West Bancorporation - Asset Resilience Ratio
West Bancorporation (WTBA) has an Asset Resilience Ratio of 7.01% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check West Bancorporation strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how West Bancorporation's Asset Resilience Ratio has changed over time. See West Bancorporation (WTBA) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down West Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see West Bancorporation stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $281.08 Million | 7.01% |
| Total Liquid Assets | $281.08 Million | 7.01% |
Asset Resilience Insights
- Limited Liquidity: West Bancorporation maintains only 7.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
West Bancorporation Industry Peers by Asset Resilience Ratio
Compare West Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for West Bancorporation (2002–2025)
The table below shows the annual Asset Resilience Ratio data for West Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.00% | $289.82 Million | $4.14 Billion | -6.57pp |
| 2024-12-31 | 13.56% | $544.57 Million | $4.01 Billion | -2.75pp |
| 2023-12-31 | 16.31% | $623.92 Million | $3.83 Billion | -2.07pp |
| 2022-12-31 | 18.38% | $664.12 Million | $3.61 Billion | -3.30pp |
| 2021-12-31 | 21.68% | $758.82 Million | $3.50 Billion | +8.48pp |
| 2020-12-31 | 13.20% | $420.57 Million | $3.19 Billion | -2.91pp |
| 2019-12-31 | 16.11% | $398.58 Million | $2.47 Billion | -3.65pp |
| 2018-12-31 | 19.76% | $453.76 Million | $2.30 Billion | -1.25pp |
| 2017-12-31 | 21.01% | $444.22 Million | $2.11 Billion | +6.95pp |
| 2016-12-31 | 14.06% | $260.64 Million | $1.85 Billion | -4.28pp |
| 2015-12-31 | 18.34% | $320.71 Million | $1.75 Billion | +1.46pp |
| 2014-12-31 | 16.88% | $272.79 Million | $1.62 Billion | -7.05pp |
| 2013-12-31 | 23.93% | $345.22 Million | $1.44 Billion | +3.74pp |
| 2012-12-31 | 20.20% | $292.31 Million | $1.45 Billion | -2.11pp |
| 2011-12-31 | 22.30% | $283.14 Million | $1.27 Billion | +17.10pp |
| 2010-12-31 | 5.20% | $67.89 Million | $1.31 Billion | -1.38pp |
| 2009-12-31 | 6.58% | $103.57 Million | $1.58 Billion | -4.58pp |
| 2008-12-31 | 11.15% | $173.26 Million | $1.55 Billion | +11.12pp |
| 2007-12-31 | 0.03% | $414.00K | $1.34 Billion | -0.02pp |
| 2006-12-31 | 0.05% | $615.00K | $1.27 Billion | -0.05pp |
| 2005-12-31 | 0.10% | $1.24 Million | $1.24 Billion | -0.87pp |
| 2004-12-31 | 0.97% | $11.19 Million | $1.15 Billion | -4.45pp |
| 2003-12-31 | 5.43% | $54.29 Million | $1.00 Billion | -12.43pp |
| 2002-12-31 | 17.85% | $158.19 Million | $886.12 Million | -- |
About West Bancorporation
West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. It also provides loan products comprising commercial real esta… Read more