Stock Yards Bancorp Inc - Asset Resilience Ratio
Stock Yards Bancorp Inc (SYBT) has an Asset Resilience Ratio of 8.56% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Stock Yards Bancorp Inc (SYBT) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1998–2025)
This chart shows how Stock Yards Bancorp Inc's Asset Resilience Ratio has changed over time. See SYBT total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Stock Yards Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Stock Yards Bancorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $816.32 Million | 8.56% |
| Total Liquid Assets | $816.32 Million | 8.56% |
Asset Resilience Insights
- Limited Liquidity: Stock Yards Bancorp Inc maintains only 8.56% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Stock Yards Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Stock Yards Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Stock Yards Bancorp Inc (1998–2025)
The table below shows the annual Asset Resilience Ratio data for Stock Yards Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.56% | $816.32 Million | $9.54 Billion | -2.61pp |
| 2024-12-31 | 11.17% | $990.11 Million | $8.86 Billion | -1.45pp |
| 2023-12-31 | 12.62% | $1.03 Billion | $8.17 Billion | -2.65pp |
| 2022-12-31 | 15.27% | $1.14 Billion | $7.50 Billion | -2.49pp |
| 2021-12-31 | 17.76% | $1.18 Billion | $6.65 Billion | +5.02pp |
| 2020-12-31 | 12.74% | $586.98 Million | $4.61 Billion | +0.10pp |
| 2019-12-31 | 12.64% | $470.74 Million | $3.72 Billion | -0.59pp |
| 2018-12-31 | 13.23% | $437.00 Million | $3.30 Billion | -4.50pp |
| 2017-12-31 | 17.73% | $574.52 Million | $3.24 Billion | -1.02pp |
| 2016-12-31 | 18.76% | $570.07 Million | $3.04 Billion | -1.33pp |
| 2015-12-31 | 20.09% | $565.88 Million | $2.82 Billion | +0.08pp |
| 2014-12-31 | 20.01% | $513.06 Million | $2.56 Billion | -0.50pp |
| 2013-12-31 | 20.51% | $490.03 Million | $2.39 Billion | +2.52pp |
| 2012-12-31 | 17.99% | $386.44 Million | $2.15 Billion | +0.83pp |
| 2011-12-31 | 17.15% | $352.19 Million | $2.05 Billion | +4.26pp |
| 2010-12-31 | 12.89% | $245.33 Million | $1.90 Billion | +0.15pp |
| 2009-12-31 | 12.74% | $228.22 Million | $1.79 Billion | +2.10pp |
| 2008-12-31 | 10.64% | $173.37 Million | $1.63 Billion | -0.21pp |
| 2007-12-31 | 10.85% | $160.84 Million | $1.48 Billion | +0.70pp |
| 2006-12-31 | 10.15% | $144.81 Million | $1.43 Billion | -1.64pp |
| 2005-12-31 | 11.80% | $156.95 Million | $1.33 Billion | +1.12pp |
| 2004-12-31 | 10.68% | $129.39 Million | $1.21 Billion | -3.24pp |
| 2003-12-31 | 13.92% | $155.69 Million | $1.12 Billion | +2.59pp |
| 2002-12-31 | 11.33% | $117.76 Million | $1.04 Billion | +3.12pp |
| 2001-12-31 | 8.20% | $76.88 Million | $937.29 Million | 0.00pp |
| 2000-12-31 | 8.21% | $69.93 Million | $852.26 Million | +7.98pp |
| 1998-12-31 | 0.23% | $1.40 Million | $609.80 Million | -- |
About Stock Yards Bancorp Inc
Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through r… Read more