Third Coast Bancshares, Inc. - Asset Resilience Ratio
Third Coast Bancshares, Inc. (TCBX) has an Asset Resilience Ratio of 7.44% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Third Coast Bancshares, Inc. balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Third Coast Bancshares, Inc.'s Asset Resilience Ratio has changed over time. See TCBX net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Third Coast Bancshares, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Third Coast Bancshares, Inc. market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $376.72 Million | 7.44% |
| Total Liquid Assets | $376.72 Million | 7.44% |
Asset Resilience Insights
- Limited Liquidity: Third Coast Bancshares, Inc. maintains only 7.44% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Third Coast Bancshares, Inc. Industry Peers by Asset Resilience Ratio
Compare Third Coast Bancshares, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Third Coast Bancshares, Inc. (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Third Coast Bancshares, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 7.77% | $384.02 Million | $4.94 Billion | +3.72pp |
| 2023-12-31 | 4.05% | $178.09 Million | $4.40 Billion | -0.62pp |
| 2022-12-31 | 4.67% | $176.07 Million | $3.77 Billion | +3.61pp |
| 2021-12-31 | 1.06% | $26.43 Million | $2.50 Billion | -0.31pp |
| 2020-12-31 | 1.37% | $25.59 Million | $1.87 Billion | +1.31pp |
| 2019-12-31 | 0.06% | $536.33K | $928.34 Million | -- |
About Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercia… Read more