WaFd, Inc. - Asset Resilience Ratio

Latest as of March 2026: 15.79%

WaFd, Inc. (WAFD) has an Asset Resilience Ratio of 15.79% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$4.35 Billion
Cash + Short-term Investments

Total Assets

$27.57 Billion
All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2001–2025)

This chart shows how WaFd, Inc.'s Asset Resilience Ratio has changed over time. Check WAFD capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down WaFd, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WAFD stock market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $4.35 Billion 15.79%
Total Liquid Assets $4.35 Billion 15.79%

Asset Resilience Insights

  • Good Liquidity Position: WaFd, Inc. maintains a healthy 15.79% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

WaFd, Inc. Industry Peers by Asset Resilience Ratio

Compare WaFd, Inc.'s asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
China Merchants Bank Co Ltd
SHG:600036
Banks - Regional 2.14%
Commerzbank AG
XETRA:CBK
Banks - Regional 5.22%
China Merchants Bank Co. Ltd
F:M4B
Banks - Regional 2.14%
ING Bank Śląski SA
WAR:ING
Banks - Regional 9.74%
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
Banks - Regional 2.07%
Bank of Queensland Ltd
AU:BOQ
Banks - Regional 0.21%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Punjab & Sind Bank
NSE:PSB
Banks - Regional -9.96%

Annual Asset Resilience Ratio for WaFd, Inc. (2001–2025)

The table below shows the annual Asset Resilience Ratio data for WaFd, Inc..

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-09-30 9.79% $2.62 Billion $26.70 Billion +0.63pp
2024-09-30 9.17% $2.57 Billion $28.06 Billion +0.29pp
2023-09-30 8.88% $2.00 Billion $22.47 Billion -1.00pp
2022-09-30 9.87% $2.05 Billion $20.77 Billion -1.01pp
2021-09-30 10.88% $2.14 Billion $19.65 Billion -1.09pp
2020-09-30 11.97% $2.25 Billion $18.79 Billion +2.95pp
2019-09-30 9.02% $1.49 Billion $16.47 Billion +0.73pp
2018-09-30 8.29% $1.31 Billion $15.87 Billion -0.01pp
2017-09-30 8.30% $1.27 Billion $15.25 Billion -4.61pp
2016-09-30 12.92% $1.92 Billion $14.89 Billion -3.43pp
2015-09-30 16.34% $2.38 Billion $14.57 Billion -4.33pp
2014-09-30 20.67% $3.05 Billion $14.76 Billion +2.62pp
2013-09-30 18.05% $2.36 Billion $13.08 Billion +3.76pp
2012-09-30 14.28% $1.78 Billion $12.47 Billion +6.21pp
2011-09-30 8.07% $1.08 Billion $13.44 Billion +7.99pp
2010-09-30 0.08% $10.71 Million $13.49 Billion +0.08pp
2009-09-30 0.00% $1.24K $12.58 Billion -1.82pp
2008-09-30 1.82% $214.87 Million $11.80 Billion -0.75pp
2007-09-30 2.57% $264.35 Million $10.29 Billion -2.90pp
2006-09-30 5.47% $496.36 Million $9.07 Billion -6.33pp
2005-09-30 11.80% $971.55 Million $8.23 Billion +11.80pp
2004-09-30 0.00% $1.92K $7.17 Billion +0.00pp
2003-09-30 0.00% $1.73K $7.54 Billion 0.00pp
2002-09-30 0.00% $2.83K $7.39 Billion -16.80pp
2001-09-30 16.80% $1.18 Billion $7.03 Billion --
pp = percentage points

About WaFd, Inc.

NASDAQ:WAFD USA Banks - Regional
Market Cap
$2.83 Billion
Market Cap Rank
#5322 Global
#1729 in USA
Share Price
$38.34
Change (1 day)
-1.79%
52-Week Range
$27.83 - $39.04
All Time High
$39.04
About

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, con… Read more