Riverview Bancorp Inc - Asset Resilience Ratio
Riverview Bancorp Inc (RVSB) has an Asset Resilience Ratio of 0.89% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Riverview Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Riverview Bancorp Inc's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Riverview Bancorp Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Riverview Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Riverview Bancorp Inc market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $13.51 Million | 0.89% |
| Total Liquid Assets | $13.51 Million | 0.89% |
Asset Resilience Insights
- Limited Liquidity: Riverview Bancorp Inc maintains only 0.89% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Riverview Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Riverview Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Riverview Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Riverview Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.93% | $14.04 Million | $1.51 Billion | -8.48pp |
| 2024-03-31 | 9.41% | $143.20 Million | $1.52 Billion | -3.89pp |
| 2023-03-31 | 13.30% | $211.50 Million | $1.59 Billion | +3.78pp |
| 2022-03-31 | 9.53% | $165.78 Million | $1.74 Billion | -4.44pp |
| 2021-03-31 | 13.96% | $216.30 Million | $1.55 Billion | +1.40pp |
| 2020-03-31 | 12.56% | $148.29 Million | $1.18 Billion | -2.85pp |
| 2019-03-31 | 15.41% | $178.23 Million | $1.16 Billion | -3.11pp |
| 2018-03-31 | 18.52% | $213.22 Million | $1.15 Billion | +0.86pp |
| 2017-03-31 | 17.66% | $200.21 Million | $1.13 Billion | +1.30pp |
| 2016-03-31 | 16.36% | $150.69 Million | $921.23 Million | +14.52pp |
| 2015-03-31 | 1.83% | $15.75 Million | $858.75 Million | -1.00pp |
| 2014-03-31 | 2.84% | $23.39 Million | $824.52 Million | +2.04pp |
| 2013-03-31 | 0.80% | $6.22 Million | $777.00 Million | +0.06pp |
| 2012-03-31 | 0.74% | $6.31 Million | $856.00 Million | -0.30pp |
| 2011-03-31 | 1.03% | $8.88 Million | $859.26 Million | -0.26pp |
| 2010-03-31 | 1.30% | $10.86 Million | $837.95 Million | +0.20pp |
| 2009-03-31 | 1.10% | $10.06 Million | $914.33 Million | -0.19pp |
| 2008-03-31 | 1.29% | $11.48 Million | $886.85 Million | +0.34pp |
| 2007-03-31 | 0.95% | $7.82 Million | $820.35 Million | -0.07pp |
| 2006-03-31 | 1.02% | $7.79 Million | $763.85 Million | -2.99pp |
| 2005-03-31 | 4.01% | $22.95 Million | $572.57 Million | -2.20pp |
| 2004-03-31 | 6.21% | $32.33 Million | $520.49 Million | -3.90pp |
| 2003-03-31 | 10.11% | $42.46 Million | $419.90 Million | +6.45pp |
| 2002-03-31 | 3.66% | $14.37 Million | $392.10 Million | -2.46pp |
| 2001-03-31 | 6.13% | $26.46 Million | $432.00 Million | +4.56pp |
| 2000-03-31 | 1.56% | $5.38 Million | $344.68 Million | -- |
About Riverview Bancorp Inc
Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. The company offers various deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement … Read more