WesBanco, Inc. - Asset Resilience Ratio
WesBanco, Inc. (WSBC) has an Asset Resilience Ratio of 12.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check WesBanco, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how WesBanco, Inc.'s Asset Resilience Ratio has changed over time. See WesBanco, Inc. balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down WesBanco, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WesBanco, Inc. (WSBC) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.30 Billion | 12.0% |
| Total Liquid Assets | $3.30 Billion | 12.00% |
Asset Resilience Insights
- Moderate Liquidity: WesBanco, Inc. has 12.00% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
WesBanco, Inc. Industry Peers by Asset Resilience Ratio
Compare WesBanco, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for WesBanco, Inc. (2000–2025)
The table below shows the annual Asset Resilience Ratio data for WesBanco, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.87% | $3.29 Billion | $27.70 Billion | +10.74pp |
| 2024-12-31 | 1.14% | $212.59 Million | $18.68 Billion | -11.25pp |
| 2023-12-31 | 12.39% | $2.19 Billion | $17.71 Billion | -2.55pp |
| 2022-12-31 | 14.94% | $2.53 Billion | $16.93 Billion | -2.87pp |
| 2021-12-31 | 17.80% | $3.01 Billion | $16.93 Billion | +5.76pp |
| 2020-12-31 | 12.04% | $1.98 Billion | $16.43 Billion | -3.18pp |
| 2019-12-31 | 15.23% | $2.39 Billion | $15.72 Billion | -1.74pp |
| 2018-12-31 | 16.97% | $2.11 Billion | $12.46 Billion | +4.06pp |
| 2017-12-31 | 12.91% | $1.27 Billion | $9.82 Billion | +0.24pp |
| 2016-12-31 | 12.68% | $1.24 Billion | $9.79 Billion | -3.96pp |
| 2015-12-31 | 16.64% | $1.41 Billion | $8.47 Billion | +2.07pp |
| 2014-12-31 | 14.57% | $917.42 Million | $6.30 Billion | -0.64pp |
| 2013-12-31 | 15.21% | $934.39 Million | $6.14 Billion | -1.59pp |
| 2012-12-31 | 16.80% | $1.02 Billion | $6.08 Billion | -1.56pp |
| 2011-12-31 | 18.36% | $1.02 Billion | $5.54 Billion | +17.95pp |
| 2010-12-31 | 0.41% | $21.89 Million | $5.36 Billion | +0.21pp |
| 2009-12-31 | 0.20% | $10.81 Million | $5.40 Billion | -1.05pp |
| 2008-12-31 | 1.25% | $65.14 Million | $5.22 Billion | +1.22pp |
| 2007-12-31 | 0.03% | $1.64 Million | $5.38 Billion | +0.00pp |
| 2006-12-31 | 0.03% | $1.22 Million | $4.10 Billion | -0.03pp |
| 2005-12-31 | 0.05% | $2.43 Million | $4.42 Billion | -0.03pp |
| 2004-12-31 | 0.09% | $3.45 Million | $4.01 Billion | -0.50pp |
| 2003-12-31 | 0.59% | $20.19 Million | $3.45 Billion | +0.56pp |
| 2002-12-31 | 0.03% | $984.00K | $3.30 Billion | +0.00pp |
| 2001-12-31 | 0.03% | $712.00K | $2.47 Billion | +0.00pp |
| 2000-12-31 | 0.03% | $620.00K | $2.31 Billion | -- |
About WesBanco, Inc.
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing dem… Read more