Valley National Bancorp Asset Resilience Ratio
Valley National Bancorp asset resilience ratio. Valley National Bancorp (VLY) has an Asset Resilience Ratio of 6.54% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Valley National Bancorp to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Valley National Bancorp (2000–2025)
Asset resilience ratio of Valley National Bancorp from 2000 to 2025. This chart shows how Valley National Bancorp's Asset Resilience Ratio has changed over time. Read Valley National Bancorp (VLY) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Valley National Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Valley National Bancorp total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.20 Billion | 6.54% |
| Total Liquid Assets | $4.20 Billion | 6.54% |
Asset Resilience Insights
- Limited Liquidity: Valley National Bancorp maintains only 6.54% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Valley National Bancorp Industry Peers by Asset Resilience Ratio
Compare Valley National Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Valley National Bancorp Asset Resilience Ratio by Year (2000–2025)
Valley National Bancorp asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Valley National Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.54% | $4.20 Billion | $64.28 Billion | +6.16pp |
| 2024-12-31 | 0.37% | $233.82 Million | $62.49 Billion | -1.75pp |
| 2023-12-31 | 2.13% | $1.30 Billion | $60.93 Billion | -0.07pp |
| 2022-12-31 | 2.20% | $1.26 Billion | $57.46 Billion | -0.40pp |
| 2021-12-31 | 2.60% | $1.13 Billion | $43.45 Billion | -0.69pp |
| 2020-12-31 | 3.29% | $1.34 Billion | $40.69 Billion | -0.89pp |
| 2019-12-31 | 4.19% | $1.57 Billion | $37.44 Billion | -1.31pp |
| 2018-12-31 | 5.49% | $1.75 Billion | $31.86 Billion | -0.73pp |
| 2017-12-31 | 6.22% | $1.49 Billion | $24.00 Billion | +0.55pp |
| 2016-12-31 | 5.67% | $1.30 Billion | $22.86 Billion | -1.30pp |
| 2015-12-31 | 6.97% | $1.51 Billion | $21.61 Billion | +2.25pp |
| 2014-12-31 | 4.72% | $886.97 Million | $18.79 Billion | -0.42pp |
| 2013-12-31 | 5.14% | $829.69 Million | $16.16 Billion | +0.09pp |
| 2012-12-31 | 5.04% | $807.82 Million | $16.01 Billion | +1.07pp |
| 2011-12-31 | 3.97% | $566.52 Million | $14.25 Billion | -3.34pp |
| 2010-12-31 | 7.32% | $1.04 Billion | $14.14 Billion | -2.15pp |
| 2009-12-31 | 9.47% | $1.35 Billion | $14.28 Billion | -0.28pp |
| 2008-12-31 | 9.75% | $1.44 Billion | $14.72 Billion | -2.85pp |
| 2007-12-31 | 12.60% | $1.61 Billion | $12.75 Billion | -1.68pp |
| 2006-12-31 | 14.28% | $1.77 Billion | $12.40 Billion | -2.12pp |
| 2005-12-31 | 16.39% | $2.04 Billion | $12.44 Billion | +4.39pp |
| 2004-12-31 | 12.01% | $1.29 Billion | $10.76 Billion | -0.46pp |
| 2003-12-31 | 12.47% | $1.23 Billion | $9.88 Billion | +6.01pp |
| 2002-12-31 | 6.46% | $590.89 Million | $9.15 Billion | +5.83pp |
| 2000-12-31 | 0.63% | $50.00 Million | $7.90 Billion | -- |
About Valley National Bancorp
Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; … Read more