Territorial Bancorp Inc - Asset Resilience Ratio

Latest as of September 2024: 0.91%

Territorial Bancorp Inc (TBNK) has an Asset Resilience Ratio of 0.91% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check TBNK strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$19.92 Million

Cash + Short-term Investments

Total Assets

$2.20 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2023)

This chart shows how Territorial Bancorp Inc's Asset Resilience Ratio has changed over time. See Territorial Bancorp Inc balance sheet independence to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Territorial Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Territorial Bancorp Inc (TBNK) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$19.92 Million	0.91%
Total Liquid Assets	$19.92 Million	0.91%

Asset Resilience Insights

Limited Liquidity: Territorial Bancorp Inc maintains only 0.91% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Territorial Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Territorial Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
BNP Paribas SA PA:BNP	Banks - Regional	17.67%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Bank Mestika Dharma Tbk JK:BBMD	Banks - Regional	-6.51%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%
Bank Ochrony Środowiska SA WAR:BOS	Banks - Regional	8.84%
Bank Capital Indonesia Tbk JK:BACA	Banks - Regional	-22.83%

Annual Asset Resilience Ratio for Territorial Bancorp Inc (2010–2023)

The table below shows the annual Asset Resilience Ratio data for Territorial Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	0.90%	$20.17 Million	$2.24 Billion	-0.06pp
2022-12-31	0.96%	$20.82 Million	$2.17 Billion	-28.91pp
2021-12-31	29.87%	$636.44 Million	$2.13 Billion	+29.70pp
2020-12-31	0.17%	$3.56 Million	$2.11 Billion	-0.24pp
2019-12-31	0.41%	$8.63 Million	$2.09 Billion	+0.29pp
2018-12-31	0.12%	$2.56 Million	$2.07 Billion	-0.02pp
2017-12-31	0.14%	$2.85 Million	$2.00 Billion	-21.57pp
2016-12-31	21.71%	$407.66 Million	$1.88 Billion	-5.36pp
2015-12-31	27.07%	$493.06 Million	$1.82 Billion	-6.79pp
2014-12-31	33.86%	$572.92 Million	$1.69 Billion	-4.08pp
2013-12-31	37.94%	$613.44 Million	$1.62 Billion	+27.00pp
2012-12-31	10.94%	$172.24 Million	$1.57 Billion	+2.92pp
2011-12-31	8.02%	$123.25 Million	$1.54 Billion	-4.84pp
2010-12-31	12.86%	$185.61 Million	$1.44 Billion	--

pp = percentage points

About Territorial Bancorp Inc

NASDAQ:TBNK USA Banks - Regional

Market Cap

$417.66 Million

Market Cap Rank

#20881 Global

#4646 in USA

Share Price

$52.42

Change (1 day)

+1.75%

52-Week Range

$41.03 - $52.42

All Time High

$52.42