West Bancorporation Asset Resilience Ratio
West Bancorporation asset resilience ratio. West Bancorporation (WTBA) has an Asset Resilience Ratio of 11.08% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See WTBA days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of West Bancorporation (2002–2025)
Asset resilience ratio of West Bancorporation from 2002 to 2025. This chart shows how West Bancorporation's Asset Resilience Ratio has changed over time. Read West Bancorporation balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down West Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see West Bancorporation asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $446.57 Million | 11.08% |
| Total Liquid Assets | $446.57 Million | 11.08% |
Asset Resilience Insights
- Moderate Liquidity: West Bancorporation has 11.08% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
West Bancorporation Industry Peers by Asset Resilience Ratio
Compare West Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
West Bancorporation Asset Resilience Ratio by Year (2002–2025)
West Bancorporation asset resilience ratio by year from 2002 to 2025. The table below shows the annual Asset Resilience Ratio data for West Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.00% | $289.82 Million | $4.14 Billion | -6.57pp |
| 2024-12-31 | 13.56% | $544.57 Million | $4.01 Billion | -2.75pp |
| 2023-12-31 | 16.31% | $623.92 Million | $3.83 Billion | -2.07pp |
| 2022-12-31 | 18.38% | $664.12 Million | $3.61 Billion | -3.30pp |
| 2021-12-31 | 21.68% | $758.82 Million | $3.50 Billion | +8.48pp |
| 2020-12-31 | 13.20% | $420.57 Million | $3.19 Billion | -2.91pp |
| 2019-12-31 | 16.11% | $398.58 Million | $2.47 Billion | -3.65pp |
| 2018-12-31 | 19.76% | $453.76 Million | $2.30 Billion | -1.25pp |
| 2017-12-31 | 21.01% | $444.22 Million | $2.11 Billion | +6.95pp |
| 2016-12-31 | 14.06% | $260.64 Million | $1.85 Billion | -4.28pp |
| 2015-12-31 | 18.34% | $320.71 Million | $1.75 Billion | +1.46pp |
| 2014-12-31 | 16.88% | $272.79 Million | $1.62 Billion | -7.05pp |
| 2013-12-31 | 23.93% | $345.22 Million | $1.44 Billion | +3.74pp |
| 2012-12-31 | 20.20% | $292.31 Million | $1.45 Billion | -2.11pp |
| 2011-12-31 | 22.30% | $283.14 Million | $1.27 Billion | +17.10pp |
| 2010-12-31 | 5.20% | $67.89 Million | $1.31 Billion | -1.38pp |
| 2009-12-31 | 6.58% | $103.57 Million | $1.58 Billion | -4.58pp |
| 2008-12-31 | 11.15% | $173.26 Million | $1.55 Billion | +11.12pp |
| 2007-12-31 | 0.03% | $414.00K | $1.34 Billion | -0.02pp |
| 2006-12-31 | 0.05% | $615.00K | $1.27 Billion | -0.05pp |
| 2005-12-31 | 0.10% | $1.24 Million | $1.24 Billion | -0.87pp |
| 2004-12-31 | 0.97% | $11.19 Million | $1.15 Billion | -4.45pp |
| 2003-12-31 | 5.43% | $54.29 Million | $1.00 Billion | -12.43pp |
| 2002-12-31 | 17.85% | $158.19 Million | $886.12 Million | -- |
About West Bancorporation
West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. It also provides loan products comprising commercial real esta… Read more