Seacoast Banking Corporation of Florida - Asset Resilience Ratio
Seacoast Banking Corporation of Florida (SBCF) has an Asset Resilience Ratio of 24.78% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Seacoast Banking Corporation of Florida (SBCF) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how Seacoast Banking Corporation of Florida's Asset Resilience Ratio has changed over time. See how leveraged is Seacoast Banking Corporation of Florida's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Seacoast Banking Corporation of Florida's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Seacoast Banking Corporation of Florida.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.16 Billion | 24.78% |
| Total Liquid Assets | $5.16 Billion | 24.78% |
Asset Resilience Insights
- Good Liquidity Position: Seacoast Banking Corporation of Florida maintains a healthy 24.78% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Seacoast Banking Corporation of Florida Industry Peers by Asset Resilience Ratio
Compare Seacoast Banking Corporation of Florida's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Seacoast Banking Corporation of Florida (1999–2025)
The table below shows the annual Asset Resilience Ratio data for Seacoast Banking Corporation of Florida.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 24.78% | $5.16 Billion | $20.84 Billion | +10.33pp |
| 2024-12-31 | 14.45% | $2.19 Billion | $15.18 Billion | +1.86pp |
| 2023-12-31 | 12.59% | $1.84 Billion | $14.58 Billion | -2.82pp |
| 2022-12-31 | 15.41% | $1.87 Billion | $12.15 Billion | -1.57pp |
| 2021-12-31 | 16.98% | $1.64 Billion | $9.68 Billion | +0.22pp |
| 2020-12-31 | 16.76% | $1.40 Billion | $8.34 Billion | +3.44pp |
| 2019-12-31 | 13.32% | $946.86 Million | $7.11 Billion | +0.49pp |
| 2018-12-31 | 12.83% | $865.83 Million | $6.75 Billion | -3.62pp |
| 2017-12-31 | 16.45% | $955.80 Million | $5.81 Billion | -3.86pp |
| 2016-12-31 | 20.31% | $950.50 Million | $4.68 Billion | -2.07pp |
| 2015-12-31 | 22.37% | $790.77 Million | $3.53 Billion | -1.60pp |
| 2014-12-31 | 23.97% | $741.38 Million | $3.09 Billion | -4.31pp |
| 2013-12-31 | 28.28% | $641.61 Million | $2.27 Billion | -1.30pp |
| 2012-12-31 | 29.58% | $643.05 Million | $2.17 Billion | -0.75pp |
| 2011-12-31 | 30.33% | $648.36 Million | $2.14 Billion | +21.60pp |
| 2010-12-31 | 8.73% | $176.05 Million | $2.02 Billion | +0.23pp |
| 2009-12-31 | 8.50% | $182.90 Million | $2.15 Billion | +8.30pp |
| 2008-12-31 | 0.20% | $4.61 Million | $2.31 Billion | -2.36pp |
| 2007-12-31 | 2.56% | $61.90 Million | $2.42 Billion | +2.46pp |
| 2006-12-31 | 0.10% | $2.41 Million | $2.39 Billion | -7.08pp |
| 2005-12-31 | 7.18% | $153.12 Million | $2.13 Billion | +4.41pp |
| 2004-12-31 | 2.77% | $44.76 Million | $1.62 Billion | +2.75pp |
| 2003-12-31 | 0.02% | $255.00K | $1.35 Billion | 0.00pp |
| 2002-12-31 | 0.02% | $251.00K | $1.28 Billion | -3.65pp |
| 2001-12-31 | 3.67% | $45.01 Million | $1.23 Billion | +0.28pp |
| 2000-12-31 | 3.39% | $39.00 Million | $1.15 Billion | +1.54pp |
| 1999-12-31 | 1.85% | $20.00 Million | $1.08 Billion | -- |
About Seacoast Banking Corporation of Florida
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real e… Read more