Texas Community Bancshares Inc - Asset Resilience Ratio
Texas Community Bancshares Inc (TCBS) has an Asset Resilience Ratio of 15.11% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Texas Community Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2025)
This chart shows how Texas Community Bancshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Texas Community Bancshares Inc.
Liquid Assets Composition Over Time
This chart breaks down Texas Community Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore TCBS long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $59.14 Million | 15.11% |
| Total Liquid Assets | $59.14 Million | 15.11% |
Asset Resilience Insights
- Good Liquidity Position: Texas Community Bancshares Inc maintains a healthy 15.11% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Texas Community Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Texas Community Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Texas Community Bancshares Inc (2019–2025)
The table below shows the annual Asset Resilience Ratio data for Texas Community Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.66% | $41.54 Million | $429.84 Million | -7.29pp |
| 2024-12-31 | 16.96% | $75.19 Million | $443.46 Million | -3.69pp |
| 2023-12-31 | 20.65% | $93.33 Million | $452.04 Million | -5.03pp |
| 2022-12-31 | 25.67% | $107.15 Million | $417.35 Million | +10.11pp |
| 2021-12-31 | 15.57% | $56.80 Million | $364.83 Million | +11.24pp |
| 2020-12-31 | 4.33% | $12.97 Million | $299.64 Million | +0.32pp |
| 2019-12-31 | 4.00% | $10.71 Million | $267.56 Million | -- |
About Texas Community Bancshares Inc
Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individ… Read more