Riverview Bancorp Inc - Asset Resilience Ratio
Riverview Bancorp Inc (RVSB) has an Asset Resilience Ratio of 0.08% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Riverview Bancorp Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2026)
This chart shows how Riverview Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Riverview Bancorp Inc.
Liquid Assets Composition Over Time
This chart breaks down Riverview Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Riverview Bancorp Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.15 Million | 0.08% |
| Total Liquid Assets | $1.15 Million | 0.08% |
Asset Resilience Insights
- Limited Liquidity: Riverview Bancorp Inc maintains only 0.08% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Riverview Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Riverview Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Riverview Bancorp Inc (2000–2026)
The table below shows the annual Asset Resilience Ratio data for Riverview Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.08% | $1.15 Million | $1.46 Billion | -0.85pp |
| 2025-03-31 | 0.93% | $14.04 Million | $1.51 Billion | -8.48pp |
| 2024-03-31 | 9.41% | $143.20 Million | $1.52 Billion | -3.89pp |
| 2023-03-31 | 13.30% | $211.50 Million | $1.59 Billion | +3.78pp |
| 2022-03-31 | 9.53% | $165.78 Million | $1.74 Billion | -4.44pp |
| 2021-03-31 | 13.96% | $216.30 Million | $1.55 Billion | +1.40pp |
| 2020-03-31 | 12.56% | $148.29 Million | $1.18 Billion | -2.85pp |
| 2019-03-31 | 15.41% | $178.23 Million | $1.16 Billion | -3.11pp |
| 2018-03-31 | 18.52% | $213.22 Million | $1.15 Billion | +0.86pp |
| 2017-03-31 | 17.66% | $200.21 Million | $1.13 Billion | +1.30pp |
| 2016-03-31 | 16.36% | $150.69 Million | $921.23 Million | +14.52pp |
| 2015-03-31 | 1.83% | $15.75 Million | $858.75 Million | -1.00pp |
| 2014-03-31 | 2.84% | $23.39 Million | $824.52 Million | +2.04pp |
| 2013-03-31 | 0.80% | $6.22 Million | $777.00 Million | +0.06pp |
| 2012-03-31 | 0.74% | $6.31 Million | $856.00 Million | -0.30pp |
| 2011-03-31 | 1.03% | $8.88 Million | $859.26 Million | -0.26pp |
| 2010-03-31 | 1.30% | $10.86 Million | $837.95 Million | +0.20pp |
| 2009-03-31 | 1.10% | $10.06 Million | $914.33 Million | -0.19pp |
| 2008-03-31 | 1.29% | $11.48 Million | $886.85 Million | +0.34pp |
| 2007-03-31 | 0.95% | $7.82 Million | $820.35 Million | -0.07pp |
| 2006-03-31 | 1.02% | $7.79 Million | $763.85 Million | -2.99pp |
| 2005-03-31 | 4.01% | $22.95 Million | $572.57 Million | -2.20pp |
| 2004-03-31 | 6.21% | $32.33 Million | $520.49 Million | -3.90pp |
| 2003-03-31 | 10.11% | $42.46 Million | $419.90 Million | +6.45pp |
| 2002-03-31 | 3.66% | $14.37 Million | $392.10 Million | -2.46pp |
| 2001-03-31 | 6.13% | $26.46 Million | $432.00 Million | +4.56pp |
| 2000-03-31 | 1.56% | $5.38 Million | $344.68 Million | -- |
About Riverview Bancorp Inc
Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services. The company offers deposit instruments, such as demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans for business and consumer depositors. It also provides loan products, includi… Read more