Riverview Bancorp Inc - Asset Resilience Ratio
Riverview Bancorp Inc (RVSB) has an Asset Resilience Ratio of 0.73% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Riverview Bancorp Inc (RVSB) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Riverview Bancorp Inc's Asset Resilience Ratio has changed over time. See Riverview Bancorp Inc (RVSB) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Riverview Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Riverview Bancorp Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $11.03 Million | 0.73% |
| Total Liquid Assets | $11.03 Million | 0.73% |
Asset Resilience Insights
- Limited Liquidity: Riverview Bancorp Inc maintains only 0.73% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Riverview Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Riverview Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
First Merchants Corporation
NASDAQ:FRME |
Banks - Regional | 7.40% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV |
Banks - Regional | -6.94% |
|
Blue Foundry Bancorp
NASDAQ:BLFY |
Banks - Regional | 12.71% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for Riverview Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Riverview Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.93% | $14.04 Million | $1.51 Billion | -8.48pp |
| 2024-03-31 | 9.41% | $143.20 Million | $1.52 Billion | -3.89pp |
| 2023-03-31 | 13.30% | $211.50 Million | $1.59 Billion | +3.78pp |
| 2022-03-31 | 9.53% | $165.78 Million | $1.74 Billion | -4.44pp |
| 2021-03-31 | 13.96% | $216.30 Million | $1.55 Billion | +1.40pp |
| 2020-03-31 | 12.56% | $148.29 Million | $1.18 Billion | -2.85pp |
| 2019-03-31 | 15.41% | $178.23 Million | $1.16 Billion | -3.11pp |
| 2018-03-31 | 18.52% | $213.22 Million | $1.15 Billion | +0.86pp |
| 2017-03-31 | 17.66% | $200.21 Million | $1.13 Billion | +1.30pp |
| 2016-03-31 | 16.36% | $150.69 Million | $921.23 Million | +14.52pp |
| 2015-03-31 | 1.83% | $15.75 Million | $858.75 Million | -1.00pp |
| 2014-03-31 | 2.84% | $23.39 Million | $824.52 Million | +2.04pp |
| 2013-03-31 | 0.80% | $6.22 Million | $777.00 Million | +0.06pp |
| 2012-03-31 | 0.74% | $6.31 Million | $856.00 Million | -0.30pp |
| 2011-03-31 | 1.03% | $8.88 Million | $859.26 Million | -0.26pp |
| 2010-03-31 | 1.30% | $10.86 Million | $837.95 Million | +0.20pp |
| 2009-03-31 | 1.10% | $10.06 Million | $914.33 Million | -0.19pp |
| 2008-03-31 | 1.29% | $11.48 Million | $886.85 Million | +0.34pp |
| 2007-03-31 | 0.95% | $7.82 Million | $820.35 Million | -0.07pp |
| 2006-03-31 | 1.02% | $7.79 Million | $763.85 Million | -2.99pp |
| 2005-03-31 | 4.01% | $22.95 Million | $572.57 Million | -2.20pp |
| 2004-03-31 | 6.21% | $32.33 Million | $520.49 Million | -3.90pp |
| 2003-03-31 | 10.11% | $42.46 Million | $419.90 Million | +6.45pp |
| 2002-03-31 | 3.66% | $14.37 Million | $392.10 Million | -2.46pp |
| 2001-03-31 | 6.13% | $26.46 Million | $432.00 Million | +4.56pp |
| 2000-03-31 | 1.56% | $5.38 Million | $344.68 Million | -- |
About Riverview Bancorp Inc
Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. The company offers various deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement … Read more