WesBanco, Inc. - Asset Resilience Ratio
WesBanco, Inc. (WSBC) has an Asset Resilience Ratio of 15.97% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See WesBanco, Inc. (WSBC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how WesBanco, Inc.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of WesBanco, Inc..
Liquid Assets Composition Over Time
This chart breaks down WesBanco, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore WSBC strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.44 Billion | 15.97% |
| Total Liquid Assets | $4.44 Billion | 15.97% |
Asset Resilience Insights
- Good Liquidity Position: WesBanco, Inc. maintains a healthy 15.97% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
WesBanco, Inc. Industry Peers by Asset Resilience Ratio
Compare WesBanco, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for WesBanco, Inc. (2000–2025)
The table below shows the annual Asset Resilience Ratio data for WesBanco, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.87% | $3.29 Billion | $27.70 Billion | +10.74pp |
| 2024-12-31 | 1.14% | $212.59 Million | $18.68 Billion | -11.25pp |
| 2023-12-31 | 12.39% | $2.19 Billion | $17.71 Billion | -2.55pp |
| 2022-12-31 | 14.94% | $2.53 Billion | $16.93 Billion | -2.87pp |
| 2021-12-31 | 17.80% | $3.01 Billion | $16.93 Billion | +5.76pp |
| 2020-12-31 | 12.04% | $1.98 Billion | $16.43 Billion | -3.18pp |
| 2019-12-31 | 15.23% | $2.39 Billion | $15.72 Billion | -1.74pp |
| 2018-12-31 | 16.97% | $2.11 Billion | $12.46 Billion | +4.06pp |
| 2017-12-31 | 12.91% | $1.27 Billion | $9.82 Billion | +0.24pp |
| 2016-12-31 | 12.68% | $1.24 Billion | $9.79 Billion | -3.96pp |
| 2015-12-31 | 16.64% | $1.41 Billion | $8.47 Billion | +2.07pp |
| 2014-12-31 | 14.57% | $917.42 Million | $6.30 Billion | -0.64pp |
| 2013-12-31 | 15.21% | $934.39 Million | $6.14 Billion | -1.59pp |
| 2012-12-31 | 16.80% | $1.02 Billion | $6.08 Billion | -1.56pp |
| 2011-12-31 | 18.36% | $1.02 Billion | $5.54 Billion | +17.95pp |
| 2010-12-31 | 0.41% | $21.89 Million | $5.36 Billion | +0.21pp |
| 2009-12-31 | 0.20% | $10.81 Million | $5.40 Billion | -1.05pp |
| 2008-12-31 | 1.25% | $65.14 Million | $5.22 Billion | +1.22pp |
| 2007-12-31 | 0.03% | $1.64 Million | $5.38 Billion | +0.00pp |
| 2006-12-31 | 0.03% | $1.22 Million | $4.10 Billion | -0.03pp |
| 2005-12-31 | 0.05% | $2.43 Million | $4.42 Billion | -0.03pp |
| 2004-12-31 | 0.09% | $3.45 Million | $4.01 Billion | -0.50pp |
| 2003-12-31 | 0.59% | $20.19 Million | $3.45 Billion | +0.56pp |
| 2002-12-31 | 0.03% | $984.00K | $3.30 Billion | +0.00pp |
| 2001-12-31 | 0.03% | $712.00K | $2.47 Billion | +0.00pp |
| 2000-12-31 | 0.03% | $620.00K | $2.31 Billion | -- |
About WesBanco, Inc.
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing dem… Read more