TFS Financial Corporation - Asset Resilience Ratio
TFS Financial Corporation (TFSL) has an Asset Resilience Ratio of 2.60% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See TFSL current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how TFS Financial Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see TFSL total assets.
Liquid Assets Composition Over Time
This chart breaks down TFS Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of TFS Financial Corporation's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $454.49 Million | 2.6% |
| Total Liquid Assets | $454.49 Million | 2.60% |
Asset Resilience Insights
- Limited Liquidity: TFS Financial Corporation maintains only 2.60% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
TFS Financial Corporation Industry Peers by Asset Resilience Ratio
Compare TFS Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for TFS Financial Corporation (2005–2025)
The table below shows the annual Asset Resilience Ratio data for TFS Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 0.31% | $54.05 Million | $17.46 Billion | -2.77pp |
| 2024-09-30 | 3.08% | $526.25 Million | $17.09 Billion | +0.07pp |
| 2023-09-30 | 3.00% | $508.32 Million | $16.92 Billion | +0.10pp |
| 2022-09-30 | 2.90% | $457.91 Million | $15.79 Billion | -0.10pp |
| 2021-09-30 | 3.00% | $421.78 Million | $14.06 Billion | -0.10pp |
| 2020-09-30 | 3.10% | $453.44 Million | $14.64 Billion | -0.67pp |
| 2019-09-30 | 3.77% | $547.86 Million | $14.54 Billion | +0.00pp |
| 2018-09-30 | 3.76% | $531.97 Million | $14.14 Billion | -0.16pp |
| 2017-09-30 | 3.93% | $537.48 Million | $13.69 Billion | -0.09pp |
| 2016-09-30 | 4.01% | $517.87 Million | $12.91 Billion | -0.72pp |
| 2015-09-30 | 4.73% | $585.05 Million | $12.37 Billion | -0.09pp |
| 2014-09-30 | 4.82% | $568.87 Million | $11.80 Billion | +0.58pp |
| 2013-09-30 | 4.24% | $477.38 Million | $11.27 Billion | +0.58pp |
| 2012-09-30 | 3.66% | $421.43 Million | $11.52 Billion | +3.51pp |
| 2011-09-30 | 0.15% | $15.90 Million | $10.89 Billion | +0.13pp |
| 2010-09-30 | 0.02% | $1.91 Million | $11.08 Billion | 0.00pp |
| 2009-09-30 | 0.02% | $2.00 Million | $10.60 Billion | +0.00pp |
| 2008-09-30 | 0.02% | $2.02 Million | $10.79 Billion | 0.00pp |
| 2007-09-30 | 0.02% | $1.99 Million | $10.28 Billion | -2.43pp |
| 2006-09-30 | 2.45% | $210.91 Million | $8.60 Billion | +1.47pp |
| 2005-09-30 | 0.98% | $87.45 Million | $8.91 Billion | -- |
About TFS Financial Corporation
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages,… Read more