WaFd, Inc. - Asset Resilience Ratio
WaFd, Inc. (WAFD) has an Asset Resilience Ratio of 15.79% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read WaFd, Inc. (WAFD) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how WaFd, Inc.'s Asset Resilience Ratio has changed over time. See WAFD net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down WaFd, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WaFd, Inc. stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.35 Billion | 15.79% |
| Total Liquid Assets | $4.35 Billion | 15.79% |
Asset Resilience Insights
- Good Liquidity Position: WaFd, Inc. maintains a healthy 15.79% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
WaFd, Inc. Industry Peers by Asset Resilience Ratio
Compare WaFd, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 9.68% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
TURKIYE GARANTI BANKASI AS
F:GBKB |
Banks - Regional | 1.14% |
|
First International Bank of Israel Ltd
TA:FIBI |
Banks - Regional | 0.18% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Jiangsu Zijin Rural Commercial Bank Co Ltd
SHG:601860 |
Banks - Regional | -10.81% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
Annual Asset Resilience Ratio for WaFd, Inc. (2001–2025)
The table below shows the annual Asset Resilience Ratio data for WaFd, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 9.79% | $2.62 Billion | $26.70 Billion | +0.63pp |
| 2024-09-30 | 9.17% | $2.57 Billion | $28.06 Billion | +0.29pp |
| 2023-09-30 | 8.88% | $2.00 Billion | $22.47 Billion | -1.00pp |
| 2022-09-30 | 9.87% | $2.05 Billion | $20.77 Billion | -1.01pp |
| 2021-09-30 | 10.88% | $2.14 Billion | $19.65 Billion | -1.09pp |
| 2020-09-30 | 11.97% | $2.25 Billion | $18.79 Billion | +2.95pp |
| 2019-09-30 | 9.02% | $1.49 Billion | $16.47 Billion | +0.73pp |
| 2018-09-30 | 8.29% | $1.31 Billion | $15.87 Billion | -0.01pp |
| 2017-09-30 | 8.30% | $1.27 Billion | $15.25 Billion | -4.61pp |
| 2016-09-30 | 12.92% | $1.92 Billion | $14.89 Billion | -3.43pp |
| 2015-09-30 | 16.34% | $2.38 Billion | $14.57 Billion | -4.33pp |
| 2014-09-30 | 20.67% | $3.05 Billion | $14.76 Billion | +2.62pp |
| 2013-09-30 | 18.05% | $2.36 Billion | $13.08 Billion | +3.76pp |
| 2012-09-30 | 14.28% | $1.78 Billion | $12.47 Billion | +6.21pp |
| 2011-09-30 | 8.07% | $1.08 Billion | $13.44 Billion | +7.99pp |
| 2010-09-30 | 0.08% | $10.71 Million | $13.49 Billion | +0.08pp |
| 2009-09-30 | 0.00% | $1.24K | $12.58 Billion | -1.82pp |
| 2008-09-30 | 1.82% | $214.87 Million | $11.80 Billion | -0.75pp |
| 2007-09-30 | 2.57% | $264.35 Million | $10.29 Billion | -2.90pp |
| 2006-09-30 | 5.47% | $496.36 Million | $9.07 Billion | -6.33pp |
| 2005-09-30 | 11.80% | $971.55 Million | $8.23 Billion | +11.80pp |
| 2004-09-30 | 0.00% | $1.92K | $7.17 Billion | +0.00pp |
| 2003-09-30 | 0.00% | $1.73K | $7.54 Billion | 0.00pp |
| 2002-09-30 | 0.00% | $2.83K | $7.39 Billion | -16.80pp |
| 2001-09-30 | 16.80% | $1.18 Billion | $7.03 Billion | -- |
About WaFd, Inc.
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, con… Read more