Triumph Financial, Inc. - Asset Resilience Ratio

Latest as of September 2025: 1.53%

Triumph Financial, Inc. (TFIN) has an Asset Resilience Ratio of 1.53% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TFIN current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$97.56 Million

Cash + Short-term Investments

Total Assets

$6.36 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2024)

This chart shows how Triumph Financial, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Triumph Financial, Inc.'s balance sheet.

Liquid Assets Composition Over Time

This chart breaks down Triumph Financial, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Triumph Financial, Inc.'s assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$97.56 Million	1.53%
Total Liquid Assets	$97.56 Million	1.53%

Asset Resilience Insights

Limited Liquidity: Triumph Financial, Inc. maintains only 1.53% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Triumph Financial, Inc. Industry Peers by Asset Resilience Ratio

Compare Triumph Financial, Inc.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Triumph Financial, Inc. (2012–2024)

The table below shows the annual Asset Resilience Ratio data for Triumph Financial, Inc..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	1.46%	$86.79 Million	$5.95 Billion	-4.14pp
2023-12-31	5.60%	$299.64 Million	$5.35 Billion	+0.83pp
2022-12-31	4.77%	$254.50 Million	$5.33 Billion	+1.71pp
2021-12-31	3.06%	$182.43 Million	$5.96 Billion	-0.72pp
2020-12-31	3.78%	$224.31 Million	$5.94 Billion	-1.14pp
2019-12-31	4.92%	$248.82 Million	$5.06 Billion	-2.46pp
2018-12-31	7.38%	$336.42 Million	$4.56 Billion	+0.22pp
2017-12-31	7.16%	$250.60 Million	$3.50 Billion	-3.25pp
2016-12-31	10.41%	$275.03 Million	$2.64 Billion	+0.77pp
2015-12-31	9.65%	$163.17 Million	$1.69 Billion	-1.54pp
2014-12-31	11.19%	$162.02 Million	$1.45 Billion	-3.14pp
2013-12-31	14.33%	$184.65 Million	$1.29 Billion	-0.14pp
2012-12-31	14.48%	$43.65 Million	$301.46 Million	--

pp = percentage points

About Triumph Financial, Inc.

NASDAQ:TFIN USA Banks - Regional

Market Cap

$1.46 Billion

Market Cap Rank

#7867 Global

#2335 in USA

Share Price

$61.31

Change (1 day)

+0.38%

52-Week Range

$46.95 - $61.31

All Time High

$133.63