XChange TEC.INC - Asset Resilience Ratio
XChange TEC.INC (XHG) has an Asset Resilience Ratio of 2.73% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read XChange TEC.INC (XHG) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2023–2025)
This chart shows how XChange TEC.INC's Asset Resilience Ratio has changed over time. See XChange TEC.INC shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down XChange TEC.INC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see XHG market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.89 Million | 2.73% |
| Total Liquid Assets | $1.89 Million | 2.73% |
Asset Resilience Insights
- Limited Liquidity: XChange TEC.INC maintains only 2.73% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
XChange TEC.INC Industry Peers by Asset Resilience Ratio
Compare XChange TEC.INC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Steadfast Group Ltd
AU:SDF |
Insurance Brokers | 6.24% |
|
AUB Group Ltd
AU:AUB |
Insurance Brokers | 28.39% |
|
Wiz Soluções e Corretagem de Seguros S.A
SA:WIZC3 |
Insurance Brokers | 0.40% |
|
Banvida
SN:BANVIDA |
Insurance Brokers | 0.65% |
|
Aon PLC
F:4VK |
Insurance Brokers | 0.40% |
|
AUB GROUP LTD.
F:A5H |
Insurance Brokers | 0.03% |
|
Fanhua Inc
F:4CIA |
Insurance Brokers | 15.16% |
|
PB Fintech Limited
NSE:POLICYBZR |
Insurance Brokers | 15.76% |
Annual Asset Resilience Ratio for XChange TEC.INC (2023–2025)
The table below shows the annual Asset Resilience Ratio data for XChange TEC.INC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 2.73% | $1.89 Million | $69.39 Million | +2.47pp |
| 2024-09-30 | 0.26% | $2.03 Million | $782.84 Million | +0.17pp |
| 2023-09-30 | 0.09% | $74.00K | $85.65 Million | -- |
About XChange TEC.INC
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualt… Read more