West Bancorporation - Asset Resilience Ratio
West Bancorporation (WTBA) has an Asset Resilience Ratio of 8.41% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read WTBA current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2024)
This chart shows how West Bancorporation's Asset Resilience Ratio has changed over time. See WTBA total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down West Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see West Bancorporation stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $335.07 Million | 8.41% |
| Total Liquid Assets | $335.07 Million | 8.41% |
Asset Resilience Insights
- Limited Liquidity: West Bancorporation maintains only 8.41% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
West Bancorporation Industry Peers by Asset Resilience Ratio
Compare West Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for West Bancorporation (2002–2024)
The table below shows the annual Asset Resilience Ratio data for West Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 13.56% | $544.57 Million | $4.01 Billion | -2.75pp |
| 2023-12-31 | 16.31% | $623.92 Million | $3.83 Billion | -2.07pp |
| 2022-12-31 | 18.38% | $664.12 Million | $3.61 Billion | -3.30pp |
| 2021-12-31 | 21.68% | $758.82 Million | $3.50 Billion | +8.48pp |
| 2020-12-31 | 13.20% | $420.57 Million | $3.19 Billion | -2.91pp |
| 2019-12-31 | 16.11% | $398.58 Million | $2.47 Billion | -3.65pp |
| 2018-12-31 | 19.76% | $453.76 Million | $2.30 Billion | -1.25pp |
| 2017-12-31 | 21.01% | $444.22 Million | $2.11 Billion | +6.95pp |
| 2016-12-31 | 14.06% | $260.64 Million | $1.85 Billion | -4.28pp |
| 2015-12-31 | 18.34% | $320.71 Million | $1.75 Billion | +1.46pp |
| 2014-12-31 | 16.88% | $272.79 Million | $1.62 Billion | -7.05pp |
| 2013-12-31 | 23.93% | $345.22 Million | $1.44 Billion | +3.74pp |
| 2012-12-31 | 20.20% | $292.31 Million | $1.45 Billion | -2.11pp |
| 2011-12-31 | 22.30% | $283.14 Million | $1.27 Billion | +17.10pp |
| 2010-12-31 | 5.20% | $67.89 Million | $1.31 Billion | -1.38pp |
| 2009-12-31 | 6.58% | $103.57 Million | $1.58 Billion | -4.58pp |
| 2008-12-31 | 11.15% | $173.26 Million | $1.55 Billion | +11.12pp |
| 2007-12-31 | 0.03% | $414.00K | $1.34 Billion | -0.02pp |
| 2006-12-31 | 0.05% | $615.00K | $1.27 Billion | -0.05pp |
| 2005-12-31 | 0.10% | $1.24 Million | $1.24 Billion | -0.87pp |
| 2004-12-31 | 0.97% | $11.19 Million | $1.15 Billion | -4.45pp |
| 2003-12-31 | 5.43% | $54.29 Million | $1.00 Billion | -12.43pp |
| 2002-12-31 | 17.85% | $158.19 Million | $886.12 Million | -- |
About West Bancorporation
West Bancorporation, Inc. operates as the financial holding company provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. It also provides loan products comprising commercial real estate loans, cons… Read more