Territorial Bancorp Inc - Asset Resilience Ratio
Territorial Bancorp Inc (TBNK) has an Asset Resilience Ratio of 0.91% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2023)
This chart shows how Territorial Bancorp Inc's Asset Resilience Ratio has changed over time. Check TBNK PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Territorial Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Territorial Bancorp Inc (TBNK) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $19.92 Million | 0.91% |
| Total Liquid Assets | $19.92 Million | 0.91% |
Asset Resilience Insights
- Limited Liquidity: Territorial Bancorp Inc maintains only 0.91% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Territorial Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Territorial Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Territorial Bancorp Inc (2010–2023)
The table below shows the annual Asset Resilience Ratio data for Territorial Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.90% | $20.17 Million | $2.24 Billion | -0.06pp |
| 2022-12-31 | 0.96% | $20.82 Million | $2.17 Billion | -28.91pp |
| 2021-12-31 | 29.87% | $636.44 Million | $2.13 Billion | +29.70pp |
| 2020-12-31 | 0.17% | $3.56 Million | $2.11 Billion | -0.24pp |
| 2019-12-31 | 0.41% | $8.63 Million | $2.09 Billion | +0.29pp |
| 2018-12-31 | 0.12% | $2.56 Million | $2.07 Billion | -0.02pp |
| 2017-12-31 | 0.14% | $2.85 Million | $2.00 Billion | -21.57pp |
| 2016-12-31 | 21.71% | $407.66 Million | $1.88 Billion | -5.36pp |
| 2015-12-31 | 27.07% | $493.06 Million | $1.82 Billion | -6.79pp |
| 2014-12-31 | 33.86% | $572.92 Million | $1.69 Billion | -4.08pp |
| 2013-12-31 | 37.94% | $613.44 Million | $1.62 Billion | +27.00pp |
| 2012-12-31 | 10.94% | $172.24 Million | $1.57 Billion | +2.92pp |
| 2011-12-31 | 8.02% | $123.25 Million | $1.54 Billion | -4.84pp |
| 2010-12-31 | 12.86% | $185.61 Million | $1.44 Billion | -- |
About Territorial Bancorp Inc
Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that engages in the provision of various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings, money market, commercial and regular checking, and Super NOW accounts, as well as certificates of … Read more