Red River Bancshares Inc - Asset Resilience Ratio
Red River Bancshares Inc (RRBI) has an Asset Resilience Ratio of 22.30% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Red River Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Red River Bancshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Red River Bancshares Inc asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down Red River Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Red River Bancshares Inc (RRBI) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $738.57 Million | 22.3% |
| Total Liquid Assets | $738.57 Million | 22.30% |
Asset Resilience Insights
- Good Liquidity Position: Red River Bancshares Inc maintains a healthy 22.30% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Red River Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Red River Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Red River Bancshares Inc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Red River Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.13% | $4.44 Million | $3.35 Billion | -0.43pp |
| 2024-12-31 | 0.57% | $17.84 Million | $3.15 Billion | -17.65pp |
| 2023-12-31 | 18.22% | $570.09 Million | $3.13 Billion | -1.71pp |
| 2022-12-31 | 19.93% | $614.41 Million | $3.08 Billion | -0.51pp |
| 2021-12-31 | 20.44% | $659.18 Million | $3.22 Billion | +1.59pp |
| 2020-12-31 | 18.85% | $498.21 Million | $2.64 Billion | +1.97pp |
| 2019-12-31 | 16.88% | $335.57 Million | $1.99 Billion | +0.33pp |
| 2018-12-31 | 16.55% | $307.88 Million | $1.86 Billion | -3.48pp |
| 2017-12-31 | 20.03% | $345.34 Million | $1.72 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $1.64 Billion | -- |
About Red River Bancshares Inc
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. The company offers various deposit products, including checking, saving, money market accounts, and time deposits. It provides commercial real estate loans; one-to-four family mortgage loans and home equity lines of c… Read more