TriCo Bancshares - Asset Resilience Ratio

Latest as of December 2025: 17.66%

TriCo Bancshares (TCBK) has an Asset Resilience Ratio of 17.66% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$1.73 Billion

Cash + Short-term Investments

Total Assets

$9.82 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how TriCo Bancshares's Asset Resilience Ratio has changed over time. Check TCBK PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down TriCo Bancshares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TriCo Bancshares market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.73 Billion	17.66%
Total Liquid Assets	$1.73 Billion	17.66%

Asset Resilience Insights

Good Liquidity Position: TriCo Bancshares maintains a healthy 17.66% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

TriCo Bancshares Industry Peers by Asset Resilience Ratio

Compare TriCo Bancshares's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG F:ZZMS	Banks - Regional	12.20%
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Banco de Chile F:G4RA	Banks - Regional	6.38%
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Arion banki hf ST:ARION-SDB	Banks - Regional	0.52%
Dime Community Bancshares, Inc. NYSE:DCOM	Banks - Regional	4.29%
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	Banks - Regional	2.94%

Annual Asset Resilience Ratio for TriCo Bancshares (2000–2025)

The table below shows the annual Asset Resilience Ratio data for TriCo Bancshares.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	17.66%	$1.73 Billion	$9.82 Billion	+17.58pp
2024-12-31	0.08%	$7.84 Million	$9.67 Billion	-21.64pp
2023-12-31	21.72%	$2.15 Billion	$9.91 Billion	-3.00pp
2022-12-31	24.72%	$2.46 Billion	$9.93 Billion	-0.94pp
2021-12-31	25.66%	$2.21 Billion	$8.61 Billion	+7.11pp
2020-12-31	18.55%	$1.42 Billion	$7.64 Billion	+3.87pp
2019-12-31	14.68%	$950.14 Million	$6.47 Billion	-2.92pp
2018-12-31	17.60%	$1.12 Billion	$6.35 Billion	+2.25pp
2017-12-31	15.35%	$730.88 Million	$4.76 Billion	+3.17pp
2016-12-31	12.18%	$550.23 Million	$4.52 Billion	+2.59pp
2015-12-31	9.59%	$404.88 Million	$4.22 Billion	+7.46pp
2014-12-31	2.13%	$83.47 Million	$3.91 Billion	-1.68pp
2013-12-31	3.81%	$104.65 Million	$2.74 Billion	-2.43pp
2012-12-31	6.25%	$163.03 Million	$2.61 Billion	+28.30pp
2011-12-31	-22.05%	$-563.62 Million	$2.56 Billion	+39.29pp
2010-12-31	-61.34%	$-1.34 Billion	$2.19 Billion	-61.39pp
2006-12-31	0.04%	$794.00K	$1.92 Billion	-0.09pp
2005-12-31	0.13%	$2.38 Million	$1.84 Billion	+0.11pp
2003-12-31	0.02%	$326.00K	$1.47 Billion	-0.69pp
2002-12-31	0.71%	$8.10 Million	$1.14 Billion	-1.15pp
2001-12-31	1.86%	$18.70 Million	$1.01 Billion	+1.78pp
2000-12-31	0.08%	$800.00K	$972.07 Million	--

pp = percentage points

About TriCo Bancshares

NASDAQ:TCBK USA Banks - Regional

Market Cap

$1.94 Billion

Market Cap Rank

#6787 Global

#2110 in USA

Share Price

$60.04

Change (1 day)

+0.40%

52-Week Range

$40.26 - $61.62

All Time High

$61.62