SR Bancorp, Inc. Common stock Asset Resilience Ratio
SR Bancorp, Inc. Common stock asset resilience ratio. SR Bancorp, Inc. Common stock (SRBK) has an Asset Resilience Ratio of 0.02% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See SR Bancorp, Inc. Common stock (SRBK) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of SR Bancorp, Inc. Common stock (2021–2025)
Asset resilience ratio of SR Bancorp, Inc. Common stock from 2021 to 2025. This chart shows how SR Bancorp, Inc. Common stock's Asset Resilience Ratio has changed over time. Read SRBK total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down SR Bancorp, Inc. Common stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of SR Bancorp, Inc. Common stock.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $233.00K | 0.02% |
| Total Liquid Assets | $233.00K | 0.02% |
Asset Resilience Insights
- Limited Liquidity: SR Bancorp, Inc. Common stock maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
SR Bancorp, Inc. Common stock Industry Peers by Asset Resilience Ratio
Compare SR Bancorp, Inc. Common stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
SR Bancorp, Inc. Common stock Asset Resilience Ratio by Year (2021–2025)
SR Bancorp, Inc. Common stock asset resilience ratio by year from 2021 to 2025. The table below shows the annual Asset Resilience Ratio data for SR Bancorp, Inc. Common stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.02% | $237.00K | $1.08 Billion | +0.02pp |
| 2024-06-30 | 0.00% | $25.00K | $1.02 Billion | -5.54pp |
| 2023-06-30 | 5.54% | $36.10 Million | $651.49 Million | -1.84pp |
| 2022-06-30 | 7.38% | $47.88 Million | $648.63 Million | +0.01pp |
| 2021-06-30 | 7.37% | $47.12 Million | $639.36 Million | -- |
About SR Bancorp, Inc. Common stock
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand acco… Read more