Texas Community Bancshares Inc - Asset Resilience Ratio
Texas Community Bancshares Inc (TCBS) has an Asset Resilience Ratio of 13.96% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2025)
This chart shows how Texas Community Bancshares Inc's Asset Resilience Ratio has changed over time. Check Texas Community Bancshares Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Texas Community Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see TCBS market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $60.07 Million | 13.96% |
| Total Liquid Assets | $60.07 Million | 13.96% |
Asset Resilience Insights
- Moderate Liquidity: Texas Community Bancshares Inc has 13.96% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Texas Community Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Texas Community Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Texas Community Bancshares Inc (2019–2025)
The table below shows the annual Asset Resilience Ratio data for Texas Community Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.66% | $41.54 Million | $429.84 Million | -7.29pp |
| 2024-12-31 | 16.96% | $75.19 Million | $443.46 Million | -3.69pp |
| 2023-12-31 | 20.65% | $93.33 Million | $452.04 Million | -5.03pp |
| 2022-12-31 | 25.67% | $107.15 Million | $417.35 Million | +10.11pp |
| 2021-12-31 | 15.57% | $56.80 Million | $364.83 Million | +11.24pp |
| 2020-12-31 | 4.33% | $12.97 Million | $299.64 Million | +0.32pp |
| 2019-12-31 | 4.00% | $10.71 Million | $267.56 Million | -- |
About Texas Community Bancshares Inc
Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individ… Read more