Texas Capital Bancshares, Inc. Asset Resilience Ratio

Latest as of March 2026: 0.02%

Texas Capital Bancshares, Inc. asset resilience ratio. Texas Capital Bancshares, Inc. (TCBI) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TCBI days of operational coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$7.88 Million

Cash + Short-term Investments

Total Assets

$33.49 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Texas Capital Bancshares, Inc. (2000–2025)

Asset resilience ratio of Texas Capital Bancshares, Inc. from 2000 to 2025. This chart shows how Texas Capital Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Read TCBI current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Texas Capital Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Texas Capital Bancshares, Inc..

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$7.88 Million	0.02%
Total Liquid Assets	$7.88 Million	0.02%

Asset Resilience Insights

Limited Liquidity: Texas Capital Bancshares, Inc. maintains only 0.02% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Texas Capital Bancshares, Inc. Industry Peers by Asset Resilience Ratio

Compare Texas Capital Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
WOORI FIN. GRP SP.ADR/3 F:2WGA	Banks - Regional	13.88%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
Jeju Bank KO:006220	Banks - Regional	2.45%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%

Texas Capital Bancshares, Inc. Asset Resilience Ratio by Year (2000–2025)

Texas Capital Bancshares, Inc. asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Texas Capital Bancshares, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.01%	$3.92 Million	$31.54 Billion	-0.58pp
2024-12-31	0.60%	$182.86 Million	$30.73 Billion	-10.78pp
2023-12-31	11.38%	$3.23 Billion	$28.36 Billion	+2.17pp
2022-12-31	9.21%	$2.62 Billion	$28.41 Billion	-1.11pp
2021-12-31	10.32%	$3.58 Billion	$34.73 Billion	+1.84pp
2020-12-31	8.47%	$3.20 Billion	$37.73 Billion	+7.74pp
2019-12-31	0.74%	$239.87 Million	$32.55 Billion	+0.31pp
2018-12-31	0.43%	$120.22 Million	$28.26 Billion	+0.33pp
2017-12-31	0.09%	$23.51 Million	$25.08 Billion	-0.02pp
2016-12-31	0.11%	$24.87 Million	$21.70 Billion	-0.04pp
2015-12-31	0.16%	$29.99 Million	$18.91 Billion	-0.10pp
2014-12-31	0.26%	$41.72 Million	$15.90 Billion	-0.28pp
2013-12-31	0.54%	$63.21 Million	$11.71 Billion	-0.41pp
2012-12-31	0.95%	$100.19 Million	$10.54 Billion	-0.28pp
2011-12-31	1.23%	$100.19 Million	$8.14 Billion	-1.65pp
2010-12-31	2.88%	$185.42 Million	$6.45 Billion	-1.79pp
2009-12-31	4.67%	$266.13 Million	$5.70 Billion	-2.70pp
2008-12-31	7.37%	$378.75 Million	$5.14 Billion	-3.53pp
2007-12-31	10.90%	$467.31 Million	$4.29 Billion	-3.58pp
2006-12-31	14.48%	$532.05 Million	$3.68 Billion	-6.25pp
2005-12-31	20.72%	$630.48 Million	$3.04 Billion	-14.63pp
2003-12-31	35.36%	$775.34 Million	$2.19 Billion	+34.30pp
2001-12-31	1.06%	$12.36 Million	$1.16 Billion	-2.34pp
2000-12-31	3.40%	$30.86 Million	$908.43 Million	--

pp = percentage points

About Texas Capital Bancshares, Inc.

NASDAQ:TCBI USA Banks - Regional

Market Cap

$4.55 Billion

Market Cap Rank

#3761 Global

#1340 in USA

Share Price

$104.12

Change (1 day)

+2.31%

52-Week Range

$82.64 - $107.74

All Time High

$107.74