Washington Federal Inc - Asset Resilience Ratio
Washington Federal Inc (WAFD) has an Asset Resilience Ratio of 11.90% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Washington Federal Inc (WAFD) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Washington Federal Inc's Asset Resilience Ratio has changed over time. See WAFD net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Washington Federal Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Washington Federal Inc stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.25 Billion | 11.9% |
| Total Liquid Assets | $3.25 Billion | 11.90% |
Asset Resilience Insights
- Moderate Liquidity: Washington Federal Inc has 11.90% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Washington Federal Inc Industry Peers by Asset Resilience Ratio
Compare Washington Federal Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Washington Federal Inc (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Washington Federal Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 9.79% | $2.62 Billion | $26.70 Billion | +0.63pp |
| 2024-09-30 | 9.17% | $2.57 Billion | $28.06 Billion | +0.29pp |
| 2023-09-30 | 8.88% | $2.00 Billion | $22.47 Billion | -1.00pp |
| 2022-09-30 | 9.87% | $2.05 Billion | $20.77 Billion | -1.01pp |
| 2021-09-30 | 10.88% | $2.14 Billion | $19.65 Billion | -1.09pp |
| 2020-09-30 | 11.97% | $2.25 Billion | $18.79 Billion | +2.95pp |
| 2019-09-30 | 9.02% | $1.49 Billion | $16.47 Billion | +0.73pp |
| 2018-09-30 | 8.29% | $1.31 Billion | $15.87 Billion | -0.01pp |
| 2017-09-30 | 8.30% | $1.27 Billion | $15.25 Billion | -4.61pp |
| 2016-09-30 | 12.92% | $1.92 Billion | $14.89 Billion | -3.43pp |
| 2015-09-30 | 16.34% | $2.38 Billion | $14.57 Billion | -4.33pp |
| 2014-09-30 | 20.67% | $3.05 Billion | $14.76 Billion | +2.62pp |
| 2013-09-30 | 18.05% | $2.36 Billion | $13.08 Billion | +3.76pp |
| 2012-09-30 | 14.28% | $1.78 Billion | $12.47 Billion | +6.21pp |
| 2011-09-30 | 8.07% | $1.08 Billion | $13.44 Billion | +7.99pp |
| 2010-09-30 | 0.08% | $10.71 Million | $13.49 Billion | +0.08pp |
| 2009-09-30 | 0.00% | $1.24K | $12.58 Billion | -1.82pp |
| 2008-09-30 | 1.82% | $214.87 Million | $11.80 Billion | -0.75pp |
| 2007-09-30 | 2.57% | $264.35 Million | $10.29 Billion | -2.90pp |
| 2006-09-30 | 5.47% | $496.36 Million | $9.07 Billion | -6.33pp |
| 2005-09-30 | 11.80% | $971.55 Million | $8.23 Billion | +11.80pp |
| 2004-09-30 | 0.00% | $1.92K | $7.17 Billion | +0.00pp |
| 2003-09-30 | 0.00% | $1.73K | $7.54 Billion | 0.00pp |
| 2002-09-30 | 0.00% | $2.83K | $7.39 Billion | -16.80pp |
| 2001-09-30 | 16.80% | $1.18 Billion | $7.03 Billion | -- |
About Washington Federal Inc
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, con… Read more