Third Coast Bancshares, Inc. - Asset Resilience Ratio
Third Coast Bancshares, Inc. (TCBX) has an Asset Resilience Ratio of 7.44% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Third Coast Bancshares, Inc.'s Asset Resilience Ratio has changed over time. Check Third Coast Bancshares, Inc. strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Third Coast Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Third Coast Bancshares, Inc. worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $376.72 Million | 7.44% |
| Total Liquid Assets | $376.72 Million | 7.44% |
Asset Resilience Insights
- Limited Liquidity: Third Coast Bancshares, Inc. maintains only 7.44% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Third Coast Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Third Coast Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Third Coast Bancshares, Inc. (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Third Coast Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 7.77% | $384.02 Million | $4.94 Billion | +3.72pp |
| 2023-12-31 | 4.05% | $178.09 Million | $4.40 Billion | -0.62pp |
| 2022-12-31 | 4.67% | $176.07 Million | $3.77 Billion | +3.61pp |
| 2021-12-31 | 1.06% | $26.43 Million | $2.50 Billion | -0.31pp |
| 2020-12-31 | 1.37% | $25.59 Million | $1.87 Billion | +1.31pp |
| 2019-12-31 | 0.06% | $536.33K | $928.34 Million | -- |
About Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercia… Read more