.97pp |
| 2019-12-31 | 16.88% | $335.57 Million | $1.99 Billion | +0.33pp |
| 2018-12-31 | 16.55% | $307.88 Million | $1.86 Billion | -3.48pp |
| 2017-12-31 | 20.03% | $345.34 Million | $1.72 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $1.64 Billion | -- |
About Red River Bancshares Inc
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. The company offers various deposit products, including checking, saving, money market accounts, and time deposits. It also provides commercial real estate loans; one-to-four family mortgage loans and home equity lines… Read more