Virginia National Bankshares Corp - Asset Resilience Ratio

Latest as of December 2025: 3.29%

Virginia National Bankshares Corp (VABK) has an Asset Resilience Ratio of 3.29% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See VABK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$54.26 Million

Cash + Short-term Investments

Total Assets

$1.65 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how Virginia National Bankshares Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Virginia National Bankshares Corp balance sheet assets.

Liquid Assets Composition Over Time

This chart breaks down Virginia National Bankshares Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore VABK long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$54.26 Million	3.29%
Total Liquid Assets	$54.26 Million	3.29%

Asset Resilience Insights

Limited Liquidity: Virginia National Bankshares Corp maintains only 3.29% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Virginia National Bankshares Corp Industry Peers by Asset Resilience Ratio

Compare Virginia National Bankshares Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
China Merchants Bank Co. Ltd F:M4B	Banks - Regional	2.14%
Regions Financial Corporation NYSE:RF	Banks - Regional	20.25%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Taiwan Business Bank TW:2834	Banks - Regional	0.54%
Jb Financial KO:175330	Banks - Regional	0.14%
Zuger Kantonalbank SW:ZUGER	Banks - Regional	-31.80%
Graubuendner Kantonalbank SW:GRKP	Banks - Regional	-38.39%
Banco Mercantil do Brasil S.A SA:BMEB3	Banks - Regional	-18.66%

Annual Asset Resilience Ratio for Virginia National Bankshares Corp (2011–2025)

The table below shows the annual Asset Resilience Ratio data for Virginia National Bankshares Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	3.29%	$54.26 Million	$1.65 Billion	+2.55pp
2024-12-31	0.74%	$12.03 Million	$1.62 Billion	-24.81pp
2023-12-31	25.55%	$420.60 Million	$1.65 Billion	-7.60pp
2022-12-31	33.15%	$538.19 Million	$1.62 Billion	+17.75pp
2021-12-31	15.41%	$303.82 Million	$1.97 Billion	-5.11pp
2020-12-31	20.52%	$174.09 Million	$848.41 Million	+4.29pp
2019-12-31	16.23%	$114.04 Million	$702.63 Million	+6.71pp
2018-12-31	9.52%	$61.39 Million	$644.80 Million	-0.96pp
2017-12-31	10.48%	$67.50 Million	$643.89 Million	+1.12pp
2016-12-31	9.37%	$56.66 Million	$605.03 Million	-3.81pp
2015-12-31	13.18%	$74.80 Million	$567.62 Million	-13.23pp
2014-12-31	26.41%	$141.82 Million	$537.05 Million	+0.47pp
2013-12-31	25.93%	$133.03 Million	$512.99 Million	+4.09pp
2012-12-31	21.84%	$110.85 Million	$507.61 Million	+12.23pp
2011-12-31	9.60%	$44.57 Million	$464.00 Million	--

pp = percentage points

About Virginia National Bankshares Corp

NASDAQ:VABK USA Banks - Regional

Market Cap

$260.59 Million

Market Cap Rank

#16024 Global

#3788 in USA

Share Price

$48.33

Change (1 day)

+2.68%

52-Week Range

$37.75 - $49.22

All Time High

$49.22