TriCo Bancshares - Asset Resilience Ratio

Latest as of December 2025: 17.66%

TriCo Bancshares (TCBK) has an Asset Resilience Ratio of 17.66% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does TriCo Bancshares carry for a breakdown of total debt and financial obligations.

Liquid Assets

$1.73 Billion

Cash + Short-term Investments

Total Assets

$9.82 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how TriCo Bancshares's Asset Resilience Ratio has changed over time. See TriCo Bancshares (TCBK) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down TriCo Bancshares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of TriCo Bancshares.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.73 Billion	17.66%
Total Liquid Assets	$1.73 Billion	17.66%

Asset Resilience Insights

Good Liquidity Position: TriCo Bancshares maintains a healthy 17.66% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

TriCo Bancshares Industry Peers by Asset Resilience Ratio

Compare TriCo Bancshares's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for TriCo Bancshares (2000–2025)

The table below shows the annual Asset Resilience Ratio data for TriCo Bancshares.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	17.66%	$1.73 Billion	$9.82 Billion	+17.58pp
2024-12-31	0.08%	$7.84 Million	$9.67 Billion	-21.64pp
2023-12-31	21.72%	$2.15 Billion	$9.91 Billion	-3.00pp
2022-12-31	24.72%	$2.46 Billion	$9.93 Billion	-0.94pp
2021-12-31	25.66%	$2.21 Billion	$8.61 Billion	+7.11pp
2020-12-31	18.55%	$1.42 Billion	$7.64 Billion	+3.87pp
2019-12-31	14.68%	$950.14 Million	$6.47 Billion	-2.92pp
2018-12-31	17.60%	$1.12 Billion	$6.35 Billion	+2.25pp
2017-12-31	15.35%	$730.88 Million	$4.76 Billion	+3.17pp
2016-12-31	12.18%	$550.23 Million	$4.52 Billion	+2.59pp
2015-12-31	9.59%	$404.88 Million	$4.22 Billion	+7.46pp
2014-12-31	2.13%	$83.47 Million	$3.91 Billion	-1.68pp
2013-12-31	3.81%	$104.65 Million	$2.74 Billion	-2.43pp
2012-12-31	6.25%	$163.03 Million	$2.61 Billion	+28.30pp
2011-12-31	-22.05%	$-563.62 Million	$2.56 Billion	+39.29pp
2010-12-31	-61.34%	$-1.34 Billion	$2.19 Billion	-61.39pp
2006-12-31	0.04%	$794.00K	$1.92 Billion	-0.09pp
2005-12-31	0.13%	$2.38 Million	$1.84 Billion	+0.11pp
2003-12-31	0.02%	$326.00K	$1.47 Billion	-0.69pp
2002-12-31	0.71%	$8.10 Million	$1.14 Billion	-1.15pp
2001-12-31	1.86%	$18.70 Million	$1.01 Billion	+1.78pp
2000-12-31	0.08%	$800.00K	$972.07 Million	--

pp = percentage points

About TriCo Bancshares

NASDAQ:TCBK USA Banks - Regional

Market Cap

$1.64 Billion

Market Cap Rank

#7021 Global

#2047 in USA

Share Price

$50.61

Change (1 day)

+0.68%

52-Week Range

$38.52 - $52.23

All Time High

$54.36