Texas Community Bancshares Inc Asset Resilience Ratio
Texas Community Bancshares Inc asset resilience ratio. Texas Community Bancshares Inc (TCBS) has an Asset Resilience Ratio of 15.11% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TCBS cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Texas Community Bancshares Inc (2019–2025)
Asset resilience ratio of Texas Community Bancshares Inc from 2019 to 2025. This chart shows how Texas Community Bancshares Inc's Asset Resilience Ratio has changed over time. Read debt load of Texas Community Bancshares Inc for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Texas Community Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Texas Community Bancshares Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $59.14 Million | 15.11% |
| Total Liquid Assets | $59.14 Million | 15.11% |
Asset Resilience Insights
- Good Liquidity Position: Texas Community Bancshares Inc maintains a healthy 15.11% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Texas Community Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Texas Community Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Texas Community Bancshares Inc Asset Resilience Ratio by Year (2019–2025)
Texas Community Bancshares Inc asset resilience ratio by year from 2019 to 2025. The table below shows the annual Asset Resilience Ratio data for Texas Community Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.66% | $41.54 Million | $429.84 Million | -7.29pp |
| 2024-12-31 | 16.96% | $75.19 Million | $443.46 Million | -3.69pp |
| 2023-12-31 | 20.65% | $93.33 Million | $452.04 Million | -5.03pp |
| 2022-12-31 | 25.67% | $107.15 Million | $417.35 Million | +10.11pp |
| 2021-12-31 | 15.57% | $56.80 Million | $364.83 Million | +11.24pp |
| 2020-12-31 | 4.33% | $12.97 Million | $299.64 Million | +0.32pp |
| 2019-12-31 | 4.00% | $10.71 Million | $267.56 Million | -- |
About Texas Community Bancshares Inc
Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individ… Read more