TriCo Bancshares - Asset Resilience Ratio

Latest as of March 2026: 0.02%

TriCo Bancshares (TCBK) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TCBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$1.92 Million

Cash + Short-term Investments

Total Assets

$9.95 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how TriCo Bancshares's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is TriCo Bancshares's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down TriCo Bancshares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore TriCo Bancshares long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.92 Million	0.02%
Total Liquid Assets	$1.92 Million	0.02%

Asset Resilience Insights

Limited Liquidity: TriCo Bancshares maintains only 0.02% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

TriCo Bancshares Industry Peers by Asset Resilience Ratio

Compare TriCo Bancshares's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for TriCo Bancshares (2000–2025)

The table below shows the annual Asset Resilience Ratio data for TriCo Bancshares.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.00%	$57.00K	$9.82 Billion	-0.08pp
2024-12-31	0.08%	$7.84 Million	$9.67 Billion	-21.64pp
2023-12-31	21.72%	$2.15 Billion	$9.91 Billion	-3.00pp
2022-12-31	24.72%	$2.46 Billion	$9.93 Billion	-0.94pp
2021-12-31	25.66%	$2.21 Billion	$8.61 Billion	+7.11pp
2020-12-31	18.55%	$1.42 Billion	$7.64 Billion	+3.87pp
2019-12-31	14.68%	$950.14 Million	$6.47 Billion	-2.92pp
2018-12-31	17.60%	$1.12 Billion	$6.35 Billion	+2.25pp
2017-12-31	15.35%	$730.88 Million	$4.76 Billion	+3.17pp
2016-12-31	12.18%	$550.23 Million	$4.52 Billion	+2.59pp
2015-12-31	9.59%	$404.88 Million	$4.22 Billion	+7.46pp
2014-12-31	2.13%	$83.47 Million	$3.91 Billion	-1.68pp
2013-12-31	3.81%	$104.65 Million	$2.74 Billion	-2.43pp
2012-12-31	6.25%	$163.03 Million	$2.61 Billion	+28.30pp
2011-12-31	-22.05%	$-563.62 Million	$2.56 Billion	+39.29pp
2010-12-31	-61.34%	$-1.34 Billion	$2.19 Billion	-61.39pp
2006-12-31	0.04%	$794.00K	$1.92 Billion	-0.09pp
2005-12-31	0.13%	$2.38 Million	$1.84 Billion	+0.11pp
2003-12-31	0.02%	$326.00K	$1.47 Billion	-0.69pp
2002-12-31	0.71%	$8.10 Million	$1.14 Billion	-1.15pp
2001-12-31	1.86%	$18.70 Million	$1.01 Billion	+1.78pp
2000-12-31	0.08%	$800.00K	$972.07 Million	--

pp = percentage points

About TriCo Bancshares

NASDAQ:TCBK USA Banks - Regional

Market Cap

$1.70 Billion

Market Cap Rank

#6767 Global

#2110 in USA

Share Price

$53.43

Change (1 day)

-0.72%

52-Week Range

$40.74 - $61.62

All Time High

$61.62