1st Source Corporation - Asset Resilience Ratio

Latest as of December 2025: 16.81%

1st Source Corporation (SRCE) has an Asset Resilience Ratio of 16.81% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read SRCE liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets

$1.52 Billion
Cash + Short-term Investments

Total Assets

$9.06 Billion
All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how 1st Source Corporation's Asset Resilience Ratio has changed over time. See SRCE net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down 1st Source Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see 1st Source Corporation (SRCE) total market value.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $1.52 Billion 16.81%
Total Liquid Assets $1.52 Billion 16.81%

Asset Resilience Insights

  • Good Liquidity Position: 1st Source Corporation maintains a healthy 16.81% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

1st Source Corporation Industry Peers by Asset Resilience Ratio

Compare 1st Source Corporation's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank of Guiyang Co Ltd
SHG:601997
Banks - Regional -0.78%
VersaBank
TO:VBNK
Banks - Regional 1.65%
Bank Agris Tbk
JK:AGRS
Banks - Regional 1.98%
RMB Holdings Ltd
JSE:RMH
Banks - Regional 20.83%
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS
Banks - Regional 44.92%
Banco Bradesco DRC
BA:BBD
Banks - Regional 4.82%
Grupo Financiero Galicia S.A.
BA:GGAL
Banks - Regional 8.18%
Banco Macro SA B
BA:BMA
Banks - Regional 0.55%

Annual Asset Resilience Ratio for 1st Source Corporation (2000–2025)

The table below shows the annual Asset Resilience Ratio data for 1st Source Corporation.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 16.81% $1.52 Billion $9.06 Billion +6.24pp
2024-12-31 10.58% $944.69 Million $8.93 Billion -8.01pp
2023-12-31 18.59% $1.62 Billion $8.73 Billion -2.70pp
2022-12-31 21.29% $1.78 Billion $8.34 Billion -1.73pp
2021-12-31 23.01% $1.86 Billion $8.10 Billion +6.64pp
2020-12-31 16.37% $1.20 Billion $7.32 Billion +0.65pp
2019-12-31 15.71% $1.04 Billion $6.62 Billion -0.02pp
2018-12-31 15.73% $990.13 Million $6.29 Billion +0.38pp
2017-12-31 15.36% $904.03 Million $5.89 Billion -0.15pp
2016-12-31 15.50% $850.47 Million $5.49 Billion +0.24pp
2015-12-31 15.26% $791.73 Million $5.19 Billion -1.12pp
2014-12-31 16.38% $791.12 Million $4.83 Billion -1.25pp
2013-12-31 17.63% $832.70 Million $4.72 Billion -1.72pp
2012-12-31 19.35% $880.76 Million $4.55 Billion -0.83pp
2011-12-31 20.19% $883.00 Million $4.37 Billion +19.37pp
2010-12-31 0.82% $36.39 Million $4.45 Billion -2.29pp
2009-12-31 3.11% $141.17 Million $4.54 Billion +2.76pp
2008-12-31 0.34% $15.37 Million $4.46 Billion -0.24pp
2007-12-31 0.58% $25.82 Million $4.45 Billion +0.20pp
2006-12-31 0.38% $14.44 Million $3.81 Billion -1.57pp
2005-12-31 1.95% $68.58 Million $3.51 Billion -4.22pp
2004-12-31 6.18% $220.13 Million $3.56 Billion +6.14pp
2003-12-31 0.04% $1.35 Million $3.33 Billion -2.36pp
2002-12-31 2.40% $81.88 Million $3.41 Billion +1.92pp
2001-12-31 0.48% $17.04 Million $3.56 Billion +0.45pp
2000-12-31 0.03% $901.00K $3.18 Billion --
pp = percentage points

About 1st Source Corporation

NASDAQ:SRCE USA Banks - Regional
Market Cap
$1.80 Billion
Market Cap Rank
#6817 Global
#2002 in USA
Share Price
$73.86
Change (1 day)
+0.45%
52-Week Range
$57.55 - $74.76
All Time High
$74.76
About

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and … Read more