WaFd, Inc. - Asset Resilience Ratio
WaFd, Inc. (WAFD) has an Asset Resilience Ratio of 15.18% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read WAFD liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how WaFd, Inc.'s Asset Resilience Ratio has changed over time. See WAFD FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down WaFd, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see WaFd, Inc. balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.19 Billion | 15.18% |
| Total Liquid Assets | $4.19 Billion | 15.18% |
Asset Resilience Insights
- Good Liquidity Position: WaFd, Inc. maintains a healthy 15.18% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
WaFd, Inc. Industry Peers by Asset Resilience Ratio
Compare WaFd, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Turkiye Garanti Bankasi A.S.
IS:GARAN |
Banks - Regional | 0.44% |
|
Bendigo and Adelaide Bank Ltd
AU:BEN |
Banks - Regional | -3.55% |
|
Renasant Corporation
NYSE:RNST |
Banks - Regional | 0.04% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Banestes S.A - Banco do Estado do Espírito Santo
SA:BEES3 |
Banks - Regional | 16.20% |
|
Bank Net Indonesia Syariah Tbk PT
JK:BANK |
Banks - Regional | -5.26% |
Annual Asset Resilience Ratio for WaFd, Inc. (2001–2025)
The table below shows the annual Asset Resilience Ratio data for WaFd, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 9.79% | $2.62 Billion | $26.70 Billion | +0.63pp |
| 2024-09-30 | 9.17% | $2.57 Billion | $28.06 Billion | +0.29pp |
| 2023-09-30 | 8.88% | $2.00 Billion | $22.47 Billion | -1.00pp |
| 2022-09-30 | 9.87% | $2.05 Billion | $20.77 Billion | -1.01pp |
| 2021-09-30 | 10.88% | $2.14 Billion | $19.65 Billion | -1.09pp |
| 2020-09-30 | 11.97% | $2.25 Billion | $18.79 Billion | +2.95pp |
| 2019-09-30 | 9.02% | $1.49 Billion | $16.47 Billion | +0.73pp |
| 2018-09-30 | 8.29% | $1.31 Billion | $15.87 Billion | -0.01pp |
| 2017-09-30 | 8.30% | $1.27 Billion | $15.25 Billion | -4.61pp |
| 2016-09-30 | 12.92% | $1.92 Billion | $14.89 Billion | -3.43pp |
| 2015-09-30 | 16.34% | $2.38 Billion | $14.57 Billion | -4.33pp |
| 2014-09-30 | 20.67% | $3.05 Billion | $14.76 Billion | +2.62pp |
| 2013-09-30 | 18.05% | $2.36 Billion | $13.08 Billion | +3.76pp |
| 2012-09-30 | 14.28% | $1.78 Billion | $12.47 Billion | +6.21pp |
| 2011-09-30 | 8.07% | $1.08 Billion | $13.44 Billion | +7.99pp |
| 2010-09-30 | 0.08% | $10.71 Million | $13.49 Billion | +0.08pp |
| 2009-09-30 | 0.00% | $1.24K | $12.58 Billion | -1.82pp |
| 2008-09-30 | 1.82% | $214.87 Million | $11.80 Billion | -0.75pp |
| 2007-09-30 | 2.57% | $264.35 Million | $10.29 Billion | -2.90pp |
| 2006-09-30 | 5.47% | $496.36 Million | $9.07 Billion | -6.33pp |
| 2005-09-30 | 11.80% | $971.55 Million | $8.23 Billion | +11.80pp |
| 2004-09-30 | 0.00% | $1.92K | $7.17 Billion | +0.00pp |
| 2003-09-30 | 0.00% | $1.73K | $7.54 Billion | 0.00pp |
| 2002-09-30 | 0.00% | $2.83K | $7.39 Billion | -16.80pp |
| 2001-09-30 | 16.80% | $1.18 Billion | $7.03 Billion | -- |
About WaFd, Inc.
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, con… Read more