Towne Bank Asset Resilience Ratio

Latest as of March 2026: 0.84%

Towne Bank asset resilience ratio. Towne Bank (TOWN) has an Asset Resilience Ratio of 0.84% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Towne Bank defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$188.31 Million

Cash + Short-term Investments

Total Assets

$22.36 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Towne Bank (2005–2025)

Asset resilience ratio of Towne Bank from 2005 to 2025. This chart shows how Towne Bank's Asset Resilience Ratio has changed over time. Read TOWN liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Towne Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Towne Bank's balance sheet.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$188.31 Million	0.84%
Total Liquid Assets	$188.31 Million	0.84%

Asset Resilience Insights

Limited Liquidity: Towne Bank maintains only 0.84% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Towne Bank Industry Peers by Asset Resilience Ratio

Compare Towne Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

Towne Bank Asset Resilience Ratio by Year (2005–2025)

Towne Bank asset resilience ratio by year from 2005 to 2025. The table below shows the annual Asset Resilience Ratio data for Towne Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.85%	$167.56 Million	$19.69 Billion	+0.49pp
2024-12-31	0.36%	$62.33 Million	$17.25 Billion	-12.29pp
2023-12-31	12.65%	$2.13 Billion	$16.84 Billion	+1.03pp
2022-12-31	11.62%	$1.84 Billion	$15.85 Billion	+0.58pp
2021-12-31	11.04%	$1.81 Billion	$16.36 Billion	+1.68pp
2020-12-31	9.35%	$1.37 Billion	$14.63 Billion	-2.71pp
2019-12-31	12.06%	$1.44 Billion	$11.95 Billion	+2.25pp
2018-12-31	9.81%	$1.10 Billion	$11.16 Billion	-0.37pp
2017-12-31	10.18%	$867.65 Million	$8.52 Billion	-0.01pp
2016-12-31	10.20%	$812.97 Million	$7.97 Billion	-1.29pp
2015-12-31	11.49%	$723.49 Million	$6.30 Billion	-0.63pp
2014-12-31	12.12%	$603.91 Million	$4.98 Billion	+0.49pp
2013-12-31	11.63%	$543.52 Million	$4.67 Billion	+1.41pp
2012-12-31	10.22%	$450.14 Million	$4.41 Billion	+2.13pp
2011-12-31	8.09%	$330.07 Million	$4.08 Billion	+7.94pp
2010-12-31	0.15%	$5.65 Million	$3.87 Billion	-0.10pp
2009-12-31	0.25%	$8.98 Million	$3.61 Billion	-0.47pp
2008-12-31	0.72%	$22.47 Million	$3.13 Billion	-0.72pp
2007-12-31	1.44%	$35.94 Million	$2.50 Billion	+1.16pp
2006-12-31	0.28%	$6.15 Million	$2.19 Billion	-1.02pp
2005-12-31	1.30%	$23.46 Million	$1.80 Billion	--

pp = percentage points

About Towne Bank

NASDAQ:TOWN USA Banks - Regional

Market Cap

$3.38 Billion

Market Cap Rank

#4421 Global

#1547 in USA

Share Price

$36.56

Change (1 day)

-1.51%

52-Week Range

$32.02 - $38.76

All Time High

$38.76