Stock Yards Bancorp Inc Asset Resilience Ratio

Latest as of December 2025: 8.56%

Stock Yards Bancorp Inc asset resilience ratio. Stock Yards Bancorp Inc (SYBT) has an Asset Resilience Ratio of 8.56% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Stock Yards Bancorp Inc defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$816.32 Million
Cash + Short-term Investments

Total Assets

$9.54 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio of Stock Yards Bancorp Inc (1998–2025)

Asset resilience ratio of Stock Yards Bancorp Inc from 1998 to 2025. This chart shows how Stock Yards Bancorp Inc's Asset Resilience Ratio has changed over time. Read how much debt does Stock Yards Bancorp Inc carry for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Stock Yards Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Stock Yards Bancorp Inc (SYBT) total assets.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $816.32 Million 8.56%
Total Liquid Assets $816.32 Million 8.56%

Asset Resilience Insights

  • Limited Liquidity: Stock Yards Bancorp Inc maintains only 8.56% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Stock Yards Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Stock Yards Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Societe Generale S.A.
PA:GLE
Banks - Regional 11.25%
Itau Unibanco Banco Holding SA
NYSE:ITUB
Banks - Regional 3.55%
Spar Nord Bank
CO:SPNO
Banks - Regional -3.96%
Bank of Guiyang Co Ltd
SHG:601997
Banks - Regional -0.78%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank Ina Perdana PT
JK:BINA
Banks - Regional -30.89%
Bank Rakyat Indonesia Agroniaga
JK:AGRO
Banks - Regional 8.38%
Bank Agris Tbk
JK:AGRS
Banks - Regional 1.98%

Stock Yards Bancorp Inc Asset Resilience Ratio by Year (1998–2025)

Stock Yards Bancorp Inc asset resilience ratio by year from 1998 to 2025. The table below shows the annual Asset Resilience Ratio data for Stock Yards Bancorp Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 8.56% $816.32 Million $9.54 Billion -2.61pp
2024-12-31 11.17% $990.11 Million $8.86 Billion -1.45pp
2023-12-31 12.62% $1.03 Billion $8.17 Billion -2.65pp
2022-12-31 15.27% $1.14 Billion $7.50 Billion -2.49pp
2021-12-31 17.76% $1.18 Billion $6.65 Billion +5.02pp
2020-12-31 12.74% $586.98 Million $4.61 Billion +0.10pp
2019-12-31 12.64% $470.74 Million $3.72 Billion -0.59pp
2018-12-31 13.23% $437.00 Million $3.30 Billion -4.50pp
2017-12-31 17.73% $574.52 Million $3.24 Billion -1.02pp
2016-12-31 18.76% $570.07 Million $3.04 Billion -1.33pp
2015-12-31 20.09% $565.88 Million $2.82 Billion +0.08pp
2014-12-31 20.01% $513.06 Million $2.56 Billion -0.50pp
2013-12-31 20.51% $490.03 Million $2.39 Billion +2.52pp
2012-12-31 17.99% $386.44 Million $2.15 Billion +0.83pp
2011-12-31 17.15% $352.19 Million $2.05 Billion +4.26pp
2010-12-31 12.89% $245.33 Million $1.90 Billion +0.15pp
2009-12-31 12.74% $228.22 Million $1.79 Billion +2.10pp
2008-12-31 10.64% $173.37 Million $1.63 Billion -0.21pp
2007-12-31 10.85% $160.84 Million $1.48 Billion +0.70pp
2006-12-31 10.15% $144.81 Million $1.43 Billion -1.64pp
2005-12-31 11.80% $156.95 Million $1.33 Billion +1.12pp
2004-12-31 10.68% $129.39 Million $1.21 Billion -3.24pp
2003-12-31 13.92% $155.69 Million $1.12 Billion +2.59pp
2002-12-31 11.33% $117.76 Million $1.04 Billion +3.12pp
2001-12-31 8.20% $76.88 Million $937.29 Million 0.00pp
2000-12-31 8.21% $69.93 Million $852.26 Million +7.98pp
1998-12-31 0.23% $1.40 Million $609.80 Million --
pp = percentage points

About Stock Yards Bancorp Inc

NASDAQ:SYBT USA Banks - Regional
Market Cap
$2.40 Billion
Market Cap Rank
#6137 Global
#1975 in USA
Share Price
$81.53
Change (1 day)
+1.80%
52-Week Range
$62.09 - $88.03
All Time High
$88.03
About

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through r… Read more