WSFS Financial Corporation - Asset Resilience Ratio
WSFS Financial Corporation (WSFS) has an Asset Resilience Ratio of 0.15% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See WSFS working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how WSFS Financial Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of WSFS Financial Corporation.
Liquid Assets Composition Over Time
This chart breaks down WSFS Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of WSFS Financial Corporation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $32.52 Million | 0.15% |
| Total Liquid Assets | $32.52 Million | 0.15% |
Asset Resilience Insights
- Limited Liquidity: WSFS Financial Corporation maintains only 0.15% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
WSFS Financial Corporation Industry Peers by Asset Resilience Ratio
Compare WSFS Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for WSFS Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for WSFS Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.15% | $32.52 Million | $21.31 Billion | +0.07pp |
| 2024-12-31 | 0.08% | $16.70 Million | $20.81 Billion | -18.60pp |
| 2023-12-31 | 18.68% | $3.85 Billion | $20.59 Billion | -1.88pp |
| 2022-12-31 | 20.55% | $4.09 Billion | $19.91 Billion | -12.44pp |
| 2021-12-31 | 32.99% | $5.21 Billion | $15.78 Billion | +15.35pp |
| 2020-12-31 | 17.64% | $2.53 Billion | $14.33 Billion | +1.78pp |
| 2019-12-31 | 15.87% | $1.94 Billion | $12.26 Billion | -0.76pp |
| 2018-12-31 | 16.62% | $1.21 Billion | $7.25 Billion | +4.65pp |
| 2017-12-31 | 11.97% | $838.12 Million | $7.00 Billion | +0.23pp |
| 2016-12-31 | 11.74% | $794.54 Million | $6.77 Billion | -1.16pp |
| 2015-12-31 | 12.91% | $721.03 Million | $5.59 Billion | -2.34pp |
| 2014-12-31 | 15.25% | $740.12 Million | $4.85 Billion | -2.84pp |
| 2013-12-31 | 18.09% | $817.12 Million | $4.52 Billion | -2.65pp |
| 2012-12-31 | 20.74% | $907.50 Million | $4.38 Billion | +0.71pp |
| 2011-12-31 | 20.04% | $859.36 Million | $4.29 Billion | +20.03pp |
| 2010-12-31 | 0.01% | $219.00K | $3.95 Billion | -0.01pp |
| 2009-12-31 | 0.02% | $709.00K | $3.75 Billion | -0.02pp |
| 2008-12-31 | 0.03% | $1.18 Million | $3.43 Billion | +0.00pp |
| 2007-12-31 | 0.03% | $1.08 Million | $3.20 Billion | -0.02pp |
| 2006-12-31 | 0.06% | $1.74 Million | $3.00 Billion | +0.05pp |
| 2005-12-31 | 0.01% | $173.00K | $2.85 Billion | -0.02pp |
| 2004-12-31 | 0.02% | $531.00K | $2.50 Billion | -0.03pp |
| 2003-12-31 | 0.05% | $1.09 Million | $2.21 Billion | -4.15pp |
| 2002-12-31 | 4.19% | $71.52 Million | $1.71 Billion | -0.73pp |
| 2001-12-31 | 4.92% | $94.14 Million | $1.91 Billion | +4.30pp |
| 2000-12-31 | 0.62% | $10.82 Million | $1.74 Billion | -- |
About WSFS Financial Corporation
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth Management segments. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit acco… Read more