Red River Bancshares Inc Asset Resilience Ratio
Red River Bancshares Inc asset resilience ratio. Red River Bancshares Inc (RRBI) has an Asset Resilience Ratio of 22.30% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Red River Bancshares Inc fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Red River Bancshares Inc (2016–2025)
Asset resilience ratio of Red River Bancshares Inc from 2016 to 2025. This chart shows how Red River Bancshares Inc's Asset Resilience Ratio has changed over time. Read debt load of Red River Bancshares Inc for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Red River Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Red River Bancshares Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $738.57 Million | 22.3% |
| Total Liquid Assets | $738.57 Million | 22.30% |
Asset Resilience Insights
- Good Liquidity Position: Red River Bancshares Inc maintains a healthy 22.30% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Red River Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Red River Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Red River Bancshares Inc Asset Resilience Ratio by Year (2016–2025)
Red River Bancshares Inc asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Red River Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.13% | $4.44 Million | $3.35 Billion | -0.43pp |
| 2024-12-31 | 0.57% | $17.84 Million | $3.15 Billion | -17.65pp |
| 2023-12-31 | 18.22% | $570.09 Million | $3.13 Billion | -1.71pp |
| 2022-12-31 | 19.93% | $614.41 Million | $3.08 Billion | -0.51pp |
| 2021-12-31 | 20.44% | $659.18 Million | $3.22 Billion | +1.59pp |
| 2020-12-31 | 18.85% | $498.21 Million | $2.64 Billion | +1.97pp |
| 2019-12-31 | 16.88% | $335.57 Million | $1.99 Billion | +0.33pp |
| 2018-12-31 | 16.55% | $307.88 Million | $1.86 Billion | -3.48pp |
| 2017-12-31 | 20.03% | $345.34 Million | $1.72 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $1.64 Billion | -- |
About Red River Bancshares Inc
Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States. The company offers various deposit products, including checking, saving, money market accounts, and time deposits. It provides commercial real estate loans; one-to-four family mortgage loans and home equity lines of c… Read more