WesBanco Inc - Asset Resilience Ratio
WesBanco Inc (WSBC) has an Asset Resilience Ratio of 11.87% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read WesBanco Inc (WSBC) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how WesBanco Inc's Asset Resilience Ratio has changed over time. See WesBanco Inc shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down WesBanco Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WesBanco Inc (WSBC) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.29 Billion | 11.87% |
| Total Liquid Assets | $3.29 Billion | 11.87% |
Asset Resilience Insights
- Moderate Liquidity: WesBanco Inc has 11.87% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
WesBanco Inc Industry Peers by Asset Resilience Ratio
Compare WesBanco Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for WesBanco Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for WesBanco Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.87% | $3.29 Billion | $27.70 Billion | +10.74pp |
| 2024-12-31 | 1.14% | $212.59 Million | $18.68 Billion | -11.25pp |
| 2023-12-31 | 12.39% | $2.19 Billion | $17.71 Billion | -2.55pp |
| 2022-12-31 | 14.94% | $2.53 Billion | $16.93 Billion | -2.87pp |
| 2021-12-31 | 17.80% | $3.01 Billion | $16.93 Billion | +5.76pp |
| 2020-12-31 | 12.04% | $1.98 Billion | $16.43 Billion | -3.18pp |
| 2019-12-31 | 15.23% | $2.39 Billion | $15.72 Billion | -1.74pp |
| 2018-12-31 | 16.97% | $2.11 Billion | $12.46 Billion | +4.06pp |
| 2017-12-31 | 12.91% | $1.27 Billion | $9.82 Billion | +0.24pp |
| 2016-12-31 | 12.68% | $1.24 Billion | $9.79 Billion | -3.96pp |
| 2015-12-31 | 16.64% | $1.41 Billion | $8.47 Billion | +2.07pp |
| 2014-12-31 | 14.57% | $917.42 Million | $6.30 Billion | -0.64pp |
| 2013-12-31 | 15.21% | $934.39 Million | $6.14 Billion | -1.59pp |
| 2012-12-31 | 16.80% | $1.02 Billion | $6.08 Billion | -1.56pp |
| 2011-12-31 | 18.36% | $1.02 Billion | $5.54 Billion | +17.95pp |
| 2010-12-31 | 0.41% | $21.89 Million | $5.36 Billion | +0.21pp |
| 2009-12-31 | 0.20% | $10.81 Million | $5.40 Billion | -1.05pp |
| 2008-12-31 | 1.25% | $65.14 Million | $5.22 Billion | +1.22pp |
| 2007-12-31 | 0.03% | $1.64 Million | $5.38 Billion | +0.00pp |
| 2006-12-31 | 0.03% | $1.22 Million | $4.10 Billion | -0.03pp |
| 2005-12-31 | 0.05% | $2.43 Million | $4.42 Billion | -0.03pp |
| 2004-12-31 | 0.09% | $3.45 Million | $4.01 Billion | -0.50pp |
| 2003-12-31 | 0.59% | $20.19 Million | $3.45 Billion | +0.56pp |
| 2002-12-31 | 0.03% | $984.00K | $3.30 Billion | +0.00pp |
| 2001-12-31 | 0.03% | $712.00K | $2.47 Billion | +0.00pp |
| 2000-12-31 | 0.03% | $620.00K | $2.31 Billion | -- |
About WesBanco Inc
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing dem… Read more