Texas Capital Bancshares, Inc. - Asset Resilience Ratio
Texas Capital Bancshares, Inc. (TCBI) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TCBI working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Texas Capital Bancshares, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Texas Capital Bancshares, Inc.'s balance sheet.
Liquid Assets Composition Over Time
This chart breaks down Texas Capital Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore TCBI long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $7.88 Million | 0.02% |
| Total Liquid Assets | $7.88 Million | 0.02% |
Asset Resilience Insights
- Limited Liquidity: Texas Capital Bancshares, Inc. maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Texas Capital Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Texas Capital Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Texas Capital Bancshares, Inc. (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Texas Capital Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.01% | $3.92 Million | $31.54 Billion | -0.58pp |
| 2024-12-31 | 0.60% | $182.86 Million | $30.73 Billion | -10.78pp |
| 2023-12-31 | 11.38% | $3.23 Billion | $28.36 Billion | +2.17pp |
| 2022-12-31 | 9.21% | $2.62 Billion | $28.41 Billion | -1.11pp |
| 2021-12-31 | 10.32% | $3.58 Billion | $34.73 Billion | +1.84pp |
| 2020-12-31 | 8.47% | $3.20 Billion | $37.73 Billion | +7.74pp |
| 2019-12-31 | 0.74% | $239.87 Million | $32.55 Billion | +0.31pp |
| 2018-12-31 | 0.43% | $120.22 Million | $28.26 Billion | +0.33pp |
| 2017-12-31 | 0.09% | $23.51 Million | $25.08 Billion | -0.02pp |
| 2016-12-31 | 0.11% | $24.87 Million | $21.70 Billion | -0.04pp |
| 2015-12-31 | 0.16% | $29.99 Million | $18.91 Billion | -0.10pp |
| 2014-12-31 | 0.26% | $41.72 Million | $15.90 Billion | -0.28pp |
| 2013-12-31 | 0.54% | $63.21 Million | $11.71 Billion | -0.41pp |
| 2012-12-31 | 0.95% | $100.19 Million | $10.54 Billion | -0.28pp |
| 2011-12-31 | 1.23% | $100.19 Million | $8.14 Billion | -1.65pp |
| 2010-12-31 | 2.88% | $185.42 Million | $6.45 Billion | -1.79pp |
| 2009-12-31 | 4.67% | $266.13 Million | $5.70 Billion | -2.70pp |
| 2008-12-31 | 7.37% | $378.75 Million | $5.14 Billion | -3.53pp |
| 2007-12-31 | 10.90% | $467.31 Million | $4.29 Billion | -3.58pp |
| 2006-12-31 | 14.48% | $532.05 Million | $3.68 Billion | -6.25pp |
| 2005-12-31 | 20.72% | $630.48 Million | $3.04 Billion | -14.63pp |
| 2003-12-31 | 35.36% | $775.34 Million | $2.19 Billion | +34.30pp |
| 2001-12-31 | 1.06% | $12.36 Million | $1.16 Billion | -2.34pp |
| 2000-12-31 | 3.40% | $30.86 Million | $908.43 Million | -- |
About Texas Capital Bancshares, Inc.
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as… Read more