SR Bancorp, Inc. Common stock - Asset Resilience Ratio
SR Bancorp, Inc. Common stock (SRBK) has an Asset Resilience Ratio of 0.02% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of SR Bancorp, Inc. Common stock to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how SR Bancorp, Inc. Common stock's Asset Resilience Ratio has changed over time. See SR Bancorp, Inc. Common stock balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down SR Bancorp, Inc. Common stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SR Bancorp, Inc. Common stock stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $233.00K | 0.02% |
| Total Liquid Assets | $233.00K | 0.02% |
Asset Resilience Insights
- Limited Liquidity: SR Bancorp, Inc. Common stock maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
SR Bancorp, Inc. Common stock Industry Peers by Asset Resilience Ratio
Compare SR Bancorp, Inc. Common stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for SR Bancorp, Inc. Common stock (2021–2025)
The table below shows the annual Asset Resilience Ratio data for SR Bancorp, Inc. Common stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.02% | $237.00K | $1.08 Billion | +0.02pp |
| 2024-06-30 | 0.00% | $25.00K | $1.02 Billion | -5.54pp |
| 2023-06-30 | 5.54% | $36.10 Million | $651.49 Million | -1.84pp |
| 2022-06-30 | 7.38% | $47.88 Million | $648.63 Million | +0.01pp |
| 2021-06-30 | 7.37% | $47.12 Million | $639.36 Million | -- |
About SR Bancorp, Inc. Common stock
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand acco… Read more