Seacoast Banking Corporation of Florida Asset Resilience Ratio
Seacoast Banking Corporation of Florida asset resilience ratio. Seacoast Banking Corporation of Florida (SBCF) has an Asset Resilience Ratio of 24.78% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Seacoast Banking Corporation of Florida defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Seacoast Banking Corporation of Florida (1999–2025)
Asset resilience ratio of Seacoast Banking Corporation of Florida from 1999 to 2025. This chart shows how Seacoast Banking Corporation of Florida's Asset Resilience Ratio has changed over time. Read total liabilities of Seacoast Banking Corporation of Florida for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Seacoast Banking Corporation of Florida's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Seacoast Banking Corporation of Florida (SBCF) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.16 Billion | 24.78% |
| Total Liquid Assets | $5.16 Billion | 24.78% |
Asset Resilience Insights
- Good Liquidity Position: Seacoast Banking Corporation of Florida maintains a healthy 24.78% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Seacoast Banking Corporation of Florida Industry Peers by Asset Resilience Ratio
Compare Seacoast Banking Corporation of Florida's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Seacoast Banking Corporation of Florida Asset Resilience Ratio by Year (1999–2025)
Seacoast Banking Corporation of Florida asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for Seacoast Banking Corporation of Florida.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 24.78% | $5.16 Billion | $20.84 Billion | +10.33pp |
| 2024-12-31 | 14.45% | $2.19 Billion | $15.18 Billion | +1.86pp |
| 2023-12-31 | 12.59% | $1.84 Billion | $14.58 Billion | -2.82pp |
| 2022-12-31 | 15.41% | $1.87 Billion | $12.15 Billion | -1.57pp |
| 2021-12-31 | 16.98% | $1.64 Billion | $9.68 Billion | +0.22pp |
| 2020-12-31 | 16.76% | $1.40 Billion | $8.34 Billion | +3.44pp |
| 2019-12-31 | 13.32% | $946.86 Million | $7.11 Billion | +0.49pp |
| 2018-12-31 | 12.83% | $865.83 Million | $6.75 Billion | -3.62pp |
| 2017-12-31 | 16.45% | $955.80 Million | $5.81 Billion | -3.86pp |
| 2016-12-31 | 20.31% | $950.50 Million | $4.68 Billion | -2.07pp |
| 2015-12-31 | 22.37% | $790.77 Million | $3.53 Billion | -1.60pp |
| 2014-12-31 | 23.97% | $741.38 Million | $3.09 Billion | -4.31pp |
| 2013-12-31 | 28.28% | $641.61 Million | $2.27 Billion | -1.30pp |
| 2012-12-31 | 29.58% | $643.05 Million | $2.17 Billion | -0.75pp |
| 2011-12-31 | 30.33% | $648.36 Million | $2.14 Billion | +21.60pp |
| 2010-12-31 | 8.73% | $176.05 Million | $2.02 Billion | +0.23pp |
| 2009-12-31 | 8.50% | $182.90 Million | $2.15 Billion | +8.30pp |
| 2008-12-31 | 0.20% | $4.61 Million | $2.31 Billion | -2.36pp |
| 2007-12-31 | 2.56% | $61.90 Million | $2.42 Billion | +2.46pp |
| 2006-12-31 | 0.10% | $2.41 Million | $2.39 Billion | -7.08pp |
| 2005-12-31 | 7.18% | $153.12 Million | $2.13 Billion | +4.41pp |
| 2004-12-31 | 2.77% | $44.76 Million | $1.62 Billion | +2.75pp |
| 2003-12-31 | 0.02% | $255.00K | $1.35 Billion | 0.00pp |
| 2002-12-31 | 0.02% | $251.00K | $1.28 Billion | -3.65pp |
| 2001-12-31 | 3.67% | $45.01 Million | $1.23 Billion | +0.28pp |
| 2000-12-31 | 3.39% | $39.00 Million | $1.15 Billion | +1.54pp |
| 1999-12-31 | 1.85% | $20.00 Million | $1.08 Billion | -- |
About Seacoast Banking Corporation of Florida
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real e… Read more