West Bancorporation - Asset Resilience Ratio
West Bancorporation (WTBA) has an Asset Resilience Ratio of 11.08% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See West Bancorporation (WTBA) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how West Bancorporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see West Bancorporation (WTBA) total assets.
Liquid Assets Composition Over Time
This chart breaks down West Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore West Bancorporation (WTBA) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $446.57 Million | 11.08% |
| Total Liquid Assets | $446.57 Million | 11.08% |
Asset Resilience Insights
- Moderate Liquidity: West Bancorporation has 11.08% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
West Bancorporation Industry Peers by Asset Resilience Ratio
Compare West Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for West Bancorporation (2002–2025)
The table below shows the annual Asset Resilience Ratio data for West Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.00% | $289.82 Million | $4.14 Billion | -6.57pp |
| 2024-12-31 | 13.56% | $544.57 Million | $4.01 Billion | -2.75pp |
| 2023-12-31 | 16.31% | $623.92 Million | $3.83 Billion | -2.07pp |
| 2022-12-31 | 18.38% | $664.12 Million | $3.61 Billion | -3.30pp |
| 2021-12-31 | 21.68% | $758.82 Million | $3.50 Billion | +8.48pp |
| 2020-12-31 | 13.20% | $420.57 Million | $3.19 Billion | -2.91pp |
| 2019-12-31 | 16.11% | $398.58 Million | $2.47 Billion | -3.65pp |
| 2018-12-31 | 19.76% | $453.76 Million | $2.30 Billion | -1.25pp |
| 2017-12-31 | 21.01% | $444.22 Million | $2.11 Billion | +6.95pp |
| 2016-12-31 | 14.06% | $260.64 Million | $1.85 Billion | -4.28pp |
| 2015-12-31 | 18.34% | $320.71 Million | $1.75 Billion | +1.46pp |
| 2014-12-31 | 16.88% | $272.79 Million | $1.62 Billion | -7.05pp |
| 2013-12-31 | 23.93% | $345.22 Million | $1.44 Billion | +3.74pp |
| 2012-12-31 | 20.20% | $292.31 Million | $1.45 Billion | -2.11pp |
| 2011-12-31 | 22.30% | $283.14 Million | $1.27 Billion | +17.10pp |
| 2010-12-31 | 5.20% | $67.89 Million | $1.31 Billion | -1.38pp |
| 2009-12-31 | 6.58% | $103.57 Million | $1.58 Billion | -4.58pp |
| 2008-12-31 | 11.15% | $173.26 Million | $1.55 Billion | +11.12pp |
| 2007-12-31 | 0.03% | $414.00K | $1.34 Billion | -0.02pp |
| 2006-12-31 | 0.05% | $615.00K | $1.27 Billion | -0.05pp |
| 2005-12-31 | 0.10% | $1.24 Million | $1.24 Billion | -0.87pp |
| 2004-12-31 | 0.97% | $11.19 Million | $1.15 Billion | -4.45pp |
| 2003-12-31 | 5.43% | $54.29 Million | $1.00 Billion | -12.43pp |
| 2002-12-31 | 17.85% | $158.19 Million | $886.12 Million | -- |
About West Bancorporation
West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. It also provides loan products comprising commercial real esta… Read more