Valley National Bancorp - Asset Resilience Ratio
Valley National Bancorp (VLY) has an Asset Resilience Ratio of 6.54% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Valley National Bancorp balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Valley National Bancorp's Asset Resilience Ratio has changed over time. See Valley National Bancorp shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Valley National Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Valley National Bancorp stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.20 Billion | 6.54% |
| Total Liquid Assets | $4.20 Billion | 6.54% |
Asset Resilience Insights
- Limited Liquidity: Valley National Bancorp maintains only 6.54% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Valley National Bancorp Industry Peers by Asset Resilience Ratio
Compare Valley National Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Valley National Bancorp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Valley National Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.54% | $4.20 Billion | $64.28 Billion | +6.16pp |
| 2024-12-31 | 0.37% | $233.82 Million | $62.49 Billion | -1.75pp |
| 2023-12-31 | 2.13% | $1.30 Billion | $60.93 Billion | -0.07pp |
| 2022-12-31 | 2.20% | $1.26 Billion | $57.46 Billion | -0.40pp |
| 2021-12-31 | 2.60% | $1.13 Billion | $43.45 Billion | -0.69pp |
| 2020-12-31 | 3.29% | $1.34 Billion | $40.69 Billion | -0.89pp |
| 2019-12-31 | 4.19% | $1.57 Billion | $37.44 Billion | -1.31pp |
| 2018-12-31 | 5.49% | $1.75 Billion | $31.86 Billion | -0.73pp |
| 2017-12-31 | 6.22% | $1.49 Billion | $24.00 Billion | +0.55pp |
| 2016-12-31 | 5.67% | $1.30 Billion | $22.86 Billion | -1.30pp |
| 2015-12-31 | 6.97% | $1.51 Billion | $21.61 Billion | +2.25pp |
| 2014-12-31 | 4.72% | $886.97 Million | $18.79 Billion | -0.42pp |
| 2013-12-31 | 5.14% | $829.69 Million | $16.16 Billion | +0.09pp |
| 2012-12-31 | 5.04% | $807.82 Million | $16.01 Billion | +1.07pp |
| 2011-12-31 | 3.97% | $566.52 Million | $14.25 Billion | -3.34pp |
| 2010-12-31 | 7.32% | $1.04 Billion | $14.14 Billion | -2.15pp |
| 2009-12-31 | 9.47% | $1.35 Billion | $14.28 Billion | -0.28pp |
| 2008-12-31 | 9.75% | $1.44 Billion | $14.72 Billion | -2.85pp |
| 2007-12-31 | 12.60% | $1.61 Billion | $12.75 Billion | -1.68pp |
| 2006-12-31 | 14.28% | $1.77 Billion | $12.40 Billion | -2.12pp |
| 2005-12-31 | 16.39% | $2.04 Billion | $12.44 Billion | +4.39pp |
| 2004-12-31 | 12.01% | $1.29 Billion | $10.76 Billion | -0.46pp |
| 2003-12-31 | 12.47% | $1.23 Billion | $9.88 Billion | +6.01pp |
| 2002-12-31 | 6.46% | $590.89 Million | $9.15 Billion | +5.83pp |
| 2000-12-31 | 0.63% | $50.00 Million | $7.90 Billion | -- |
About Valley National Bancorp
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; … Read more