Texas Community Bancshares Inc - Asset Resilience Ratio
Texas Community Bancshares Inc (TCBS) has an Asset Resilience Ratio of 14.29% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read TCBS liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Texas Community Bancshares Inc's Asset Resilience Ratio has changed over time. See TCBS book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Texas Community Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TCBS market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $62.82 Million | 14.29% |
| Total Liquid Assets | $62.82 Million | 14.29% |
Asset Resilience Insights
- Moderate Liquidity: Texas Community Bancshares Inc has 14.29% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Texas Community Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Texas Community Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Texas Community Bancshares Inc (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Texas Community Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 16.96% | $75.19 Million | $443.46 Million | -3.69pp |
| 2023-12-31 | 20.65% | $93.33 Million | $452.04 Million | -5.03pp |
| 2022-12-31 | 25.67% | $107.15 Million | $417.35 Million | +10.11pp |
| 2021-12-31 | 15.57% | $56.80 Million | $364.83 Million | +11.24pp |
| 2020-12-31 | 4.33% | $12.97 Million | $299.64 Million | +0.32pp |
| 2019-12-31 | 4.00% | $10.71 Million | $267.56 Million | -- |
About Texas Community Bancshares Inc
Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individ… Read more