William Penn Bancorp Inc - Asset Resilience Ratio

Latest as of December 2024: 18.22%

William Penn Bancorp Inc (WMPN) has an Asset Resilience Ratio of 18.22% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See William Penn Bancorp Inc (WMPN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$145.09 Million

Cash + Short-term Investments

Total Assets

$796.43 Million

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2008–2024)

This chart shows how William Penn Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of William Penn Bancorp Inc.

Liquid Assets Composition Over Time

This chart breaks down William Penn Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore WMPN long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$145.09 Million	18.22%
Total Liquid Assets	$145.09 Million	18.22%

Asset Resilience Insights

Good Liquidity Position: William Penn Bancorp Inc maintains a healthy 18.22% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

William Penn Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare William Penn Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for William Penn Bancorp Inc (2008–2024)

The table below shows the annual Asset Resilience Ratio data for William Penn Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-06-30	18.41%	$150.75 Million	$818.75 Million	-1.07pp
2023-06-30	19.48%	$165.13 Million	$847.58 Million	-1.29pp
2022-06-30	20.77%	$182.75 Million	$879.95 Million	+5.77pp
2021-06-30	15.00%	$123.33 Million	$822.41 Million	+2.78pp
2020-06-30	12.22%	$90.00 Million	$736.45 Million	+7.25pp
2019-06-30	4.97%	$20.66 Million	$415.83 Million	+4.29pp
2018-06-30	0.67%	$2.03 Million	$301.11 Million	-0.34pp
2017-06-30	1.02%	$3.21 Million	$316.00 Million	-13.52pp
2016-06-30	14.53%	$45.65 Million	$314.07 Million	+4.45pp
2015-06-30	10.08%	$32.18 Million	$319.29 Million	+0.03pp
2014-06-30	10.05%	$31.56 Million	$314.08 Million	+0.43pp
2013-06-30	9.62%	$30.40 Million	$315.90 Million	-1.06pp
2012-06-30	10.69%	$33.82 Million	$316.48 Million	+3.38pp
2011-06-30	7.31%	$24.08 Million	$329.40 Million	+1.28pp
2010-06-30	6.03%	$19.68 Million	$326.37 Million	+0.31pp
2009-06-30	5.72%	$17.64 Million	$308.23 Million	+3.90pp
2008-06-30	1.82%	$5.14 Million	$282.13 Million	--

pp = percentage points

About William Penn Bancorp Inc

NASDAQ:WMPN USA Banks - Regional

Market Cap

$113.45 Million

Market Cap Rank

#18779 Global

#4356 in USA

Share Price

$12.32

Change (1 day)

+0.00%

52-Week Range

$12.32 - $12.32

All Time High

$13.43