WesBanco, Inc. Asset Resilience Ratio
WesBanco, Inc. asset resilience ratio. WesBanco, Inc. (WSBC) has an Asset Resilience Ratio of 15.97% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of WesBanco, Inc. to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of WesBanco, Inc. (2000–2025)
Asset resilience ratio of WesBanco, Inc. from 2000 to 2025. This chart shows how WesBanco, Inc.'s Asset Resilience Ratio has changed over time. Read WSBC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down WesBanco, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see WesBanco, Inc. balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.44 Billion | 15.97% |
| Total Liquid Assets | $4.44 Billion | 15.97% |
Asset Resilience Insights
- Good Liquidity Position: WesBanco, Inc. maintains a healthy 15.97% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
WesBanco, Inc. Industry Peers by Asset Resilience Ratio
Compare WesBanco, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
WesBanco, Inc. Asset Resilience Ratio by Year (2000–2025)
WesBanco, Inc. asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for WesBanco, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.87% | $3.29 Billion | $27.70 Billion | +10.74pp |
| 2024-12-31 | 1.14% | $212.59 Million | $18.68 Billion | -11.25pp |
| 2023-12-31 | 12.39% | $2.19 Billion | $17.71 Billion | -2.55pp |
| 2022-12-31 | 14.94% | $2.53 Billion | $16.93 Billion | -2.87pp |
| 2021-12-31 | 17.80% | $3.01 Billion | $16.93 Billion | +5.76pp |
| 2020-12-31 | 12.04% | $1.98 Billion | $16.43 Billion | -3.18pp |
| 2019-12-31 | 15.23% | $2.39 Billion | $15.72 Billion | -1.74pp |
| 2018-12-31 | 16.97% | $2.11 Billion | $12.46 Billion | +4.06pp |
| 2017-12-31 | 12.91% | $1.27 Billion | $9.82 Billion | +0.24pp |
| 2016-12-31 | 12.68% | $1.24 Billion | $9.79 Billion | -3.96pp |
| 2015-12-31 | 16.64% | $1.41 Billion | $8.47 Billion | +2.07pp |
| 2014-12-31 | 14.57% | $917.42 Million | $6.30 Billion | -0.64pp |
| 2013-12-31 | 15.21% | $934.39 Million | $6.14 Billion | -1.59pp |
| 2012-12-31 | 16.80% | $1.02 Billion | $6.08 Billion | -1.56pp |
| 2011-12-31 | 18.36% | $1.02 Billion | $5.54 Billion | +17.95pp |
| 2010-12-31 | 0.41% | $21.89 Million | $5.36 Billion | +0.21pp |
| 2009-12-31 | 0.20% | $10.81 Million | $5.40 Billion | -1.05pp |
| 2008-12-31 | 1.25% | $65.14 Million | $5.22 Billion | +1.22pp |
| 2007-12-31 | 0.03% | $1.64 Million | $5.38 Billion | +0.00pp |
| 2006-12-31 | 0.03% | $1.22 Million | $4.10 Billion | -0.03pp |
| 2005-12-31 | 0.05% | $2.43 Million | $4.42 Billion | -0.03pp |
| 2004-12-31 | 0.09% | $3.45 Million | $4.01 Billion | -0.50pp |
| 2003-12-31 | 0.59% | $20.19 Million | $3.45 Billion | +0.56pp |
| 2002-12-31 | 0.03% | $984.00K | $3.30 Billion | +0.00pp |
| 2001-12-31 | 0.03% | $712.00K | $2.47 Billion | +0.00pp |
| 2000-12-31 | 0.03% | $620.00K | $2.31 Billion | -- |
About WesBanco, Inc.
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing dem… Read more